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Nancys Pizza Express Restaurant

The total investment to open a Nancys Pizza Express Restaurant franchise ranges from $1.1M to $1.9M. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 3% advertising fee.

What is the Nancys Pizza Express Restaurant franchise?

Nancys Pizza Express Restaurant is a sit down pizza restaurant for customers dining in. Its estimated total initial investment is $1,089,400 to $1,899,500, and the initial franchise fee is $50,000.

The royalty is 6 percent of sales. The advertising or brand fund fee is 3 percent.

The headquarters is in Mokena, IL. The brand was founded in 1977.

Loan Activity Score

44/100

SBA Default Rate

11.8%

Active Lenders

14

According to its Franchise Disclosure Document or public business records, Nancys Pizza Express Restaurant has 16 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 17 loans to franchisees of Nancys Pizza Express Restaurant. PeerSense calculates Nancys Pizza Express Restaurant's score as 44 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1977 · 16 locations

Investment

$1.1M to $1.9M

Franchise Fee

$50,000

Total Units

16

16 franchised

Loan Activity Score
High
44
SBA Lending
17
Lender Quality
9
Transparency
4
Reach
5
Momentum
9

Proprietary PeerSense metric

Fair
Capital Sources
14SBA lenders

Distinct lenders in public SBA records for Nancys Pizza Express Restaurant

17

Total SBA loans

$284K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Nancys Pizza Express Restaurant

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
44out of 100
Fair
Market Momentum9/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety17/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

11.8%

vs 10.3% peer avg

SBA Loans

17

Total Volume

$4.8M

Active Lenders

14

3 selective

States

6

vs. SBA Sector Average

-1.5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Nancys Pizza Express Restaurant based on SBA lending data

SBA Default Rate

11.8%

1.5% above peer avg

SBA Loan Volume

17 loans

Across 14 lenders

Lender Diversity

14 lenders

Avg 1.2 loans per lender

Investment Tier

Premium investment

$1,089,400 to $1,899,500 total

Payment Estimator

Loan Amount$872K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$11,277

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Nancys Pizza Express Restaurant, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Nancys Pizza Express Restaurant

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman