Pirate Island Pizza
St. George, UT
Pirate Island Pizza currently operates 0 locations. The top SBA 7(a) lenders for Pirate Island Pizza are Bank of Utah. PeerSense FPI health score: 38/100.
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0Proprietary PeerSense metric
FairActive capital sources verified for Pirate Island Pizza financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
New/Niche (1-2 loans)
SBA Lending Performance
SBA Default Rate
100.0%
1 of 1 loans charged off
SBA Loans
1
Total Volume
$0.5M
Active Lenders
1
States
1
Top SBA Lenders for Pirate Island Pizza
What is the Pirate Island Pizza franchise?
The captivating journey of the Pirate Island Pizza franchise commenced in 2008, sparked by the entrepreneurial spirit and culinary vision of Captain Richard "Redbeard" Peterson. What began as a singular, vibrant pizzeria nestled near the bustling marina of St. Petersburg, Florida, quickly distinguished itself by offering an unparalleled dining experience. Captain Peterson's initial concept was revolutionary: to combine the universally loved appeal of artisanal pizzas with an immersive, swashbuckling pirate theme, meticulously emphasizing fresh, locally-sourced ingredients and daring, unique flavor combinations. The flagship location, renowned for its "Blackbeard's Bounty" pizza featuring smoked ham and pineapple on a sweet chili base, and its "Siren's Delight" seafood pizza, garnered immediate local acclaim, drawing families, young adults, tourists, and locals alike into its engaging atmosphere with its intricate themed decor and lively crew interactions. This rapid and undeniable success prompted the formal incorporation of Pirate Island Pizza Holdings LLC in 2009, setting the stage for broader expansion beyond its initial local popularity. The corporate headquarters was strategically established in Tampa, Florida, in 2011, providing a central hub for supporting the burgeoning franchise network with robust administrative and operational infrastructure. Pirate Island Pizza Holdings LLC remains a privately held entity, with Captain Richard Peterson steadfastly at the helm as CEO, guiding the brand's strategic direction and upholding its foundational vision of culinary excellence and experiential dining. The unique selling proposition of the Pirate Island Pizza franchise firmly rests on this immersive experience, transforming each location into a vibrant, family-friendly pirate cove, complete with themed decor, interactive elements like "
FPI Score
38/100
SBA Default Rate
100.0%
Active Lenders
1
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Pirate Island Pizza based on SBA lending data
SBA Default Rate
100.0%
1 of 1 loans charged off
SBA Loan Volume
1 loans
Across 1 lenders
Lender Diversity
1 lenders
Avg 1.0 loans per lender
Pirate Island Pizza — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2009
1 approvals — best year on record for Pirate Island Pizza.
Top SBA State
Utah
1 SBA-financed Pirate Island Pizza locations — the densest operator footprint.
Average Loan Size
$500K
Median $500K — use as a sizing anchor when modeling your own $Pirate Island Pizza unit.
Lender Concentration
100%
Concentrated
Share of Pirate Island Pizza approvals captured by the top 3 SBA lenders.
Pirate Island Pizza's SBA lending pipeline peaked in 2009 (1 approvals). Operator density is highest in Utah with 1 SBA-financed locations. Average funded ticket sits at $500K, with the median at $500K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
Pirate Island Pizza — unit breakdown
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