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SERVISTAR

SERVISTAR

The total investment to open a SERVISTAR franchise ranges from $53,400 to $258,000.

What is the SERVISTAR franchise?

SERVISTAR is a hardware store selling tools, building materials, plumbing and electrical supplies, garden equipment and paint to homeowners and contractors. The estimated total initial investment to open is $53,400 to $258,000.

SERVISTAR is headquartered in FL.

Loan Activity Score

29/100

SBA Default Rate

22.2%

Active Lenders

9

According to its Franchise Disclosure Document or public business records, SERVISTAR has 7 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 9 loans to franchisees of SERVISTAR. PeerSense calculates SERVISTAR's score as 29 out of 100, using public SBA loan performance and recent lending activity.

7 locations

Investment

$53,400 to $258,000

Total Units

7

7 franchised

Loan Activity Score
Medium
29
SBA Lending
1
Lender Quality
5
Transparency
4
Reach
7
Momentum
12

Proprietary PeerSense metric

Limited
Capital Sources
9SBA lenders

Distinct lenders in public SBA records for SERVISTAR

9

Total SBA loans

$160K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for SERVISTAR

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
29out of 100
Limited
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

22.2%

vs 9.4% peer avg

SBA Loans

9

Total Volume

$1.4M

Active Lenders

9

States

9

vs. SBA Sector Average

-12.8%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for SERVISTAR based on SBA lending data

SBA Default Rate

22.2%

12.8% above peer avg

SBA Loan Volume

9 loans

Across 9 lenders

Lender Diversity

9 lenders

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$53,400 to $258,000 total

SERVISTAR: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1994

3 approvals. The best year on record for SERVISTAR.

Top SBA State

Oklahoma

1 SBA financed SERVISTAR locations, the densest operator footprint.

Average Loan Size

$160K

Median $140K. Use as a sizing anchor when modeling your own SERVISTAR unit.

Lender Concentration

33.3%

Moderately Spread

Share of SERVISTAR approvals captured by the top 3 SBA lenders.

SERVISTAR's SBA lending pipeline peaked in 1994 (3 approvals). Operator density is highest in Oklahoma with 1 SBA financed locations. Average funded ticket sits at $160K, with the median at $140K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$43K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$553

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

SERVISTAR, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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SERVISTAR

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.