Bagel King
Franchising since 1977 · 9 locations
The total investment to open a Bagel King franchise ranges from $97,500 - $173,000. Bagel King currently operates 9 locations (9 franchised). PeerSense FPI health score: 29/100.
$97,500 - $173,000
9
9 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Bagel King financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Growing (10-24 loans)
SBA Lending Performance
SBA Default Rate
50.0%
5 of 10 loans charged off
SBA Loans
10
Total Volume
$1.2M
Active Lenders
5
States
2
Top SBA Lenders for Bagel King
What is the Bagel King franchise?
The Bagel King franchise presents a distinctive and compelling opportunity within the dynamic full-service restaurant sector, proudly headquartered in the vibrant city of Orlando, Florida. This brand, with its current footprint of 3 operating units, establishes itself as a highly focused player, emphasizing a specific culinary offering that resonates deeply with a broad consumer base seeking both quality and consistency in their dining experiences. A Bagel King franchise centers its core identity around the art and craft of fresh bagel production, likely complemented by a diverse and thoughtfully curated menu designed to cater effectively to breakfast, lunch, and potentially even early dinner crowds, thereby offering a compelling and specialized alternative in the broader, competitive food service landscape. The brand's existing presence, though currently concentrated, signifies a robust foundational commitment to its primary product and a clear, unwavering operational ethos. Operating squarely within the full-service restaurant category implies a profound dedication to providing not just quick grab-and-go options but a complete, comfortable, and inviting sit-down experience where customers can genuinely enjoy a well-prepared meal in a welcoming setting. This critical feature distinctly differentiates it from purely quick-service or fast-casual counterparts, allowing a Bagel King franchise to cultivate a deeply loyal customer following and foster a strong sense of community around its offerings. The concept inherently taps into the enduring appeal of comfort food, the growing demand for fresh, often customized, and locally sourced menu items, and the desire for authentic culinary experiences. Establishing a Bagel King franchise means becoming an integral part of a system that, while still developing its broader reach, is firmly rooted in the principles of delivering a consistently high-
FPI Score
29/100
SBA Default Rate
50.0%
Active Lenders
5
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Bagel King based on SBA lending data
SBA Default Rate
50.0%
5 of 10 loans charged off
SBA Loan Volume
10 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 2.0 loans per lender
Investment Tier
Mid-range investment
$97,500 – $173,000 total
Bagel King — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1997
4 approvals — best year on record for Bagel King.
Top SBA State
Florida
9 SBA-financed Bagel King locations — the densest operator footprint.
Average Loan Size
$121K
Median $100K — use as a sizing anchor when modeling your own $Bagel King unit.
Lender Concentration
80%
Concentrated
Share of Bagel King approvals captured by the top 3 SBA lenders.
Bagel King's SBA lending pipeline peaked in 1997 (4 approvals). Operator density is highest in Florida with 9 SBA-financed locations. Average funded ticket sits at $121K, with the median at $100K. Lender mix is concentrated: the top three SBA lenders account for 80% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,009
Principal & Interest only
Locations
Bagel King — unit breakdown
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