Strings Italian Cafe
The total investment to open a Strings Italian Cafe franchise ranges from $150,000 to $445,800. The initial franchise fee is $37,500.
What is the Strings Italian Cafe franchise?
Strings Italian Cafe is a full service restaurant serving Italian food to diners. The estimated total initial investment is $150,000 to $445,800, and the initial franchise fee is $37,500.
The brand was founded in 1987 and is headquartered in ROSEVILLE, CA.
Loan Activity Score
19/100
SBA Default Rate
40.0%
Active Lenders
8
According to its Franchise Disclosure Document or public business records, Strings Italian Cafe has 6 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 10 loans to franchisees of Strings Italian Cafe. PeerSense calculates Strings Italian Cafe's score as 19 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1987 · 6 locations
$150,000 to $445,800
$37,500
6
6 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Strings Italian Cafe
10
Total SBA loans
$273K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Strings Italian Cafe
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
40.0%
vs 10.3% peer avg
SBA Loans
10
Total Volume
$2.7M
Active Lenders
8
1 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Strings Italian Cafe based on SBA lending data
SBA Default Rate
40.0%
29.7% above peer avg
SBA Loan Volume
10 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.3 loans per lender
Investment Tier
Mid range investment
$150,000 to $445,800 total
Strings Italian Cafe: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2007
2 approvals. The best year on record for Strings Italian Cafe.
Top SBA State
California
11 SBA financed Strings Italian Cafe locations, the densest operator footprint.
Average Loan Size
$297K
Median $290K. Use as a sizing anchor when modeling your own Strings Italian Cafe unit.
Lender Concentration
54.5%
Concentrated
Share of Strings Italian Cafe approvals captured by the top 3 SBA lenders.
Strings Italian Cafe's SBA lending pipeline peaked in 2007 (2 approvals). Operator density is highest in California with 11 SBA financed locations. Average funded ticket sits at $297K, with the median at $290K. Lender mix is concentrated: the top three SBA lenders account for 54.5% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,553
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Strings Italian Cafe, unit breakdown
Explore Funding for Strings Italian Cafe
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman