Chillers Microcreamery
The total investment to open a Chillers Microcreamery franchise ranges from $298,000 to $473,500. The initial franchise fee is $22,500. Ongoing royalties are 6% plus a 1% advertising fee.
What is the Chillers Microcreamery franchise?
Chillers Microcreamery is a limited service restaurant business that makes and sells ice cream and other desserts. The estimated total initial investment is $298,000 to $473,500, and the initial franchise fee is $22,500.
The royalty is 6 percent, and the advertising or brand fund fee is 1 percent. The company was founded in 2013 and is headquartered in Portland, OR.
Loan Activity Score
32/100
SBA Default Rate
100.0%
Active Lenders
1
Public SBA loan records show 1 lender made 1 loan to franchisees of Chillers Microcreamery. PeerSense calculates Chillers Microcreamery's score as 32 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2013
$298,000 to $473,500
$22,500
0
0Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Chillers Microcreamery
1
Total SBA loans
$185K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Chillers Microcreamery
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
100.0%
vs 10.3% peer avg
SBA Loans
1
Total Volume
$0.2M
Active Lenders
1
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Chillers Microcreamery based on SBA lending data
SBA Default Rate
100.0%
89.7% above peer avg
SBA Loan Volume
1 loans
Across 1 lender
Lender Diversity
1 lender
Avg 1.0 loans per lender
Investment Tier
Significant investment
$298,000 to $473,500 total
Chillers Microcreamery: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2012
1 approval. The best year on record for Chillers Microcreamery.
Top SBA State
Indiana
1 SBA financed Chillers Microcreamery locations, the densest operator footprint.
Average Loan Size
$185K
Median $185K. Use as a sizing anchor when modeling your own Chillers Microcreamery unit.
Lender Concentration
100%
Concentrated
Share of Chillers Microcreamery approvals captured by the top 3 SBA lenders.
Chillers Microcreamery's SBA lending pipeline peaked in 2012 (1 approval). Operator density is highest in Indiana with 1 SBA financed locations. Average funded ticket sits at $185K, with the median at $185K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$3,085
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Chillers Microcreamery, unit breakdown
Explore Funding for Chillers Microcreamery
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman