Cornwell Quality Tools
The total investment to open a Cornwell Quality Tools franchise ranges from $43,000 to $150,000. The initial franchise fee is $49,500.
What is the Cornwell Quality Tools franchise?
Cornwell Quality Tools sells tools to automotive technicians. The estimated total initial investment is $43,000 to $150,000, and the initial franchise fee is $49,500.
The company was founded in 1919 and is headquartered in Corrales, New Mexico. The cost and fee figures are from the 2016 Franchise Disclosure Document.
Loan Activity Score
54/100
SBA Default Rate
13.3%
Active Lenders
11
According to its Franchise Disclosure Document or public business records, Cornwell Quality Tools has 12 locations, all owned by franchisees. Public SBA loan records show 11 lenders made 15 loans to franchisees of Cornwell Quality Tools. PeerSense calculates Cornwell Quality Tools's score as 54 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2016 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1919 · 12 locations
$43,000 to $150,000
$49,500
12
12 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Cornwell Quality Tools
15
Total SBA loans
$101K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Cornwell Quality Tools
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
13.3%
vs 13.6% peer avg
SBA Loans
15
Total Volume
$1.5M
Active Lenders
11
1 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cornwell Quality Tools based on SBA lending data
SBA Default Rate
13.3%
0.3% below peer avg
SBA Loan Volume
15 loans
Across 11 lenders
Lender Diversity
11 lenders
Avg 1.4 loans per lender
Investment Tier
Low cost entry
$43,000 to $150,000 total
Cornwell Quality Tools: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2020
4 approvals. The best year on record for Cornwell Quality Tools.
Top SBA State
Illinois
2 SBA financed Cornwell Quality Tools locations, the densest operator footprint.
Average Loan Size
$101K
Median $100K. Use as a sizing anchor when modeling your own Cornwell Quality Tools unit.
Lender Concentration
46.7%
Concentrated
Share of Cornwell Quality Tools approvals captured by the top 3 SBA lenders.
Cornwell Quality Tools's SBA lending pipeline peaked in 2020 (4 approvals). The last five fiscal years account for 47% of cumulative volume ($615K approved). Operator density is highest in Illinois with 2 SBA financed locations. Average funded ticket sits at $101K, with the median at $100K. Lender mix is concentrated: the top three SBA lenders account for 46.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$445
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Cornwell Quality Tools, unit breakdown
Explore Funding for Cornwell Quality Tools
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly2 FDDs Available for Cornwell Quality Tools
Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman