Floor Coverings International
The total investment to open a Floor Coverings International franchise ranges from $40,000 to $300,300. The initial franchise fee is $30,000. Ongoing royalties are 5% plus a 3% advertising fee.
What is the Floor Coverings International franchise?
Investing in a franchise requires a substantial financial commitment, and buyers must separate a genuine opportunity from marketing language. Common concerns include putting capital into the wrong business, choosing a brand that may not support long term growth, and discovering operational complications or unplanned costs. Those concerns are especially relevant in the large and competitive home improvement sector, including flooring, where many local and regional businesses compete for customers. Floor Coverings International, or FCI, operates in this market with a mobile showroom model intended to reduce the inconvenience of visiting a traditional showroom. The company was founded in 1988 in Atlanta, Georgia, and began franchising in 1989. Some historical franchise records list a franchising start as early as 1960, suggesting a longer industry history. Its operational headquarters are in Norcross, Georgia, while corporate records also identify Stafford, TX as an official headquarters location. FCI had more than 250 locations in the United States and Canada as of September 2023, October 2024, and March 2026. By 2025, the system had 288 total units, all owned by franchisees. Customers can review carpet, hardwood, laminate, vinyl, tile, and natural stone flooring in their homes with help from a design professional. The franchise package includes training, support, and an operating structure for the home services market. PeerSense.com is an independent franchise research platform that provides analysis for buyers evaluating the Floor Coverings franchise and its growth record. PeerSense is not a lender and does not approve or provide loans.
Flooring is a major part of the broader home improvement market, with demand supported by demographic changes and changing homeowner preferences. Many homeowners want convenience and personal service, including in home consultations that reduce trips to physical showrooms. North America's aging housing stock also creates ongoing needs for repairs, maintenance, and upgrades, including replacement flooring. The growth of remote work has caused more people to spend time at home, increasing attention to comfort, appearance, and function and encouraging renovation activity. E commerce has also raised expectations for convenient and tailored experiences, even though flooring installation still requires an in person service model. FCI's mobile showroom approach is designed to match those expectations. The flooring market remains fragmented, with many independent contractors and smaller local businesses. That structure gives organized branded operators an opportunity to gain market share through consistent service, quality, and customer experience. Larger consolidated businesses are present, but the volume of renovation work leaves room for additional operators. Housing market stability and rising home equity can give consumers more capacity to spend on higher cost projects such as flooring replacement. FCI's mobile approach is intended to help it compete for this demand without relying on a conventional retail showroom.
The Floor Coverings franchise fee is $30,000. That amount falls within the typical $25,000 to $50,000 range described for service based franchises. Total initial investment ranges from $40,000 to $300,300. The wide range reflects differences in territory size, working capital needs during the early operating period, local vehicle costs, and initial inventory requirements. Because the model uses a mobile showroom, a franchisee does not have to lease and build out a traditional showroom, which can reduce real estate costs compared with a fixed retail operation. The required net worth is $200,000. The available data does not provide specific royalty rates, advertising fees, or agreement term lengths. In franchise systems, ongoing fees commonly support corporate assistance, brand development, national marketing, and access to technology platforms, but the specific FCI amounts are not stated here. Buyers therefore need to review operating expenses and working capital needs when assessing total ownership cost. The lower end of the initial investment range places the franchise in a mid tier entry category for home services. FCI operates under FirstService Brands, a parent company that owns several other home improvement brands. That relationship provides access to the parent company's resources, experience, and operating support and may assist franchisees as they evaluate financing options.
The core operating format is a direct to consumer mobile showroom. Franchisees schedule and conduct consultations at customer homes, using a specially equipped vehicle to bring flooring samples to each appointment. The consultation includes design guidance, measurements, and quotes prepared for the customer's project. Early staffing may remain lean, with an owner operator supported by administrative personnel and professional installers who may be employees or subcontractors. This structure can allow a business to grow without immediately carrying a large payroll. The primary format is the mobile showroom, which avoids the overhead of a fixed retail site and allows service across a designated territory. FCI provides training and continuing support. The supplied information does not state training duration or training locations, but the program is described as covering sales methods, product knowledge, operating procedures, and business management. Continuing assistance may include field consultants, proprietary technology for lead management and project tracking, and national marketing programs intended to produce qualified leads. Supply chain management is handled centrally, giving franchisees access to a broad selection of flooring products at competitive prices. Territories are structured to provide exclusivity, allowing franchisees to develop local markets without internal competition. Specific multi unit requirements are not provided, although the brand's growth goals and focus on expanding territory coverage suggest that qualified candidates may be encouraged to own multiple units. The format can support an owner operator who wants direct customer involvement or a semi absentee structure led by a strong general manager.
Other indicators can still be reviewed when considering unit health and brand performance. The Loan Activity Score is 80, rated Excellent, and reflects franchisee satisfaction and the operating environment. FCI had 215 franchised units in 2023 and 252 franchised units in 2024, an increase of nearly 17.2 percent. In 2025, the system reached 288 total units, all owned by franchisees, which represented growth of over 14.2 percent from the prior year. In 2024, the brand signed 82 new franchise agreements and opened 89 new locations across North America. The source states that 92 percent of those new agreements came from franchise broker leads. FCI set a goal of awarding 100 new agreements by the end of 2025 and ultimately signed 101 new franchisees. By April 2025, the brand aimed to reach 340 operating franchisees by the end of that year.
FCI's unit count rose from 215 franchised units in 2023 to 252 franchised units in 2024 and 288 total units in 2025, all owned by franchisees. The system added 37 units between 2023 and 2024 and 36 units between 2024 and 2025. During 2024, FCI signed 82 new franchise agreements and opened 89 new locations across North America. Its goal to award 100 new agreements by the end of 2025 was exceeded when 101 new franchisees signed. By April 2025, the company was targeting 340 operating franchisees by the end of the year. The brand also reported a development pipeline for new markets and expanded territory coverage in 2026. FCI's main point of distinction is the mobile showroom, which brings product selection and design guidance to the customer's home instead of requiring a visit to a traditional retail location. The combination of in home service and flooring choices creates a different customer experience from a conventional showroom. The company's presence since 1988, its training and support structure, and its relationship with FirstService Brands provide an established operating base and access to shared experience across home improvement businesses. FCI continues to refine its customer focused process so that product selection remains convenient and comfortable as service expectations change.
A likely Floor Coverings franchise candidate has an entrepreneurial approach, a customer focused attitude, and business management ability. Industry experience is not specifically required, although experience in sales, marketing, or general business operations could help with consultations and management of a mobile service company. Franchisees are expected to be hands on owner operators who participate in daily operations, customer relationships, and local market development. That involvement supports the personalized design guidance associated with the brand. FCI's growth and expansion goals indicate that qualified franchisees who perform well in an initial territory may be encouraged to develop multiple units. The company is seeking franchise opportunities in all 50 U.S. states. Markets identified for continued growth include New York, Massachusetts, Connecticut, Maine, New Jersey, Delaware, Texas, and California. The Phoenix Metropolitan Area and the entire state of Arizona are identified as strong markets. Five existing franchisees currently serve 14 territories in Chandler, Gilbert, Mesa, Scottsdale, and Sunrise. FCI is seeking additional franchise partners in Avondale, Glendale, Queen Creek, Scottsdale, Surprise, Tempe, and Tucson. Recent launches in Chicago and Fairfield show continued attention to major urban and suburban markets. The franchise agreement term is not specified in the supplied data. Typical terms are described as ranging from 5 to 10 years with renewal options, which may provide longer term operating continuity.
For a buyer considering the home improvement sector, the Floor Coverings franchise combines a mobile showroom format with an established brand history and continued unit growth. The system increased from 215 units in 2023 to 288 units in 2025, all owned by franchisees, and targeted 340 operating franchisees by the end of 2025. Its Loan Activity Score is 80, rated Excellent. FCI signed 82 new agreements in 2024 and 101 new franchisees in 2025. Initial investment ranges from $40,000 to $300,300, the franchise fee is $30,000, and the net worth requirement is $200,000. Unit growth and franchisee satisfaction offer useful indicators, but they are not assurances of results for a particular location. The broader flooring market benefits from renovation demand, an aging housing stock, and consumer interest in convenient service. PeerSense provides due diligence information that includes SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparison tools. Buyers can review the complete Floor Coverings franchise profile on PeerSense for independent franchise research.
Loan Activity Score
80/100
SBA Default Rate
6.4%
Active Lenders
35
According to its Franchise Disclosure Document or public business records, Floor Coverings International has 134 locations, all owned by franchisees. Public SBA loan records show 35 lenders made 156 loans to franchisees of Floor Coverings International. PeerSense calculates Floor Coverings International's score as 80 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1988 · 134 locations
$40,000 to $300,300
$30,000
134
134 franchised
Proprietary PeerSense metric
ExcellentDistinct lenders in public SBA records for Floor Coverings International
156
Total SBA loans
$175K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Floor Coverings International
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
6.4%
vs 10.8% peer avg
SBA Loans
156
Total Volume
$27.4M
Active Lenders
35
7 selective
States
31
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Floor Coverings International based on SBA lending data
SBA Default Rate
6.4%
4.4% below peer avg
SBA Loan Volume
156 loans
Across 35 lenders
Lender Diversity
35 lenders
Avg 4.5 loans per lender
Investment Tier
Mid range investment
$40,000 to $300,300 total
Floor Coverings International: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
28 approvals. The best year on record for Floor Coverings International.
Top SBA State
Texas
26 SBA financed Floor Coverings International locations, the densest operator footprint.
Average Loan Size
$175K
Median $150K. Use as a sizing anchor when modeling your own Floor Coverings International unit.
Lender Concentration
64.7%
Concentrated
Share of Floor Coverings International approvals captured by the top 3 SBA lenders.
Floor Coverings International's SBA lending pipeline peaked in 2024 (28 approvals). The last five fiscal years account for 66% of cumulative volume ($19M approved). Operator density is highest in Texas with 26 SBA financed locations. Average funded ticket sits at $175K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 64.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$414
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Floor Coverings International, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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