Sharkey's Cuts for Kids
The total investment to open a Sharkey's Cuts for Kids franchise ranges from $30,000 to $319,100. The initial franchise fee is $30,000. Ongoing royalties are 7.5% plus a 1% advertising fee.
What is the Sharkey's Cuts for Kids franchise?
Sharkey's Cuts for Kids is a salon that offers haircuts to children. The estimated total initial investment is $30,000 to $319,100, according to the 2026 Franchise Disclosure Document. The initial franchise fee is the lower end of that range, as stated in the same document.
The royalty is 7.5 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 5 years. The brand is headquartered in CYPRESS, TX, and was founded in 2001.
Loan Activity Score
69/100
SBA Default Rate
1.6%
Active Lenders
18
According to its Franchise Disclosure Document or public business records, Sharkey's Cuts for Kids has 47 locations, all owned by franchisees. Public SBA loan records show 18 lenders made 63 loans to franchisees of Sharkey's Cuts for Kids. PeerSense calculates Sharkey's Cuts for Kids's score as 69 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 2001 · 47 locations
$30,000 to $319,100
$30,000
47
47 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Sharkey's Cuts for Kids
63
Total SBA loans
$184K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Sharkey's Cuts for Kids
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
1.6%
vs 10.8% peer avg
SBA Loans
63
Total Volume
$11.6M
Active Lenders
18
7 selective
States
19
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Sharkey's Cuts for Kids based on SBA lending data
SBA Default Rate
1.6%
9.2% below peer avg
SBA Loan Volume
63 loans
Across 18 lenders
Lender Diversity
18 lenders
Avg 3.5 loans per lender
Investment Tier
Mid range investment
$30,000 to $319,100 total
Sharkey's Cuts for Kids: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
18 approvals. The best year on record for Sharkey's Cuts for Kids.
Top SBA State
Texas
24 SBA financed Sharkey's Cuts for Kids locations, the densest operator footprint.
Average Loan Size
$173K
Median $150K. Use as a sizing anchor when modeling your own Sharkey's Cuts for Kids unit.
Lender Concentration
57.5%
Concentrated
Share of Sharkey's Cuts for Kids approvals captured by the top 3 SBA lenders.
Sharkey's Cuts for Kids's SBA lending pipeline peaked in 2025 (18 approvals). The last five fiscal years account for 83% of cumulative volume ($9.9M approved). Operator density is highest in Texas with 24 SBA financed locations. Average funded ticket sits at $173K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 57.5% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$311
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Sharkey's Cuts for Kids, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman