The Patch Boys
The total investment to open a The Patch Boys franchise ranges from $66,120 to $150,000. The initial franchise fee is $29,500. Ongoing royalties are 3% plus a 2% advertising fee.
What is the The Patch Boys franchise?
The Patch Boys provides drywall, ceiling repair and insulation services to homeowners and businesses. The estimated total initial investment is $66,120 to $150,000, and the initial franchise fee is $29,500. These cost figures are from the 2024 Franchise Disclosure Document.
The royalty is 3 percent of sales. The franchise agreement term is 10 years.
The Patch Boys is headquartered in Katy, Texas. It was founded in 2015 and began franchising in 2020.
Loan Activity Score
53/100
SBA Default Rate
12.5%
Active Lenders
3
According to its Franchise Disclosure Document or public business records, The Patch Boys has 7 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 8 loans to franchisees of The Patch Boys. PeerSense calculates The Patch Boys's score as 53 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 2015 · 7 locations
$66,120 to $150,000
$29,500
7
7 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for The Patch Boys
8
Total SBA loans
$114K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for The Patch Boys
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
12.5%
vs 7.0% peer avg
SBA Loans
8
Total Volume
$0.9M
Active Lenders
3
1 selective
States
6
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for The Patch Boys based on SBA lending data
SBA Default Rate
12.5%
5.5% above peer avg
SBA Loan Volume
8 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 2.7 loans per lender
Investment Tier
Mid range investment
$66,120 to $150,000 total
The Patch Boys: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2022
2 approvals. The best year on record for The Patch Boys.
Top SBA State
Texas
3 SBA financed The Patch Boys locations, the densest operator footprint.
Average Loan Size
$114K
Median $117K. Use as a sizing anchor when modeling your own The Patch Boys unit.
Lender Concentration
100%
Concentrated
Share of The Patch Boys approvals captured by the top 3 SBA lenders.
The Patch Boys's SBA lending pipeline peaked in 2022 (2 approvals). The last five fiscal years account for 63% of cumulative volume ($586K approved). Operator density is highest in Texas with 3 SBA financed locations. Average funded ticket sits at $114K, with the median at $117K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$684
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
The Patch Boys, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman