Kwik Kar
The total investment to open a Kwik Kar franchise ranges from $291,320 to $917,050. The initial franchise fee is $39,900. Ongoing royalties are 6% plus a 4.5% advertising fee.
What is the Kwik Kar franchise?
Kwik Kar operates in the automotive aftermarket, a multi billion dollar sector serving the recurring need for vehicle maintenance and repair. The brand began in 1964 when Ray Ellis founded Kwik Industries in Texas. Ellis was a pioneer in car washes and oil changes and remained active in the family business until his death in October 2015. Kwik Industries began with car washes, then introduced Kwik Kar Oil Change & Auto Care in 1984 as demand grew for faster oil changes and complete auto repair. The concept uses freestanding drive through bays designed for efficient service, generally without appointments, in high traffic urban and suburban areas. Some records list 1960 as Kwik Kar's historical franchising start date, while its current nationwide franchise opportunity formally launched in 2024 after record sales growth and the formation of Kwik Kar Franchising, LLC. In March 2024, the brand had 240 locations across Texas, compared with 24 total U.S. locations in 2006, and it had expanded into eight states. Some sources report more than 200 total locations. FullSpeed Automotive® acquired Kwik Kar in 2022. FullSpeed, one of the nation's largest franchisors and operators of automotive aftermarket repair facilities, also manages Grease Monkey® and SpeeDee Oil Change & Auto Service®. The transaction included Kwik Industries, Inc.'s intellectual property and the Kwik Kar brand, along with 25 Kwik Kar related centers in Dallas. FullSpeed had 54 company operated Kwik Kar related centers as of July 2022. MidOcean Partners acquired FullSpeed Automotive in November 2020. Kwik Kar is headquartered in Greenwood Village, Colorado, and is led by Ron Stilwell, President of FullSpeed Automotive and Kwik Kar Franchising, LLC. Key executives include Kelly Tope, VP of Franchise Development, promoted in 2025, Anthony Fedele, VP of Real Estate & Construction, who transitioned to that role in 2025, and Scott Accardo, VP of Operations for SpeeDee and Kwik Kar. PeerSense is an independent commercial capital advisory firm that provides franchise research and introduces buyers to SBA and conventional lenders. PeerSense is not a lender.
The general automotive repair industry serves a U.S. vehicle fleet with an average age exceeding 12 years, which supports ongoing maintenance and repair demand. Vehicle miles traveled increased after the pandemic, while modern vehicles require more specialized diagnostic and repair knowledge than many do it yourself owners can provide. Consumers also seek convenient services that save time, making Kwik Kar's no appointment drive through format relevant in urban and suburban markets. Vehicle upkeep remains necessary for commuting and personal mobility, giving the industry some resistance to economic downturns. High frequency services such as oil changes are typically needed every 3,000 to 10,000 miles. Quick service automotive care commonly includes preventive maintenance, brake services, and state inspections, with recurring revenue and relatively predictable demand cycles supporting franchise interest. The repair market remains fragmented among independent shops while major operators consolidate the category. FullSpeed Automotive operates over 900 franchised and company owned locations across its brands. This creates an opportunity for a supported franchise system to compete through brand recognition, consistent operating practices, and efficient service. Urbanization and suburban growth can increase vehicle use, while attention to vehicle longevity and safety continues to support professional automotive services.
The initial Kwik Kar franchise fee is $39,900. Eligible veterans and first responders, including their spouses, pay a reduced initial fee of $29,900 and receive royalty rebates of 50% during the first year and 25% during the second year. Multi unit operators that commit to at least three centers pay a $20,000 franchise fee for the second Kwik Kar Center and $15,000 for each additional center. Independent automotive repair center owners converting their businesses pay $20,000 for the first converted location and $10,000 for each later conversion. Qualified conversion owners may also receive royalty rebates. A brownfield or conversion location using an existing or former automotive repair center with a basement or service pits has an estimated initial investment of $291,320 to $917,050. A ground up greenfield location requiring new construction has an estimated initial investment of $1,213,153 to $1,972,033. The 2025 Franchise Disclosure Document states that total startup costs range from $291,000 to $1,972,000. These costs include the franchise fee, real estate, building work, general site work, due diligence, permits, design and plans, furniture, fixtures and equipment package and installation, grand opening costs, and initial inventory. Another source reports total investment of $254,816 to $821,052, so buyers should review the current FDD for the applicable figures. The investment can range from a mid tier to a premium franchise commitment, especially for a ground up development. Applicants must have at least $600,000 in net worth and $400,000 in liquid capital. One source instead reports a 4.50% advertising or national brand fund fee, a difference that requires direct FDD verification. POS maintenance costs $193 to $346 per month. FullSpeed Automotive, backed by MidOcean Partners, provides corporate support and resources for the system.
Kwik Kar centers are designed around quick service and customer convenience and generally do not require appointments. Services include oil changes, preventive maintenance, brake services, state inspections, and other general automotive repairs. The proprietary format uses freestanding drive through bays to support vehicle flow and service speed. Franchisees oversee technicians, customer service, brand standards, and inventory. The model is intended for owner operators who participate in daily management and monitor customer satisfaction and center performance. Staffing emphasizes ASE certified technicians, supported by Kwik Kar training programs. Franchisees can develop brownfield or conversion locations by adapting existing or former automotive repair centers, or build ground up greenfield locations, with different investment and operating considerations. Initial training is mandatory for franchisees or their Principal Owners. It includes 3 to 4 days of classroom instruction followed by 5 days of hands on training, with up to five additional days when needed. Training occurs at the corporate headquarters in Greenwood Village, Colorado, or at other designated locations. Corporate assistance covers site selection, layout design, and facility setup, with the goal of meeting brand standards. Continuing training addresses technical operations, business management, employee management, and customer satisfaction. Kwik Kar's technician training supports consistent service across the network. Territory development focuses on markets next to active locations. FullSpeed's network includes over 900 franchised and company owned locations across its brands and provides shared resources for Kwik Kar franchisees. Multi unit agreements are encouraged, with discounts available for a commitment to at least three centers.
That disclosure covers 24 affiliated owned centers operating for the full 2024 calendar year. Other reported figures differ materially. Buyers should review the current FDD and test the information against the market and operating model under consideration. The reported unit count also provides context, rising from 24 total U.S. locations in 2006 to 240 Texas locations in March 2024 and more than 200 locations across eight states.
Kwik Kar grew from 24 total U.S. locations in 2006 to 240 centers in Texas by March 2024 and more than 200 locations across eight states. Those states include Oklahoma, Missouri, Utah, Arkansas, and Hawaii. The brand has identified opportunities in the Midwest and Northeast. FullSpeed Automotive acquired Kwik Kar in 2022, adding the Kwik Industries, Inc. intellectual property and 25 Kwik Kar related Dallas centers. The transaction brought FullSpeed's company operated Kwik Kar related center count to 54 by July 2022. MidOcean Partners had acquired FullSpeed Automotive in November 2020. Kwik Kar launched nationwide franchise opportunities through Kwik Kar Franchising, LLC in 2024 after record sales growth. The brand plans to open 50 additional locations nationwide through franchising over the next five years. It can draw on FullSpeed's footprint of over 900 franchised and company owned locations across its brands. FullSpeed also had an overarching goal of reaching 1,000 units by the end of 2023 for the parent company. Kwik Kar is targeting markets near current active locations to build on brand recognition and supply chain logistics. Its competitive advantages include recognition in Texas, a drive through operating system, services that include oil changes, preventive maintenance, brake services, and state inspections generally without appointments, and the resources of FullSpeed Automotive. The brand is focusing on high traffic urban and suburban sites. Kelly Tope became VP of Franchise Development and Anthony Fedele moved into the VP of Real Estate & Construction role in 2025, supporting franchise development and real estate planning.
The intended franchisee is an owner operator who takes an active role in daily center management. Automotive experience can help, but business management, customer service, and team leadership skills are central to operating the business. Candidates must show a minimum net worth of $600,000 and $400,000 in liquid capital to support the initial investment and working capital needs during the ramp up period. Kwik Kar encourages multi unit operators that commit to developing at least three centers, with incentives for that commitment. Territories are identified nationwide, with emphasis on markets near existing active locations. The brand has 240 locations in Texas and a presence in eight states, including Oklahoma, Missouri, Utah, Arkansas, and Hawaii. Additional opportunities exist across the Midwest and Northeast, with preference for high traffic urban and suburban sites. The franchise agreement term length is not specified in the available data. Transfer and resale procedures would typically appear in the Franchise Disclosure Document.
The brand has grown from 24 U.S. locations in 2006 to 240 locations in Texas by March 2024 and plans to add 50 nationwide locations through franchising over the next five years. FullSpeed Automotive and MidOcean Partners provide corporate ownership and support, while training covers both technical work and business operations. The model combines convenience, general automotive services, and freestanding drive through bays in a market supported by regular vehicle maintenance needs. PeerSense provides franchise research that can include SBA lending history, a Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparison tools. PeerSense also introduces franchise buyers to SBA and conventional lenders, but does not lend, fund, or approve loans.
Loan Activity Score
32/100
SBA Default Rate
8.8%
Active Lenders
31
According to its Franchise Disclosure Document or public business records, Kwik Kar has 59 locations, all owned by franchisees. Public SBA loan records show 31 lenders made 68 loans to franchisees of Kwik Kar. PeerSense calculates Kwik Kar's score as 32 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 2024 · 59 locations
$291,320 to $917,050
$39,900
59
59 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Kwik Kar
68
Total SBA loans
$761K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Kwik Kar
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
8.8%
vs 10.8% peer avg
SBA Loans
68
Total Volume
$51.7M
Active Lenders
31
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Kwik Kar based on SBA lending data
SBA Default Rate
8.8%
2.0% below peer avg
SBA Loan Volume
68 loans
Across 31 lenders
Lender Diversity
31 lenders
Avg 2.2 loans per lender
Investment Tier
Significant investment
$291,320 to $917,050 total
Kwik Kar: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2010
7 approvals. The best year on record for Kwik Kar.
Top SBA State
Texas
58 SBA financed Kwik Kar locations, the densest operator footprint.
Average Loan Size
$761K
Median $784K. Use as a sizing anchor when modeling your own Kwik Kar unit.
Lender Concentration
39.7%
Moderately Spread
Share of Kwik Kar approvals captured by the top 3 SBA lenders.
Kwik Kar's SBA lending pipeline peaked in 2010 (7 approvals). Operator density is highest in Texas with 58 SBA financed locations. Average funded ticket sits at $761K, with the median at $784K. Lender mix is moderately spread: the top three SBA lenders account for 39.7% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$3,016
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Kwik Kar, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman