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Murphy's Pizza Take And Bake

Murphy's Pizza Take And Bake

Franchising since 1981 · 7 locations

The total investment to open a Murphy's Pizza Take And Bake franchise ranges from $50,000 - $128,600. Ongoing royalties are 5%. Murphy's Pizza Take And Bake currently operates 7 locations (7 franchised). The top SBA 7(a) lenders for Murphy's Pizza Take And Bake are Bank of America California, Readycap Lending, LLC and First Interstate Bank. PeerSense FPI health score: 50/100.

Investment

$50,000 - $128,600

Total Units

7

7 franchised

FPI Score
Medium
50

Proprietary PeerSense metric

Moderate
Capital Partners
4lenders available

Active capital sources verified for Murphy's Pizza Take And Bake financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
50out of 100
Moderate

SBA Lending Performance

SBA Default Rate

0.0%

0 of 9 loans charged off

SBA Loans

9

Total Volume

$0.8M

Active Lenders

4

States

2

Top SBA Lenders for Murphy's Pizza Take And Bake

What is the Murphy's Pizza Take And Bake franchise?

For franchise investors navigating the dynamic landscape of the food service industry, the decision to commit capital requires meticulous due diligence, often focused on brands that offer a distinct value proposition and proven operational model. The Murphys Pizza Take And Bake franchise presents a compelling opportunity within the thriving pizza market, distinguishing itself with a unique take-and-bake concept that caters to modern consumer preferences for freshness, customization, and at-home convenience. This innovative approach allows customers to purchase freshly prepared pizzas, then bake them in their own ovens, ensuring a hot, customized meal ready precisely when desired. The brand's foundational story traces back to the merger of two pioneering take-and-bake pizza chains: Papa Aldo's Pizza, established in Hillsboro, Oregon, in 1981, and Murphy's Pizza, founded three years later in 1984 by Robert Graham in Petaluma, California. These two entities converged in 1995 to form Papa Murphy's International, Inc., a strategic move orchestrated by Terry Collins, who had acquired controlling interest in Murphy's Pizza in 1988 and Papa Aldo's in 1990, skillfully leveraging Papa Aldo's operational strengths and Murphy's superior product quality. Thomas Morrell served as president following this significant 1995 merger, solidifying the combined brand's market presence. Headquartered in Vancouver, Washington, the larger Papa Murphy's enterprise, often referred to as Murphys Pizza Take And Bake, further evolved with its acquisition in 2019 by the Canadian-based MTY Food Group Inc. for $190 million USD, taking the brand private after its 2014 IPO, with Eric Lefebvre at the helm of the parent company. As of the end of 2024, the comprehensive Papa Murphy's system operates 1,079 locations globally, with other reports indicating figures ranging from more than 1,200 to over 1,500 locations as of 2016, showcasing a substantial and mature system with 1,127 units and 43 years of operation since 1981 across the United States, Canada, and the United Arab Emirates. This extensive footprint and long operational history position the Murphys Pizza Take And Bake franchise as a significant player within the mid-tier investment segment, appealing to entrepreneurs seeking a proven model in a resilient industry.

The broader pizza industry, a cornerstone of the global food service market, continues to exhibit robust growth, driven by an enduring consumer demand for convenience, variety, and comfort food, creating a fertile ground for the Murphys Pizza Take And Bake franchise investment. The total addressable market for pizza remains expansive, with continuous innovation in ingredients, preparation methods, and delivery logistics fueling its expansion. Key consumer trends are demonstrably driving demand for models like Murphys Pizza Take And Bake, including a heightened focus on fresh, customizable meal solutions that cater to diverse dietary preferences and household needs. The desire for greater control over meal preparation, allowing families to bake a pizza at home at their preferred time and to their desired crispness, aligns perfectly with the take-and-bake model. Furthermore, the increasing prevalence of remote work arrangements means more meals are consumed at home, amplifying the appeal of convenient, high-quality dinner options that offer a restaurant-like experience without the associated wait or cost. Secular tailwinds benefiting this specific brand include the ongoing consumer shift towards value-conscious dining choices, where the ability to prepare a meal at home often translates to perceived savings compared to dine-in or delivery options, while still offering a premium product. The pizza category itself, while fragmented with numerous players spanning delivery, dine-in, and frozen segments, presents opportunities for differentiated models to carve out a strong niche. Murphys Pizza Take And Bake effectively leverages this by occupying a unique space, avoiding direct competition with traditional delivery giants or sit-down restaurants, instead focusing on the distinct take-and-bake segment. Macroeconomic forces, such as fluctuating disposable incomes and the ongoing premiumization of at-home dining, further create a significant franchise opportunity for brands like Murphys Pizza Take And Bake that offer a blend of quality, convenience, and value, making it an attractive proposition for those considering a franchise investment in the resilient food sector.

Embarking on a Murphys Pizza Take And Bake franchise investment requires a clear understanding of the financial commitments involved, positioning it as a mid-tier opportunity within the expansive food service sector. The initial franchise fee for the first unit is $25,000, a competitive entry point, with a reduced fee of $15,000 for each additional unit, encouraging multi-unit development. Prospective franchisees pursuing multi-unit deals are required to make full payment upfront. In a testament to its commitment to community and service, Murphys Pizza Take And Bake offers a significant incentive program, reducing the initial franchise fee by 50% for qualified active military personnel, veterans, law enforcement officers, medical doctors, nurses, emergency medical technicians, and firefighters. The total initial investment to open a Murphys Pizza Take And Bake franchise varies, reflecting factors such as real estate costs, build-out specifics, and geographic location. Reported ranges include $367,428 to $733,124 as of late 2024 or mid-2025, with other figures noting $367,244 to $670,498, and even a lower range of $296,075 to $534,731 cited for 2026, alongside other estimates like $323,757 to $578,163, $308,469 to $557,879, and $286,919 to $524,205. This positions the Murphys Pizza Take And Bake franchise cost favorably, often below the sub-sector average investment range of $380,153 to $837,259, making it a relatively accessible franchise investment. Prospective franchisees are required to demonstrate substantial financial capacity, with a minimum of $125,000 in liquid capital, though another source indicates $100,000, and a minimum cash required for investment of $367,244. A minimum net worth of $350,000 is also a prerequisite for this franchise opportunity. Ongoing financial obligations include a royalty fee of 5% of weekly net sales, contributing to the continued support and development of the system. Additionally, franchisees contribute to a brand marketing fund, with a fee of 2% of weekly net sales, though another source states 3% of gross sales for marketing fees, ensuring robust national and regional advertising efforts. A minimum of the greater of 5% of net sales or $2,000 per month is also stipulated for local marketing, promotion, or regional cooperative advertising, emphasizing localized brand building. Beyond these core fees, franchisees may incur various other operational expenses, including a $0.35 online ordering fee per transaction, a $10 monthly customer relations management fee, and a $53 monthly loyalty program fee. Gift card redemption incurs a fee ranging from 6.06% to 13.63% of the total amount redeemed monthly, while food service incident management is $3 per month. Technology support is also a factor, with a $114 monthly software support and maintenance fee, a managed firewall service ranging from $30 to $90 per month, and internet access costs between $50 and $200 monthly. Administrative fees such as a $75 late payment fee, $35 non-sufficient funds fees (plus reimbursement), a $500 POS change of ownership fee, a $300 software license transfer fee, and a $100 online ordering transfer fee are also part of the comprehensive cost structure. Additional assistance or training incurs a daily fee of $100 to $300, and attendance at franchise conventions can range from $1,000 to $3,500, with convention materials costing up to $500. Other significant fees include a successive franchise fee equivalent to one-half of the then-current franchise fee, a $5,000 relocation fee, a $100 per day non-participation fee for failing to engage in required programs, a $500 document administration fee, and a $2,500 extension fee. Furthermore, comprehensive general liability insurance, including products liability of at least $2,000,000 per occurrence, and business automobile liability insurance of at least $1,000,000 per occurrence, with the franchisor named as an additional insured, represents a crucial ongoing cost. The backing of MTY Food Group Inc., the parent company, provides a robust corporate infrastructure for this Murphys Pizza Take And Bake franchise opportunity.

The Murphys Pizza Take And Bake franchise operates on a streamlined model that emphasizes fresh preparation and customer convenience, reducing the complexities often associated with traditional full-service restaurants. Daily operations for a franchisee primarily involve the meticulous preparation of pizzas with fresh ingredients, assembling them to customer specifications, and ensuring they are ready for customers to take home and bake. This take-and-bake model fundamentally shifts the cooking process from the store to the customer's home, eliminating the need for extensive kitchen equipment like large ovens, fryers, or dine-in seating areas, which in turn simplifies the labor model and staffing requirements. The absence of on-site cooking significantly reduces labor intensity compared to conventional pizza establishments, allowing for a more focused and efficient team. While specific format options like drive-thru or kiosk are not detailed, the core model inherently lends itself to efficient inline retail spaces. The Murphys Pizza Take And Bake franchise is supported by a comprehensive training program spanning a minimum of 28 days, designed to equip up to two individuals who have signed the Franchise Agreement with all necessary operational skills. This program combines practical in-store operational skill learning with virtual online education, ensuring a well-rounded understanding of the business. The training curriculum includes Operations In-Store Training, Enterprise Solution Training, and a Foundations Class held virtually, covering essential areas such as marketing, operations, and P&L tools. The in-store components, including a 3-day Compatibility Check for final Operations Approval and 20 days of Operational Training, are typically conducted at designated Papa Murphy's training stores, which may necessitate travel for franchisees. Beyond initial training, the franchisor periodically offers refresher programs, seminars, or regional meetings, which franchisees or their managers may be required to attend, alongside conventions or regional gatherings to foster ongoing learning and collaboration. The ongoing corporate support for a Murphys Pizza Take And Bake franchise investment is robust, extending beyond initial training to include assistance from MTY Food Group and its comprehensive franchising infrastructure. This support encompasses critical areas such as site selection, lease negotiation, and recruiting guidance. Franchisees also gain access to specialized support in real estate, construction, and design, ensuring optimal store setup. While direct financing is not provided by the franchisor, it may leverage its creditworthiness with vendors to secure more favorable payment terms for franchisees, easing the initial capital outlay. Regarding territory, franchisees are granted a specific location for their franchised store but do not receive an exclusive territory. The franchisor strategically approves sites based on thorough market analysis, comprehensive market penetration plans, overarching franchise placement strategies, and existing franchise commitments, aiming for optimal system-wide growth and performance for the Murphys Pizza Take And Bake brand.

When evaluating a Murphys Pizza Take And Bake franchise opportunity, prospective investors typically seek transparent financial performance data to inform their decisions. It is important to note that for the specific Murphys Pizza Take And Bake brand with 9 total units, including 7 franchised locations, headquartered in McKinleyville, CA, Item 19 financial performance data is not disclosed in its current Franchise Disclosure Document. However, for the larger Papa Murphy's Take 'N' Bake Pizza brand, which is often referred to as Murphys Pizza Take And Bake and constitutes the majority of the system's global footprint, comprehensive financial performance information is disclosed in Item 19 of its Franchise Disclosure Document, providing valuable benchmarks for the take-and-bake pizza segment. This larger entity, with over a thousand units, reported an average net sales for a Murphys Pizza Take And Bake unit in 2024 of $688,133, demonstrating strong unit-level performance within the category. The average unit volume (AUV) for a franchised Murphys Pizza Take And Bake restaurant is approximately $616,000 in revenue per year, underscoring the brand's capacity for consistent sales generation. Furthermore, the reported gross revenue for these units stands at $680,607, a figure that notably exceeds the sub-sector average of $599,237, suggesting that the Murphys Pizza Take And Bake model delivers competitive revenue performance when compared to other concepts in the broader pizza and quick-service restaurant industry. While specific profit margins as a percentage are not explicitly detailed in the provided data, the robust average net sales and gross revenue figures, particularly when exceeding sub-sector averages, imply a healthy operational efficiency and potential for attractive owner earnings. The unique take-and-bake model, which minimizes on-site cooking equipment and associated labor costs, inherently contributes to a more streamlined operational expense structure, potentially enhancing profitability for Murphys Pizza Take And Bake franchisees. The consistent generation of significant average unit revenues within this model suggests a favorable payback period for the initial franchise investment, although a precise calculation would necessitate a deeper dive into operational costs and profit margins typically available within the full Item 19 disclosure for the larger brand. These revenue signals, derived from a well-established and extensive system often known as Murphys Pizza Take And Bake, provide a strong indication of the potential for successful unit-level performance within the take-and-bake pizza segment, even as the specific 9-unit Murphys Pizza Take And Bake franchise does not offer its own Item 19 disclosure.

The Murphys Pizza Take And Bake franchise, as represented by the larger Papa Murphy's system, exhibits a significant growth trajectory and robust competitive advantages within the pizza industry. As of the end of 202

FPI Score

50/100

SBA Default Rate

0.0%

Active Lenders

4

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Murphy's Pizza Take And Bake based on SBA lending data

SBA Default Rate

0.0%

0 of 9 loans charged off

SBA Loan Volume

9 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 2.3 loans per lender

Investment Tier

Low-cost entry

$50,000 – $128,600 total

Murphy's Pizza Take And Bake — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1996

3 approvals — best year on record for Murphy's Pizza Take And Bake.

Top SBA State

California

8 SBA-financed Murphy's Pizza Take And Bake locations — the densest operator footprint.

Average Loan Size

$92K

Median $75K — use as a sizing anchor when modeling your own $Murphy's Pizza Take And Bake unit.

Lender Concentration

88.9%

Concentrated

Share of Murphy's Pizza Take And Bake approvals captured by the top 3 SBA lenders.

Murphy's Pizza Take And Bake's SBA lending pipeline peaked in 1996 (3 approvals). Operator density is highest in California with 8 SBA-financed locations. Average funded ticket sits at $92K, with the median at $75K. Lender mix is concentrated: the top three SBA lenders account for 88.9% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$40K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$518

Principal & Interest only

Locations

Murphy's Pizza Take And Bakeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Murphy's Pizza Take And Bake