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Rates
Bagel King

Bagel King

Franchising since 1977 · 9 locations

The total investment to open a Bagel King franchise ranges from $97,500 - $173,000. Bagel King currently operates 9 locations (9 franchised). PeerSense FPI health score: 29/100.

Investment

$97,500 - $173,000

Total Units

9

9 franchised

FPI Score
Medium
29

Proprietary PeerSense metric

Limited
Capital Partners
5lenders available

Active capital sources verified for Bagel King financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
29out of 100
Limited

SBA Lending Performance

SBA Default Rate

50.0%

5 of 10 loans charged off

SBA Loans

10

Total Volume

$1.2M

Active Lenders

5

States

2

What is the Bagel King franchise?

The Bagel King franchise presents a distinctive and compelling opportunity within the dynamic full-service restaurant sector, proudly headquartered in the vibrant city of Orlando, Florida. This brand, with its current footprint of 3 operating units, establishes itself as a highly focused player, emphasizing a specific culinary offering that resonates deeply with a broad consumer base seeking both quality and consistency in their dining experiences. A Bagel King franchise centers its core identity around the art and craft of fresh bagel production, likely complemented by a diverse and thoughtfully curated menu designed to cater effectively to breakfast, lunch, and potentially even early dinner crowds, thereby offering a compelling and specialized alternative in the broader, competitive food service landscape. The brand's existing presence, though currently concentrated, signifies a robust foundational commitment to its primary product and a clear, unwavering operational ethos. Operating squarely within the full-service restaurant category implies a profound dedication to providing not just quick grab-and-go options but a complete, comfortable, and inviting sit-down experience where customers can genuinely enjoy a well-prepared meal in a welcoming setting. This critical feature distinctly differentiates it from purely quick-service or fast-casual counterparts, allowing a Bagel King franchise to cultivate a deeply loyal customer following and foster a strong sense of community around its offerings. The concept inherently taps into the enduring appeal of comfort food, the growing demand for fresh, often customized, and locally sourced menu items, and the desire for authentic culinary experiences. Establishing a Bagel King franchise means becoming an integral part of a system that, while still developing its broader reach, is firmly rooted in the principles of delivering a consistently high-

FPI Score

29/100

SBA Default Rate

50.0%

Active Lenders

5

Key Highlights

Data Insights

Key performance metrics for Bagel King based on SBA lending data

SBA Default Rate

50.0%

5 of 10 loans charged off

SBA Loan Volume

10 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 2.0 loans per lender

Investment Tier

Mid-range investment

$97,500 – $173,000 total

Payment Estimator

Loan Amount$78K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,009

Principal & Interest only

Locations

Bagel Kingunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Bagel King