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Rates
Pizza Patron

Pizza Patron

The total investment to open a Pizza Patron franchise ranges from $273,550 to $419,500. The initial franchise fee is $20,000. Ongoing royalties are 5% plus a 3% advertising fee.

What is the Pizza Patron franchise?

Pizza Patron is a full service pizza restaurant, with an estimated total initial investment of $273,550 to $419,500. The initial franchise fee is $20,000.

The ongoing royalty is 5 percent of sales, and the advertising or brand fund fee is 3 percent. Pizza Patron was founded in 1986 and is headquartered in San Antonio, TX.

Loan Activity Score

21/100

SBA Default Rate

35.7%

Active Lenders

8

According to its Franchise Disclosure Document or public business records, Pizza Patron has 11 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 14 loans to franchisees of Pizza Patron. PeerSense calculates Pizza Patron's score as 21 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1986 · 11 locations

Investment

$273,550 to $419,500

Franchise Fee

$20,000

Total Units

11

11 franchised

Loan Activity Score
High
21
SBA Lending
0
Lender Quality
5
Transparency
9
Reach
4
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
8SBA lenders

Distinct lenders in public SBA records for Pizza Patron

14

Total SBA loans

$171K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Pizza Patron

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
21out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

35.7%

vs 10.3% peer avg

SBA Loans

14

Total Volume

$2.4M

Active Lenders

8

States

3

vs. SBA Sector Average

-25.4%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Pizza Patron based on SBA lending data

SBA Default Rate

35.7%

25.4% above peer avg

SBA Loan Volume

14 loans

Across 8 lenders

Lender Diversity

8 lenders

Avg 1.8 loans per lender

Investment Tier

Significant investment

$273,550 to $419,500 total

Payment Estimator

Loan Amount$219K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,832

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Pizza Patron, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Pizza Patron

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman