Amoco Oil/Bp
The total investment to open a Amoco Oil/Bp franchise ranges from $232,500 to $2.0M. The initial franchise fee is $30,000.
What is the Amoco Oil/Bp franchise?
Amoco Oil/Bp is a gas station business with convenience stores, selling fuel and everyday items to drivers. The estimated total initial investment is $232,500 to $1,965,200, and the initial franchise fee is $30,000.
The franchise agreement term is 20 years. Amoco Oil/Bp was founded in 1909 and is headquartered in WAYLAND, MI.
Loan Activity Score
46/100
SBA Default Rate
0.0%
Active Lenders
6
According to its Franchise Disclosure Document or public business records, Amoco Oil/Bp has 8 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 10 loans to franchisees of Amoco Oil/Bp. PeerSense calculates Amoco Oil/Bp's score as 46 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1909 · 8 locations
$232,500 to $2.0M
$30,000
8
8 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Amoco Oil/Bp
10
Total SBA loans
$1.1M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Amoco Oil/Bp
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
10
Total Volume
$11.1M
Active Lenders
6
2 selective
States
5
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Amoco Oil/Bp based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
10 loans
Across 6 lenders
Lender Diversity
6 lenders
Avg 1.7 loans per lender
Investment Tier
Premium investment
$232,500 to $1,965,200 total
Amoco Oil/Bp: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2017
4 approvals. The best year on record for Amoco Oil/Bp.
Top SBA State
Michigan
3 SBA financed Amoco Oil/Bp locations, the densest operator footprint.
Average Loan Size
$1.1M
Median $655K. Use as a sizing anchor when modeling your own Amoco Oil/Bp unit.
Lender Concentration
60%
Concentrated
Share of Amoco Oil/Bp approvals captured by the top 3 SBA lenders.
Amoco Oil/Bp's SBA lending pipeline peaked in 2017 (4 approvals). Operator density is highest in Michigan with 3 SBA financed locations. Average funded ticket sits at $1.1M, with the median at $655K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,407
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Amoco Oil/Bp, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman