Capital advisory for CMBS, SBA exits, bridge-to-perm, franchise acquisitions, and commercial real estate. $500K to $500M+. No retainers — referral fee at closing.
CMBS · SBA 7(a)/504 · Bridge-to-Perm · Private Credit · DSCR · Equipment · Franchise
Flexible
Every deal is different. We find the structure that fits yours.
Fast
Some deals cannot wait. We work with capital sources who know how to move. Working capital funded in as little as 24 hours.
Easy
One conversation. We assess your deal, tell you where it fits, and handle the introduction.
Secure
Your deal goes to the right source — not a mass submission to twenty lenders who all call you back.
PeerSense is a capital advisory firm that connects well-capitalized borrowers with 500+ institutional lenders for commercial real estate, business acquisitions, franchise financing, and specialty lending. Direct access to Ed Freeman — not a call center. No retainer. Fee at closing only.
Strong borrowers get better rates. Here is what lenders look for in each category.
65% LTV, 1.25x DSCR
CMBS non-recourse, typically 6.75–9% (6.25% best case).
Check CMBS Readiness25%+ down, SBA 7(a) up to $5M
Full-leverage acquisition financing with SBA guarantees.
See SBA OptionsInvoice factoring, same-day funding
Working capital for B2B companies with outstanding receivables.
Get Funded TodayOur lender matching is powered by the largest analyzed SBA loan dataset available.
Select your situation. We'll show you the capital options, current rates, and lender matches specific to your deal.
Hotels · Self-Storage · Owner-Occupied
Transition from floating Prime rates and restrictive SBA covenants to fixed-rate conventional or CMBS debt. Potentially drop personal guarantees with non-recourse financing.
Retail · Multifamily · Industrial
Stabilized the asset and ready to exit expensive bridge debt (SOFR + 400–600bps)? Lock in permanent financing to secure cash flow or facilitate a cash-out refinance.
Maturity Risk · Rate Reset · Defeasance
Facing a balloon payment on a maturing CMBS loan? We source the lowest-cost replacement capital at 65% LTV before the maturity date, avoiding Special Servicer involvement.
SBA 7(a) · Multi-Unit · Resale
Structure the exact capital stack for your franchise — whether single-unit acquisition, multi-unit expansion, or resale. We connect you with lenders who have funded your brand before.
Our calculators and quiz help you understand your options in 60 seconds.
Answer 6 questions. Get matched with the right loan program in 60 seconds.
Take the QuizSBA 7(a)
$500K
25 yr
10.0%
Estimate monthly payments and view amortization schedules for SBA 7(a) and 504 loans.
CalculateNOI
$150K
Debt
$120K
Check if your rental property qualifies for a DSCR loan based on its cash flow.
Check DSCR$2.5M
Model the full capital stack — SBA, seller note, equity — for buying a business.
Structure DealOne 15-minute call. We'll tell you exactly which capital sources fit your deal, what the terms look like, and how fast you can close. No obligation.
500+ capital sources · 899+ SBA lenders tracked · No upfront retainer
Whether you're scaling a manufacturing operation, acquiring a business, developing data center or infrastructure projects, purchasing equipment, expanding a franchise, or financing commercial real estate — PeerSense connects serious operators with the right capital structure for their deal.
Non-recourse securitized mortgages for stabilized properties. Convert bridge/SBA to permanent CMBS at 65%+ LTV.
SBA MARC revolving credit, SBA 504, equipment financing, and working capital stacked for manufacturers.
Institutional debt, private credit, and JV equity for developers and sponsors. $25M to $5B+.
SBA 7(a), CMBS, bridge, and private credit for hotel acquisitions, refis, and renovations.
CMBS, bridge, DSCR rentals, construction, and permanent debt for stabilized properties.
SBA 7(a), seller notes, mezzanine, and conventional for acquisitions $500K to $50M+.
SBA 7(a), multi-unit expansion, resale acquisitions, and working capital for franchisees.
Heavy machinery, fleet vehicles, manufacturing equipment, and technology infrastructure.
Non-bank institutional capital for middle-market borrowers. $5M to $500M+ deal structures.
Live benchmark rates from the Federal Reserve Economic Data (FRED). These rates serve as the foundation for commercial lending pricing across all loan products.
Live data temporarily unavailable
Showing last known values from March 2026. Current Prime Rate should be approximately 6.75% (verify at FRED).
Updated: Mar 19, 2026
Updated: Mar 1, 2026
Updated: Mar 19, 2026
Updated: Mar 19, 2026
Updated: Mar 19, 2026
Updated: Mar 19, 2026
Source: Federal Reserve Economic Data (FRED) — Federal Reserve Bank of St. Louis
Rates shown are the most recent published observations. Benchmarks are informational only and do not constitute rate quotes.
Three simple steps from inquiry to funding
Share your financing needs, deal structure, and timeline. We listen first.
Our team designs the optimal capital stack and connects you with the right lenders from our network.
We manage the process, negotiate terms, and keep your deal moving toward funding.
We work with investors, operators, and acquirers across multiple asset classes
Commercial property acquisitions, multifamily portfolios, bridge financing, and construction loans
Single-unit startups, multi-unit expansion, resale acquisitions, and working capital for established franchisees
SBA and conventional financing for business acquisitions, add-on acquisitions, and management buyouts
Equipment financing, working capital, real estate purchases, and growth capital for established businesses
Independent capital advisory — not a traditional broker. We structure deals, not push products.
Traditional brokers push products. PeerSense acts as your capital advisor — analyzing your deal, structuring the right financing, and matching you with the best-fit lender. We work for you, not the bank.
PeerSense earns a referral fee at closing — paid by the lender, the borrower, or split between both depending on how the deal is structured. The fee is established upfront in our agreement before any work begins.
Access to 500+ capital sources including banks, credit unions, private lenders, and institutional funds. A bank denial is not a capital denial.
We specialize in transactions that require creative structuring, multiple capital sources, or non-standard terms. From $500K to $5B+.
Access to every major financing product through our lender network
Business acquisitions, working capital, equipment
Real estate and heavy equipment purchases
Revolving credit for U.S. manufacturers
Short-term acquisition and repositioning
Rental properties based on cash flow
Stabilized commercial properties
Heavy machinery, vehicles, technology
Operating and capital leases
Long-term equipment financing
Revolving credit for operations
Fast funding for immediate needs
Secured by inventory and receivables
Non-recourse securitized commercial mortgages
Acquisition, refi, and renovation for hospitality
Short-term capital for repositioning or acquisition
Free tools, data, and guides to help you understand your financing options — no account required, no strings attached.
Key terms every borrower should know — from amortization to working capital, explained in plain English.
Estimate monthly payments, DSCR ratios, and acquisition capital stacks before you talk to a lender.
Answer 6 questions and get matched to the right loan program for your deal — SBA, DSCR, bridge, or private credit.
Real-world deal breakdowns, SBA program updates, and capital market trends from the PeerSense team.
Live Fed funds rate, prime rate, SBA base rates, and Treasury yields updated in real time.
SBA lending data by industry — approval rates, average loan sizes, default rates, and lender activity.
Real transactions we've structured and closed for clients
Funded a 5-unit QSR franchise acquisition with minimal cash injection
Acquired and stabilized a 48-unit multifamily property in 18 months
Structured a complex acquisition with equipment collateral and cash flow leverage
Financed heavy construction equipment fleet for a regional contractor
Deal details modified to protect client confidentiality
Common questions about working with PeerSense
Have more questions? We're here to help.
Contact UsTell us about your deal. Edward will respond within 4 business hours with specific lender options.
$2M–$50M+ | 6.25–11% | 65% LTV | 45–90 day close
$2M–$75M | 8–15% | Close in 2–4 weeks
$1M–$50M+ | Up to 80% LTC | Interest-only during build
$50K–$50M/mo | 1–3% fee | Fund in 24–72 hours
$350K–$5M+ | 10–25 year terms | 10–20% down
$500K–$5M | No personal income docs | 1.0x+ DSCR
500+ capital sources | Response within 4 business hours | No retainers
PeerSense covers every major capital structure — from SBA loans and equipment financing to institutional private credit and C-PACE. Find the right fit for your deal.
Schedule a free consultation to discuss your deal and learn how we can help you secure the right capital structure.