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Rates
Huckleberry's

Huckleberry's

The total investment to open a Huckleberry's franchise ranges from $464,000 to $1.6M. The initial franchise fee is $35,000. Ongoing royalties are 6%.

What is the Huckleberry's franchise?

Huckleberry's is a restaurant where customers dine in and receive table service. The estimated total initial investment is $464,000 to $1,628,250, and the initial franchise fee is $35,000.

The royalty is 6 percent of sales, and the franchise agreement term is 10 years. Huckleberry's is headquartered in San Luis Obispo, CA, and was founded in 2008.

Loan Activity Score

60/100

SBA Default Rate

0.0%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Huckleberry's has 9 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 10 loans to franchisees of Huckleberry's. PeerSense calculates Huckleberry's's score as 60 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2008 · 9 locations

Investment

$464,000 to $1.6M

Franchise Fee

$35,000

Total Units

9

9 franchised

Loan Activity Score
High
60
SBA Lending
25
Lender Quality
9
Transparency
9
Reach
4
Momentum
13

Proprietary PeerSense metric

Moderate
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Huckleberry's

10

Total SBA loans

$691K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Huckleberry's

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
60out of 100
Moderate
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

10

Total Volume

$6.9M

Active Lenders

7

1 selective

States

3

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Huckleberry's based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

10 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.4 loans per lender

Investment Tier

Premium investment

$464,000 to $1,628,250 total

Payment Estimator

Loan Amount$371K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,803

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Huckleberry's, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Huckleberry's

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman