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The Pasta House Co.

The Pasta House Co.

According to its Franchise Disclosure Document or public business records, The Pasta House Co. has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of The Pasta House Co.. PeerSense calculates The Pasta House Co.'s score as 44 out of 100, using public SBA loan performance and recent lending activity.

What is the The Pasta House Co. franchise?

The Pasta House Co. is a full service restaurant serving Italian American food to diners and families.

The company was founded in 1974 and is headquartered in Affton, MO.

Loan Activity Score

44/100

SBA Default Rate

0.0%

Active Lenders

1

Franchising since 1974 · 1 location

Total Units

1

1 franchised

Loan Activity Score
Low
44
SBA Lending
18
Lender Quality
9
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for The Pasta House Co.

1

Total SBA loans

$348K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for The Pasta House Co.

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
44out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

1

Total Volume

$0.3M

Active Lenders

1

1 selective

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for The Pasta House Co. based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

The Pasta House Co.: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2020

1 approval. The best year on record for The Pasta House Co..

Top SBA State

Missouri

1 SBA financed The Pasta House Co. locations, the densest operator footprint.

Average Loan Size

$348K

Median $348K. Use as a sizing anchor when modeling your own The Pasta House Co. unit.

Lender Concentration

100%

Concentrated

Share of The Pasta House Co. approvals captured by the top 3 SBA lenders.

The Pasta House Co.'s SBA lending pipeline peaked in 2020 (1 approval). Operator density is highest in Missouri with 1 SBA financed locations. Average funded ticket sits at $348K, with the median at $348K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

The Pasta House Co., unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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The Pasta House Co.

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman