Candy Express
The total investment to open a Candy Express franchise ranges from $42,380 to $272,400. The initial franchise fee is $51,805.
What is the Candy Express franchise?
Candy Express is a shop that sells candy and nuts to shoppers. The estimated total initial investment is $42,380 to $272,400. The initial franchise fee is $51,805.
Candy Express was founded in 1988 and is headquartered in Woodbridge, Virginia.
Loan Activity Score
21/100
SBA Default Rate
26.7%
Active Lenders
13
According to its Franchise Disclosure Document or public business records, Candy Express has 11 locations, all owned by franchisees. Public SBA loan records show 13 lenders made 15 loans to franchisees of Candy Express. PeerSense calculates Candy Express's score as 21 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1988 · 11 locations
$42,380 to $272,400
$51,805
11
11 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Candy Express
15
Total SBA loans
$140K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Candy Express
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
26.7%
vs 10.3% peer avg
SBA Loans
15
Total Volume
$2.1M
Active Lenders
13
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Candy Express based on SBA lending data
SBA Default Rate
26.7%
16.4% above peer avg
SBA Loan Volume
15 loans
Across 13 lenders
Lender Diversity
13 lenders
Avg 1.2 loans per lender
Investment Tier
Mid range investment
$42,380 to $272,400 total
Candy Express: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2003
3 approvals. The best year on record for Candy Express.
Top SBA State
Virginia
4 SBA financed Candy Express locations, the densest operator footprint.
Average Loan Size
$140K
Median $130K. Use as a sizing anchor when modeling your own Candy Express unit.
Lender Concentration
33.3%
Moderately Spread
Share of Candy Express approvals captured by the top 3 SBA lenders.
Candy Express's SBA lending pipeline peaked in 2003 (3 approvals). Operator density is highest in Virginia with 4 SBA financed locations. Average funded ticket sits at $140K, with the median at $130K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$439
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Candy Express, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman