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Rates
Americinn/Americinn Lodge & Su

Americinn/Americinn Lodge & Su

The total investment to open a Americinn/Americinn Lodge & Su franchise ranges from $467,800 to $2.6M.

What is the Americinn/Americinn Lodge & Su franchise?

Americinn/Americinn Lodge & Su is a hotel and motel franchise offering overnight stays to travelers. The estimated total initial investment is $467,800 to $2,615,200.

The franchise is headquartered in Carlton, MN.

Loan Activity Score

44/100

SBA Default Rate

0.0%

Active Lenders

10

According to its Franchise Disclosure Document or public business records, Americinn/Americinn Lodge & Su has 21 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 23 loans to franchisees of Americinn/Americinn Lodge & Su. PeerSense calculates Americinn/Americinn Lodge & Su's score as 44 out of 100, using public SBA loan performance and recent lending activity.

21 locations

Investment

$467,800 to $2.6M

Total Units

21

21 franchised

Loan Activity Score
High
44
SBA Lending
25
Lender Quality
7
Transparency
4
Reach
5
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
10SBA lenders

Distinct lenders in public SBA records for Americinn/Americinn Lodge & Su

23

Total SBA loans

$1.5M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Americinn/Americinn Lodge & Su

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
44out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

23

Total Volume

$35.1M

Active Lenders

10

States

6

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Americinn/Americinn Lodge & Su based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

23 loans

Across 10 lenders

Lender Diversity

10 lenders

Avg 2.3 loans per lender

Investment Tier

Premium investment

$467,800 to $2,615,200 total

Americinn/Americinn Lodge & Su: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2014

8 approvals. The best year on record for Americinn/Americinn Lodge & Su.

Top SBA State

Minnesota

11 SBA financed Americinn/Americinn Lodge & Su locations, the densest operator footprint.

Average Loan Size

$1.5M

Median $1.2M. Use as a sizing anchor when modeling your own Americinn/Americinn Lodge & Su unit.

Lender Concentration

52.2%

Concentrated

Share of Americinn/Americinn Lodge & Su approvals captured by the top 3 SBA lenders.

Americinn/Americinn Lodge & Su's SBA lending pipeline peaked in 2014 (8 approvals). Operator density is highest in Minnesota with 11 SBA financed locations. Average funded ticket sits at $1.5M, with the median at $1.2M. Lender mix is concentrated: the top three SBA lenders account for 52.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$374K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,843

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Americinn/Americinn Lodge & Su, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Americinn/Americinn Lodge & Su

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman