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Pirate Island Pizza

Pirate Island Pizza

St. George, UT

Pirate Island Pizza currently operates 0 locations. PeerSense FPI health score: 38/100.

Total Units

0

0
FPI Score
Low
38
SBA Lending
12
Lender Quality
9
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Pirate Island Pizza financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
38out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety12/25

Blended default rate (recent + all-time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA-funded locations across states.

SBA Lending Performance

SBA Default Rate

100.0%

vs 10.3% peer avg

SBA Loans

1

Total Volume

$0.5M

Active Lenders

1

1 selective

States

1

vs. SBA Sector Average

-89.7%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

SBA Lending Activity for Pirate Island Pizza

What is the Pirate Island Pizza franchise?

The captivating journey of the Pirate Island Pizza franchise commenced in 2008, sparked by the entrepreneurial spirit and culinary vision of Captain Richard "Redbeard" Peterson. What began as a singular, vibrant pizzeria nestled near the bustling marina of St. Petersburg, Florida, quickly distinguished itself by offering an unparalleled dining experience. Captain Peterson's initial concept was revolutionary: to combine the universally loved appeal of artisanal pizzas with an immersive, swashbuckling pirate theme, meticulously emphasizing fresh, locally-sourced ingredients and daring, unique flavor combinations. The flagship location, renowned for its "Blackbeard's Bounty" pizza featuring smoked ham and pineapple on a sweet chili base, and its "Siren's Delight" seafood pizza, garnered immediate local acclaim, drawing families, young adults, tourists, and locals alike into its engaging atmosphere with its intricate themed decor and lively crew interactions. This rapid and undeniable success prompted the formal incorporation of Pirate Island Pizza Holdings LLC in 2009, setting the stage for broader expansion beyond its initial local popularity. The corporate headquarters was strategically established in Tampa, Florida, in 2011, providing a central hub for supporting the burgeoning franchise network with robust administrative and operational infrastructure. Pirate Island Pizza Holdings LLC remains a privately held entity, with Captain Richard Peterson steadfastly at the helm as CEO, guiding the brand's strategic direction and upholding its foundational vision of culinary excellence and experiential dining. The unique selling proposition of the Pirate Island Pizza franchise firmly rests on this immersive experience, transforming each location into a vibrant, family-friendly pirate cove, complete with themed decor, interactive elements like "

FPI Score

38/100

SBA Default Rate

100.0%

Active Lenders

1

Key Highlights

Data Insights

Key performance metrics for Pirate Island Pizza based on SBA lending data

SBA Default Rate

100.0%

89.7% above peer avg

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Pirate Island Pizza: Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2009

1 approvals. The best year on record for Pirate Island Pizza.

Top SBA State

Utah

1 SBA-financed Pirate Island Pizza locations, the densest operator footprint.

Average Loan Size

$500K

Median $500K. Use as a sizing anchor when modeling your own $Pirate Island Pizza unit.

Lender Concentration

100%

Concentrated

Share of Pirate Island Pizza approvals captured by the top 3 SBA lenders.

Pirate Island Pizza's SBA lending pipeline peaked in 2009 (1 approvals). Operator density is highest in Utah with 1 SBA-financed locations. Average funded ticket sits at $500K, with the median at $500K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.

Locations

Pirate Island Pizza, unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Pirate Island Pizza