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WSI Business

WSI Business

The total investment to open a WSI Business franchise ranges from $157,700 to $5.2M. The initial franchise fee is $150,000. Ongoing royalties are 4% plus a 5% advertising fee.

What is the WSI Business franchise?

WSI Business is a food service franchise that prepares fresh food for customers in supermarkets and cafes. The estimated total initial investment to open is $157,700 to $5,182,150, according to the 2025 Franchise Disclosure Document.

WSI Business was founded in 1998.

Franchisees account for 194 of WSI Business's 1,645 locations. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2025 FDD ON FILE

Franchising since 1998 · 1,645 locations

Investment

$157,700 to $5.2M

Franchise Fee

$150,000

Total Units

1,645

194 franchised

SBA Lending Activity for WSI Business

Loan Activity Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.

Key Highlights

Item 19 financial data disclosed
1,645 locations nationwide

Franchise Financing Resources

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Data Insights

Key performance metrics for WSI Business based on SBA lending data

Investment Tier

Premium investment

$157,700 to $5,182,150 total

Why WSI Business Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan level data for every approved franchise borrower. WSI Business does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.

Likely explanations for the absence

  • Total initial investment exceeds the SBA 7(a) statutory ceiling of $5M. Operators in this brand typically finance through conventional bank, CMBS, or commercial real estate debt rather than 7(a).

Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective WSI Business franchisees, the practical question is which financing path actually closes for this brand's profile.

Capital paths PeerSense places for food, restaurant & retail concepts

SBA 7(a) Loans

Build out, unit acquisition, and working capital for food and retail franchises.

Learn more

Equipment Financing

Kitchen equipment, POS systems, and capital intensive build outs.

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Franchise Partner Buyout Financing

Senior debt for partner buyouts and multi unit roll ups.

Learn more

Commercial Real Estate Loans

Owner occupied or investor owned restaurant real estate.

Learn more

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of WSI Business from this window does not reflect lender denial. It reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$126K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,632

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

WSI Business, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for WSI Business

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

WSI Business

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.