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Umai Savory Hot Dogs

Umai Savory Hot Dogs

The initial franchise fee is $20,000. Ongoing royalties are 8%.

What is the Umai Savory Hot Dogs franchise?

Umai Savory Hot Dogs is a restaurant business that sells hot dogs. The initial franchise fee is $20,000.

The royalty is 8 percent of sales. The company was founded in 1992 and is headquartered in San Francisco, California.

Loan Activity Score

43/100

SBA Default Rate

0.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Umai Savory Hot Dogs has 4 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 4 loans to franchisees of Umai Savory Hot Dogs. PeerSense calculates Umai Savory Hot Dogs's score as 43 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1992 · 4 locations

Franchise Fee

$20,000

Total Units

4

4 franchised

Loan Activity Score
Low
43
SBA Lending
25
Lender Quality
9
Transparency
2
Reach
3
Momentum
4

Proprietary PeerSense metric

Fair
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Umai Savory Hot Dogs

4

Total SBA loans

$527K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Umai Savory Hot Dogs

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Limited Data
43out of 100
Fair
Market Momentum4/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

4

Total Volume

$2.1M

Active Lenders

3

2 selective

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Umai Savory Hot Dogs based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

4 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.3 loans per lender

Umai Savory Hot Dogs: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

1 approval. The best year on record for Umai Savory Hot Dogs.

Top SBA State

California

5 SBA financed Umai Savory Hot Dogs locations, the densest operator footprint.

Average Loan Size

$451K

Median $280K. Use as a sizing anchor when modeling your own Umai Savory Hot Dogs unit.

Lender Concentration

100%

Concentrated

Share of Umai Savory Hot Dogs approvals captured by the top 3 SBA lenders.

Umai Savory Hot Dogs's SBA lending pipeline peaked in 2021 (1 approval). The last five fiscal years account for 25% of cumulative volume ($350K approved). Operator density is highest in California with 5 SBA financed locations. Average funded ticket sits at $451K, with the median at $280K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Umai Savory Hot Dogs, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Umai Savory Hot Dogs

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman