Sizzling Rock Steak House
The total investment to open a Sizzling Rock Steak House franchise ranges from $50,000 to $1.6M. The initial franchise fee is $35,000. Ongoing royalties are 4%.
What is the Sizzling Rock Steak House franchise?
Sizzling Rock Steak House is a sit down restaurant where guests cook steak at the table on heated stone, with estimated opening costs of $50,000 to $1,634,870. The initial franchise fee is $35,000.
The ongoing royalty is 4 percent of sales.
The brand is headquartered in Canton, Michigan, and was founded in 2007.
Loan Activity Score
45/100
SBA Default Rate
0.0%
Active Lenders
2
According to its Franchise Disclosure Document or public business records, Sizzling Rock Steak House has 6 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 11 loans to franchisees of Sizzling Rock Steak House. PeerSense calculates Sizzling Rock Steak House's score as 45 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2007 · 6 locations
$50,000 to $1.6M
$35,000
6
6 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Sizzling Rock Steak House
11
Total SBA loans
$681K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Sizzling Rock Steak House
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
11
Total Volume
$7.5M
Active Lenders
2
1 selective
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Sizzling Rock Steak House based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
11 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 5.5 loans per lender
Investment Tier
Premium investment
$50,000 to $1,634,870 total
Sizzling Rock Steak House: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
4 approvals. The best year on record for Sizzling Rock Steak House.
Top SBA State
Michigan
7 SBA financed Sizzling Rock Steak House locations, the densest operator footprint.
Average Loan Size
$681K
Median $75K. Use as a sizing anchor when modeling your own Sizzling Rock Steak House unit.
Lender Concentration
100%
Concentrated
Share of Sizzling Rock Steak House approvals captured by the top 3 SBA lenders.
Sizzling Rock Steak House's SBA lending pipeline peaked in 2015 (4 approvals). Operator density is highest in Michigan with 7 SBA financed locations. Average funded ticket sits at $681K, with the median at $75K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$518
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Sizzling Rock Steak House, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman