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SIGNworld

SIGNworld

The total investment to open a SIGNworld franchise ranges from $32,500 to $286,000. The initial franchise fee is $30,000.

What is the SIGNworld franchise?

SIGNworld makes signs for customers who need them for their businesses. The estimated total initial investment is $32,500 to $286,000, and the initial franchise fee is $30,000.

The company is headquartered in Santa Rosa, California.

Loan Activity Score

45/100

SBA Default Rate

12.1%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, SIGNworld has 32 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 33 loans to franchisees of SIGNworld. PeerSense calculates SIGNworld's score as 45 out of 100, using public SBA loan performance and recent lending activity.

32 locations

Investment

$32,500 to $286,000

Franchise Fee

$30,000

Total Units

32

32 franchised

Loan Activity Score
High
45
SBA Lending
10
Lender Quality
9
Transparency
4
Reach
9
Momentum
13

Proprietary PeerSense metric

Fair
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for SIGNworld

33

Total SBA loans

$171K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for SIGNworld

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
45out of 100
Fair
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety10/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

12.1%

vs 10.3% peer avg

SBA Loans

33

Total Volume

$5.6M

Active Lenders

12

3 selective

States

17

vs. SBA Sector Average

-1.8%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for SIGNworld based on SBA lending data

SBA Default Rate

12.1%

1.8% above peer avg

SBA Loan Volume

33 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 2.8 loans per lender

Investment Tier

Mid range investment

$32,500 to $286,000 total

SIGNworld: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2018

8 approvals. The best year on record for SIGNworld.

Top SBA State

California

8 SBA financed SIGNworld locations, the densest operator footprint.

Average Loan Size

$160K

Median $150K. Use as a sizing anchor when modeling your own SIGNworld unit.

Lender Concentration

65.1%

Concentrated

Share of SIGNworld approvals captured by the top 3 SBA lenders.

SIGNworld's SBA lending pipeline peaked in 2018 (8 approvals). The last five fiscal years account for 67% of cumulative volume ($3.6M approved). Operator density is highest in California with 8 SBA financed locations. Average funded ticket sits at $160K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 65.1% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$26K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$336

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

SIGNworld, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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SIGNworld

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman