WORLDWIDE REFINISHING SYSTEMS
The total investment to open a WORLDWIDE REFINISHING SYSTEMS franchise ranges from $235,075 to $507,231. The initial franchise fee is $36,000. Ongoing royalties are 7% plus a 2% advertising fee.
What is the WORLDWIDE REFINISHING SYSTEMS franchise?
WORLDWIDE REFINISHING SYSTEMS refinishes surfaces for residential and commercial customers. The estimated total initial investment is $235,075 to $507,231, and the initial franchise fee is $36,000, according to the 2026 Franchise Disclosure Document.
The royalty is 7 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years. The brand was founded in 1990.
Loan Activity Score
41/100
SBA Default Rate
16.7%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, WORLDWIDE REFINISHING SYSTEMS has 11 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 12 loans to franchisees of WORLDWIDE REFINISHING SYSTEMS. PeerSense calculates WORLDWIDE REFINISHING SYSTEMS's score as 41 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1990 · 11 locations
$235,075 to $507,231
$36,000
11
11 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for WORLDWIDE REFINISHING SYSTEMS
12
Total SBA loans
$49K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for WORLDWIDE REFINISHING SYSTEMS
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
16.7%
vs 10.8% peer avg
SBA Loans
12
Total Volume
$0.6M
Active Lenders
10
1 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for WORLDWIDE REFINISHING SYSTEMS based on SBA lending data
SBA Default Rate
16.7%
5.9% above peer avg
SBA Loan Volume
12 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.2 loans per lender
Investment Tier
Significant investment
$235,075 to $507,231 total
Payment Estimator
Estimated Monthly Payment
$2,433
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
WORLDWIDE REFINISHING SYSTEMS, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman