Jenkins Oil Company, Inc (Shel
The initial franchise fee is $30,000.
What is the Jenkins Oil Company, Inc (Shel franchise?
Jenkins Oil Company, Inc (Shel is an automotive repair franchise. The initial franchise fee is $30,000.
The company was founded in 1976 and is headquartered in Saint George, Utah.
Loan Activity Score
43/100
SBA Default Rate
0.0%
Active Lenders
4
According to its Franchise Disclosure Document or public business records, Jenkins Oil Company, Inc (Shel has 3 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 4 loans to franchisees of Jenkins Oil Company, Inc (Shel. PeerSense calculates Jenkins Oil Company, Inc (Shel's score as 43 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1976 · 3 locations
$30,000
3
3 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Jenkins Oil Company, Inc (Shel
4
Total SBA loans
$225K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Jenkins Oil Company, Inc (Shel
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
4
Total Volume
$0.9M
Active Lenders
4
1 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Jenkins Oil Company, Inc (Shel based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
4 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 1.0 loans per lender
Jenkins Oil Company, Inc (Shel: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2020
2 approvals. The best year on record for Jenkins Oil Company, Inc (Shel.
Top SBA State
Utah
4 SBA financed Jenkins Oil Company, Inc (Shel locations, the densest operator footprint.
Average Loan Size
$225K
Median $254K. Use as a sizing anchor when modeling your own Jenkins Oil Company, Inc (Shel unit.
Lender Concentration
75%
Concentrated
Share of Jenkins Oil Company, Inc (Shel approvals captured by the top 3 SBA lenders.
Jenkins Oil Company, Inc (Shel's SBA lending pipeline peaked in 2020 (2 approvals). The last five fiscal years account for 25% of cumulative volume ($244K approved). Operator density is highest in Utah with 4 SBA financed locations. Average funded ticket sits at $225K, with the median at $254K. Lender mix is concentrated: the top three SBA lenders account for 75% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Jenkins Oil Company, Inc (Shel, unit breakdown
Explore Funding for Jenkins Oil Company, Inc (Shel
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman