Supper Thyme Usa
Franchising since 2003
The total investment to open a Supper Thyme Usa franchise ranges from $109,700 - $235,850. Supper Thyme Usa currently operates 0 locations. The top SBA 7(a) lenders for Supper Thyme Usa are Community West Bank, Columbia Bank and Self-Help Credit Union. PeerSense FPI health score: 17/100.
$109,700 - $235,850
0
0Proprietary PeerSense metric
LimitedActive capital sources verified for Supper Thyme Usa financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
100.0%
6 of 6 loans charged off
SBA Loans
6
Total Volume
$1.0M
Active Lenders
5
States
5
Top SBA Lenders for Supper Thyme Usa
What is the Supper Thyme Usa franchise?
The dinner table used to be the center of family life. Today, the average American family faces a collision of dual-career schedules, youth sports commitments, and digital distraction that has made home-cooked meals feel like a luxury rather than a norm. Supper Thyme USA was built as a direct answer to that problem. Founded in 2003 by two dual-career couples, Keri and Brett Willenborg and Cher and Jim Stenger, the concept emerged from personal frustration with the gap between wanting to feed families well and having the time to actually do it. The founding team created a structured, kitchen-based meal preparation experience that lets customers arrive, assemble 12 family-sized meals across 12 dedicated workstations with staff assistance, and walk out in approximately two hours with a full month's worth of dinners ready to cook at home. The process is engineered so that any single meal takes 10 minutes or less to prepare, lowering the barrier to healthy home cooking in a way that neither grocery delivery nor restaurant takeout can replicate. The company launched franchising the same year it was founded, in 2003, and currently operates with a total reported unit count of 4, with a corporate presence tied to 7102 S. 141st St., Omaha, Nebraska 68138. A related operation, SupperThymeOK, has served the Edmond, Oklahoma community for 15 years as a freezer meal service offering pre-prepared entrees, sides, crock-pot meals, and specialized dietary options including gluten-free, soy-free, dairy-free, and low-sodium items. The Supper Thyme USA franchise opportunity occupies a distinctive niche within the $97.85 billion U.S. limited-service restaurant market, targeting the underserved segment of consumers who want the health and cost benefits of home cooking without the time investment. This analysis is independent research, not marketing material, and it is intended to give prospective investors the clearest possible picture of what this franchise opportunity actually represents.
The limited-service restaurant industry is one of the most resilient and consistently expanding categories in the entire franchise universe, and the forces driving that growth are structural rather than cyclical. The U.S. market for limited-service restaurants is estimated at $97.85 billion in 2025, with a projected compound annual growth rate of 6.45% that would carry it to approximately $133.71 billion by 2030. Globally, the limited-service restaurant market was valued at $871.02 billion in 2025 and is forecast to reach approximately $1.436 trillion by 2034, representing a 5.7% annual growth rate that reflects accelerating demand across both developed and emerging markets. The quick-service restaurant sub-segment alone is projected to reach $330.56 billion in 2025, up from $311.54 billion the prior year, with a 7.2% CAGR expected to push it to $436.07 billion by 2029. Fast-casual, the segment most closely aligned with the Supper Thyme USA value proposition of quality, health-consciousness, and convenience, is anticipated to generate $84.5 billion in cumulative revenue between 2025 and 2029, growing at a remarkable CAGR of 13.7%. Consumer research underscores why this sector is expanding so aggressively: 95% of consumers rate speed as critical to the takeout experience, 65% of quick-service restaurant visitors report using mobile order-ahead apps, and delivery sales across the limited-service sector surged by over 20% in a single year. Among younger consumers, the adoption rate is even more pronounced, with nearly 90% of adults aged 18 to 24 utilizing mobile ordering platforms. Notably, spending at limited-service restaurants increased by over 300% between 1997 and 2022, climbing from $112 billion to $468 billion, and the segment maintained the largest share of food-away-from-home expenditures through 2024, peaking at 37.6% in 2020. The Supper Thyme USA model taps into two converging macro trends simultaneously: the demand for convenience and the consumer shift toward healthier, more controllable eating habits that is reshaping food service across every demographic group.
The Supper Thyme USA franchise cost represents a mid-tier entry point within the broader limited-service restaurant franchise universe. The total initial investment ranges from $109,700 on the low end to $235,850 at the high end, a spread that reflects differences in geography, local build-out costs, equipment configurations, and real estate variables depending on market. Web research sources also reference an investment range of $130,900 to $238,500, which aligns closely with this band and collectively suggests that a well-prepared franchisee should budget realistically in the $110,000 to $240,000 range before opening. Liquid capital requirements cited in available sources range from $60,000 at the lower threshold to as much as $124,000 to $224,000 in another set of disclosures, and prospective franchisees should clarify this discrepancy directly with the franchisor during the discovery process. A net worth requirement of $200,000 is stated by the franchisor, placing this opportunity within reach of a broader pool of investors compared to premium franchise brands that require $500,000 or more in personal net worth. The franchise offers a 10% discount on the franchise fee specifically for military veterans, signaling a commitment to veteran entrepreneurship that is increasingly common across the franchise industry as franchisors compete for qualified, mission-driven operators. Financing options are referenced in franchisor materials, though prospective investors should seek direct confirmation on current availability and structure, as sources show some conflict on this point. For context, the typical initial franchise fee across the broader franchise industry falls in the $10,000 to $50,000 range, and industry-standard ongoing royalties generally run between 4% and 9% of gross sales, while advertising fund contributions across the sector typically range from 1% to 4.5% of gross revenues. The Supper Thyme USA investment profile, with its sub-$240,000 ceiling, positions it as one of the more accessible restaurant franchise opportunities in dollar terms, particularly compared to national quick-service brands that frequently require total investments exceeding $500,000 to over $1 million before the doors open.
Daily operations inside a Supper Thyme USA franchise center on a structured, kitchen-based workflow designed to be replicable and efficient without requiring franchisees or customers to have culinary training. The core model features 12 workstations where customers simultaneously prepare 12 different family-sized meals, with staff members circulating to provide guidance, answer questions, and ensure food safety protocols are met throughout each session. The assembly process is engineered to take approximately 10 minutes per meal, allowing customers to complete a full month's worth of dinner preparation in roughly two hours per visit, a time savings proposition that is central to the brand's customer retention strategy. Supper Thyme USA also offers pickup and delivery services, expanding the revenue model beyond in-kitchen sessions and creating accessibility for customers who cannot attend in-store preparation events. The franchise provides both classroom and on-site training and support to new franchisees, giving operators exposure to the operational blueprint before they open their doors as well as hands-on experience within a functioning kitchen environment. Franchisees additionally receive support from a professional marketing team, which matters particularly in a niche concept like this one where local consumer education is often the single greatest barrier to customer acquisition. The franchisor provides what it describes as a business blueprint, a systematic operational guide intended to standardize the customer experience across locations while reducing the learning curve for new owners who may have no prior food service management experience. The model is structured around an owner-operator philosophy consistent with the family-oriented mission of the founding couples, and the labor footprint is modest relative to full-service restaurant operations, as the in-store assembly concept eliminates the need for a large professional kitchen staff or line cooks. The goal, as articulated by the founding team, is to build a business that franchisees experience as both financially viable and personally meaningful, centering the customer experience on a fun and relaxed atmosphere that reinforces repeat visits.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Supper Thyme USA. This is not unusual within the franchise industry, as franchisors are not legally required to include Financial Performance Representations in their FDD, and many choose not to do so for a variety of legal and competitive reasons. What this means for prospective investors is that average revenue per unit, median revenue figures, and profit margin data are not available through official franchisor channels, and the due diligence burden of estimating unit-level economics falls entirely on the investor. To build a credible revenue model, candidates should request audited financial statements from existing franchisees directly, commission an independent market analysis for their target territory, and benchmark the concept against comparable meal preparation and limited-service food franchise models using industry data. For reference, the U.S. limited-service restaurant sector generates an estimated $97.85 billion annually across more than 159,000 locations as of 2025, implying a rough average of approximately $615,000 per location, though this figure spans an enormous range of formats from national fast-food chains to independent neighborhood operators. The Supper Thyme USA model, with its membership-style recurring customer base and a dual-channel revenue structure encompassing both in-store sessions and pickup and delivery, has structural characteristics that could support predictable monthly revenue if customer acquisition and retention are managed effectively. With an initial investment ceiling of approximately $235,850 to $238,500, a franchise that generates annualized revenues consistent with limited-service industry averages could theoretically produce reasonable payback timelines, but investors must stress-test these assumptions rigorously against local market demand, competitive meal kit and delivery alternatives, and realistic customer session frequency. The absence of Item 19 disclosure makes independent due diligence not just advisable but essential before committing capital to the Supper Thyme USA franchise opportunity.
The Supper Thyme USA franchise has maintained a modest operational footprint since its founding in 2003, with reported total unit counts of between 1 and 4 across available data sources, indicating that franchise system growth has been selective rather than aggressive over the brand's two-decade history. The company states that it is currently granting franchises, suggesting active interest in expanding the network, though the pace of that expansion will depend heavily on qualified franchisee recruitment and territory development in markets where the meal preparation concept resonates with time-constrained, health-aware consumers. The concept's competitive moat is not built on brand recognition at the scale of national chains but rather on its proprietary operational model, the structured 12-workstation kitchen format, the assembly-speed guarantee, and the community of loyal customers who have made it a recurring monthly habit. The related SupperThymeOK entity in Edmond, Oklahoma, operating for 15 years as a standalone freezer meal service, demonstrates that the underlying consumer need the brand addresses produces durable, long-term customer relationships when the concept is executed well in a supportive market. Broader industry tailwinds are favorable for this model: limited-service chain sales grew 8.5% versus 5.0% for full-service competitors in the most recent reporting period, fast-casual concepts posted 11.2% growth, and the trend toward healthier, customizable food options continues to accelerate as consumers incorporate plant-based, gluten-free, and protein-centric meal planning into their weekly routines. The pickup and delivery channel that Supper Thyme USA offers positions it to capture revenue from consumers who value the brand's meal quality and dietary customization but lack the scheduling flexibility to attend in-store sessions, a segment that has grown significantly as delivery sales in the limited-service sector surged by more than 20% in the past year. The brand's veteran discount program and stated financing support, even if those details require direct verification, are meaningful signals that the franchisor is actively working to lower barriers to qualified franchise candidate entry.
The ideal Supper Thyme USA franchisee is likely a hands-on owner-operator with strong community ties, an interest in health and family-centered lifestyle brands, and the organizational capability to manage a recurring-session business model that depends on consistent customer scheduling, kitchen inventory management, and staff coordination. Prior food service experience is not a prerequisite given the structured training and business blueprint the franchisor provides, but candidates with backgrounds in event coordination, hospitality, retail operations, or community-oriented businesses will find the operational rhythms of the concept familiar and manageable. The $200,000 net worth requirement positions this opportunity for investors who have built meaningful personal financial stability, whether through prior business ownership, corporate careers, or other investments, and who are seeking a franchise with a clear social mission that differentiates it from commodity food service concepts. Geographic markets with high concentrations of dual-income households, suburban families with children in school-age years, and communities where health-conscious eating is already a cultural priority represent the strongest candidate territories for this concept, as these populations have both the financial capacity and the lifestyle motivation to make meal preparation sessions a regular monthly expenditure. The veteran discount of 10% on the franchise fee makes this an especially cost-efficient entry point for military veterans who represent one of the most statistically successful cohorts in franchise ownership nationally. Prospective franchisees should engage directly with the franchisor to clarify territory exclusivity provisions, the terms governing franchise agreement length and renewal rights, and the specific conditions under which a location can be transferred or resold, as these structural details materially affect the long-term return profile of any franchise investment.
The Supper Thyme USA franchise opportunity presents a genuinely distinctive investment thesis within the $97.85 billion U.S. limited-service restaurant market, one that is built on a proven consumer need, a low-overhead operational model, and a total initial investment range of $109,700 to $235,850 that is substantially more accessible than the majority of food franchise alternatives in the market today. The absence of Item 19 financial performance disclosure means that potential investors are working without the benefit of franchisor-validated revenue benchmarks, which elevates the importance of thorough independent research, including direct conversations with existing and former franchisees, local market feasibility analysis, and a careful review of the full Franchise Disclosure Document with a qualified franchise attorney. The concept's FPI Score of 17, classified as Limited, reflects the constrained data environment surrounding a small-system franchise and should be interpreted as a signal to conduct deeper due diligence rather than a definitive negative judgment on the brand's merit. The industry macro environment is unambiguously favorable: the global limited-service restaurant market is growing at 5.7% annually toward an estimated $1.436 trillion by 2034, consumer demand for healthy convenience food is accelerating, and the meal preparation sub-category benefits from secular trends including rising dual-income household formation and growing consumer awareness of the cost and health advantages of home-cooked meals over restaurant dining. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Supper Thyme USA against comparable concepts across the limited-service restaurant category with the depth and rigor this type of financial commitment demands. Explore the complete Supper Thyme USA franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
17/100
SBA Default Rate
100.0%
Active Lenders
5
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Supper Thyme Usa based on SBA lending data
SBA Default Rate
100.0%
6 of 6 loans charged off
SBA Loan Volume
6 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.2 loans per lender
Investment Tier
Mid-range investment
$109,700 – $235,850 total
Supper Thyme Usa — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2006
4 approvals — best year on record for Supper Thyme Usa.
Top SBA State
Tennessee
2 SBA-financed Supper Thyme Usa locations — the densest operator footprint.
Average Loan Size
$175K
Median $179K — use as a sizing anchor when modeling your own $Supper Thyme Usa unit.
Lender Concentration
66.7%
Concentrated
Share of Supper Thyme Usa approvals captured by the top 3 SBA lenders.
Supper Thyme Usa's SBA lending pipeline peaked in 2006 (4 approvals). Operator density is highest in Tennessee with 2 SBA-financed locations. Average funded ticket sits at $175K, with the median at $179K. Lender mix is concentrated: the top three SBA lenders account for 66.7% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,136
Principal & Interest only
Locations
Supper Thyme Usa — unit breakdown
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