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Fosters Freeze,

According to its Franchise Disclosure Document or public business records, Fosters Freeze, has 9 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 9 loans to franchisees of Fosters Freeze,. PeerSense calculates Fosters Freeze,'s score as 59 out of 100, using public SBA loan performance and recent lending activity.

What is the Fosters Freeze, franchise?

Fosters Freeze is a quick service restaurant where customers can buy soft serve ice cream, frozen desserts, hamburgers and fries. Its customers include people looking for a meal or a frozen treat.

The brand was founded in 1946.

Loan Activity Score

59/100

SBA Default Rate

0.0%

Active Lenders

9

Franchising since 1946 · 9 locations

Total Units

9

9 franchised

Loan Activity Score
Medium
59
SBA Lending
25
Lender Quality
9
Transparency
9
Reach
3
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
9SBA lenders

Distinct lenders in public SBA records for Fosters Freeze,

9

Total SBA loans

$1.3M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Fosters Freeze,

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
59out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

9

Total Volume

$11.6M

Active Lenders

9

1 selective

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Fosters Freeze, based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

9 loans

Across 9 lenders

Lender Diversity

9 lenders

Avg 1.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Fosters Freeze,, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Fosters Freeze,

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman