Tutoring Club
The total investment to open a Tutoring Club franchise ranges from $88,750 to $162,650. The initial franchise fee is $34,500. Ongoing royalties are 10% plus a 1% advertising fee.
What is the Tutoring Club franchise?
Tutoring Club provides tutoring and academic support for students. Estimated total initial investment is $88,750 to $162,650, including an initial franchise fee of $34,500.
The royalty is 10 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 5 years.
The brand was founded in 1991 and is headquartered in CA.
Loan Activity Score
30/100
SBA Default Rate
11.1%
Active Lenders
5
According to its Franchise Disclosure Document or public business records, Tutoring Club has 7 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 9 loans to franchisees of Tutoring Club. PeerSense calculates Tutoring Club's score as 30 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1991 · 7 locations
$88,750 to $162,650
$34,500
7
7 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Tutoring Club
9
Total SBA loans
$176K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Tutoring Club
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
11.1%
vs 9.5% peer avg
SBA Loans
9
Total Volume
$1.6M
Active Lenders
5
1 selective
States
6
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Tutoring Club based on SBA lending data
SBA Default Rate
11.1%
1.6% above peer avg
SBA Loan Volume
9 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.8 loans per lender
Investment Tier
Mid range investment
$88,750 to $162,650 total
Tutoring Club: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2016
5 approvals. The best year on record for Tutoring Club.
Top SBA State
Virginia
5 SBA financed Tutoring Club locations, the densest operator footprint.
Average Loan Size
$153K
Median $150K. Use as a sizing anchor when modeling your own Tutoring Club unit.
Lender Concentration
58.3%
Concentrated
Share of Tutoring Club approvals captured by the top 3 SBA lenders.
Tutoring Club's SBA lending pipeline peaked in 2016 (5 approvals). The last five fiscal years account for 44% of cumulative volume ($913K approved). Operator density is highest in Virginia with 5 SBA financed locations. Average funded ticket sits at $153K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 58.3% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$919
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Tutoring Club, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman