Costa Vida Fresh Mexican Grill
Franchising since 2003 · 8 locations
The total investment to open a Costa Vida Fresh Mexican Grill franchise ranges from $330,000 - $450,000. The initial franchise fee is $45,000. Ongoing royalties are 6% plus a 3% advertising fee. Costa Vida Fresh Mexican Grill currently operates 8 locations (8 franchised). The top SBA 7(a) lenders for Costa Vida Fresh Mexican Grill are Glacier Bank, LendingClub Bank and Capital Matrix, Inc.. PeerSense FPI health score: 36/100.
$330,000 - $450,000
$45,000
8
8 franchised
Proprietary PeerSense metric
FairActive capital sources verified for Costa Vida Fresh Mexican Grill financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
11.1%
1 of 9 loans charged off
SBA Loans
9
Total Volume
$5.9M
Active Lenders
8
States
6
Top SBA Lenders for Costa Vida Fresh Mexican Grill
What is the Costa Vida Fresh Mexican Grill franchise?
The Costa Vida Fresh Mexican Grill franchise operates within the dynamic and ever-evolving full-service restaurant category, presenting a distinctive culinary experience rooted in the vibrant flavors of fresh Mexican cuisine. The brand is fundamentally built upon a commitment to high-quality, made-from-scratch ingredients, a philosophy that resonates deeply with modern consumer preferences for healthier and more transparent food options. This dedication to freshness typically translates into daily prepared salsas, sauces, and proteins, distinguishing its offering in a crowded market. With a current operational footprint comprising 8 total units, the Costa Vida Fresh Mexican Grill franchise is strategically positioned within a market segment that increasingly values authentic taste profiles combined with a casual yet engaging dining atmosphere. This particular niche appeals to a broad demographic, from families seeking wholesome meal choices to young professionals desiring quick, customizable, and flavorful lunches or dinners. The brand's emphasis on hand-crafted artisanal elements, from its tortillas to its unique marinades, underscores a promise of quality and consistency across its limited, but growing, network of locations. This approach allows the Costa Vida Fresh Mexican Grill franchise to cultivate a loyal customer base by consistently delivering a superior product that stands apart from more industrialized food offerings. The full-service model inherently involves a focus on creating a welcoming environment and providing attentive customer service, which are integral to the overall dining experience and crucial for repeat business. The strategic development of its 8 units reflects a measured expansion approach, prioritizing the establishment of a robust operational foundation and strong market penetration within chosen geographical areas before accelerating broader nationwide growth. This careful cultivation of its market position ensures that each Costa Vida Fresh Mexican Grill franchise location upholds
FPI Score
36/100
SBA Default Rate
11.1%
Active Lenders
8
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Costa Vida Fresh Mexican Grill based on SBA lending data
SBA Default Rate
11.1%
1 of 9 loans charged off
SBA Loan Volume
9 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.1 loans per lender
Investment Tier
Significant investment
$330,000 – $450,000 total
Costa Vida Fresh Mexican Grill — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2020
3 approvals — best year on record for Costa Vida Fresh Mexican Grill.
Top SBA State
Idaho
2 SBA-financed Costa Vida Fresh Mexican Grill locations — the densest operator footprint.
Average Loan Size
$661K
Median $656K — use as a sizing anchor when modeling your own $Costa Vida Fresh Mexican Grill unit.
Lender Concentration
44.4%
Concentrated
Share of Costa Vida Fresh Mexican Grill approvals captured by the top 3 SBA lenders.
Costa Vida Fresh Mexican Grill's SBA lending pipeline peaked in 2020 (3 approvals). The last five fiscal years account for 33% of cumulative volume ($2.0M approved). Operator density is highest in Idaho with 2 SBA-financed locations. Average funded ticket sits at $661K, with the median at $656K. Lender mix is concentrated: the top three SBA lenders account for 44.4% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$3,416
Principal & Interest only
Locations
Costa Vida Fresh Mexican Grill — unit breakdown
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