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Rates
Island Fin Poke F/A

Island Fin Poke F/A

The total investment to open a Island Fin Poke F/A franchise ranges from $283,550 to $449,500. The initial franchise fee is $49,500. Ongoing royalties are 6% plus a 1.5% advertising fee.

What is the Island Fin Poke F/A franchise?

Island Fin Poke F/A is a limited service restaurant that sells poke bowls to diners. The estimated total initial investment is $283,550 to $449,500, and the initial franchise fee is $49,500.

The royalty is 6 percent of sales, and the advertising or brand fund fee is 1.5 percent. The franchise agreement term is 10 years.

The company is headquartered in Orlando, FL, and was founded in 2017.

Loan Activity Score

62/100

SBA Default Rate

0.0%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Island Fin Poke F/A has 13 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 21 loans to franchisees of Island Fin Poke F/A. PeerSense calculates Island Fin Poke F/A's score as 62 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2017 · 13 locations

Investment

$283,550 to $449,500

Franchise Fee

$49,500

Total Units

13

13 franchised

Loan Activity Score
High
62
SBA Lending
25
Lender Quality
9
Transparency
8
Reach
7
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Island Fin Poke F/A

21

Total SBA loans

$197K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Island Fin Poke F/A

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
62out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

21

Total Volume

$4.1M

Active Lenders

7

2 selective

States

10

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Island Fin Poke F/A based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

21 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 3.0 loans per lender

Investment Tier

Significant investment

$283,550 to $449,500 total

Payment Estimator

Loan Amount$227K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,935

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Island Fin Poke F/A, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Island Fin Poke F/A

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman