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Rates
Pacific Pride - The Commerical

Pacific Pride - The Commerical

The total investment to open a Pacific Pride - The Commerical franchise ranges from $267,559 to $1.2M. The initial franchise fee is $15,000.

What is the Pacific Pride - The Commerical franchise?

Pacific Pride The Commerical operates gas stations with convenience stores. The estimated initial investment is $267,559 to $1,248,045, and the initial franchise fee is $15,000.

The franchise agreement lasts 3 years. The brand was founded in 1984 and is headquartered in Salem, OR.

Loan Activity Score

38/100

SBA Default Rate

50.0%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, Pacific Pride - The Commerical has 1 location, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Pacific Pride - The Commerical. PeerSense calculates Pacific Pride - The Commerical's score as 38 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1984 · 1 location

Investment

$267,559 to $1.2M

Franchise Fee

$15,000

Total Units

1

1 franchised

Loan Activity Score
Low
38
SBA Lending
12
Lender Quality
3
Transparency
2
Reach
4
Momentum
17

Proprietary PeerSense metric

Fair
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for Pacific Pride - The Commerical

2

Total SBA loans

$2.5M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Pacific Pride - The Commerical

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
38out of 100
Fair
Market Momentum17/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety12/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

50.0%

vs 13.6% peer avg

SBA Loans

2

Total Volume

$5.0M

Active Lenders

2

States

2

vs. SBA Sector Average

-36.4%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Pacific Pride - The Commerical based on SBA lending data

SBA Default Rate

50.0%

36.4% above peer avg

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Investment Tier

Premium investment

$267,559 to $1,248,045 total

Pacific Pride - The Commerical: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2023

1 approval. The best year on record for Pacific Pride - The Commerical.

Top SBA State

California

1 SBA financed Pacific Pride - The Commerical locations, the densest operator footprint.

Average Loan Size

$2.5M

Median $2.5M. Use as a sizing anchor when modeling your own Pacific Pride - The Commerical unit.

Lender Concentration

100%

Concentrated

Share of Pacific Pride - The Commerical approvals captured by the top 3 SBA lenders.

Pacific Pride - The Commerical's SBA lending pipeline peaked in 2023 (1 approval). The last five fiscal years account for 100% of cumulative volume ($5.0M approved). Operator density is highest in California with 1 SBA financed locations. Average funded ticket sits at $2.5M, with the median at $2.5M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$214K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,770

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Pacific Pride - The Commerical, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Pacific Pride - The Commerical

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.