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Auto Lab

Auto Lab

The total investment to open a Auto Lab franchise ranges from $111,000 to $746,000. The initial franchise fee is $27,500. Ongoing royalties are 6% plus a 3% advertising fee.

What is the Auto Lab franchise?

Auto Lab Complete Car Care Centers began in 1987 in Sturgis, Michigan, as one repair facility focused on tune up and diagnostic work. It grew to five independently owned locations before franchising began in 1992. From 1992 through 2003, the brand reached 24 Michigan locations. In 2004, Frank Brandenberg and investors joined with a plan for national growth. The brand operates through WLF Holdings, LLC and Auto Lab Franchising, LLC, based in Bloomfield Hills, Michigan. Wilson is Chairman and CEO, and Mark Sullivan is Director of Operations. As of June 2025, the system had 21 franchised locations in six states. Its goal is to reach every U.S. state within 10 years by opening seven to ten stores annually. This PeerSense analysis is independent and based on public franchise disclosure documents, regulatory filings, and verified industry data. It is not marketing from or for Auto Lab.

The global automotive repair market was valued at approximately $912.5 billion in 2023, exceeded $1.1 trillion in 2024, and is projected to reach $2.4 trillion by 2034, representing an approximately 7.6 percent annual growth rate from 2025 through 2034. North America holds 30 to 35 percent of the global market, supported by high vehicle ownership and a broad network of independent service providers. The average age of U.S. vehicles reached 12.6 years in 2024, up from 12.5 years in 2023, and more than 110 million vehicles are between six and 14 years old, the period when repair spending is often highest. With new vehicles averaging more than $45,000, many consumers are maintaining existing cars instead of replacing them. Independent garages held 55 percent of the repair market in 2024, leaving room for branded operators that offer consistent procedures and service. Advanced Driver Assistance Systems and increasingly complex electronic systems also raise the value of strong diagnostic capabilities. Passenger cars account for 58 percent of the repair market, matching Auto Lab's primary customer base.

The initial franchise fee ranges from $13,750 to $27,500, depending on territory and timing. The 2025 Franchise Disclosure Document reports a total investment of $296,750 to $746,000. Major variables include equipment and fixtures of $131,000 to $193,000, leasehold improvements of $8,000 to $64,000, and signage of $20,000 to $100,000. Other costs include inventory of $5,000 to $24,000, training of $3,000 to $5,000, pre opening expenses of $10,000 to $20,000, a grand opening advertising commitment of $7,500, and working capital of $10,000 to $50,000 for the first three months. Applicants should have at least $50,000 in liquid capital and net worth of $150,000. The national brand fund is listed as 3 percent in some disclosure contexts and 9 percent in others, so applicants should review the current FDD for the applicable agreement year. Veterans receive a franchise fee discount. Automotive franchises have historically been favorable candidates for SBA loans because equipment can support the financing structure, and Auto Lab's fees and net worth requirements are generally compatible with SBA 7(a) parameters.

Auto Lab uses a full service repair and maintenance model centered on diagnostics. Prior automotive experience is not required. Its four week training program includes one week of classroom instruction at the corporate office and three weeks of hands on training at a location, followed by continuing field support. Technicians must be ASE certified. A typical staff includes certified technicians, service advisors, and an owner or manager involved in operations. The model emphasizes explaining repairs clearly to customers. Pre opening assistance includes site selection, lease negotiations, equipment and inventory purchasing through group programs, accounting setup, budgeting, forecasting, and recruiting. Continuing support includes field consultant visits, cooperative advertising, and group purchasing arrangements. Qualified area operators can obtain development rights for a defined territory, open a pilot store, and receive 50 percent of royalties from later Auto Lab franchises in that territory. Florida, the pilot state for this program, is divided into nine quadrants, each priced at $75,000.

With fewer than 25 units, the system may have too small a sample for meaningful averages, which increases the need for buyer modeling and conversations with franchisees. Buyers should obtain franchisee financial statements and speak with five to ten existing operators before investing.

As of June 2025, it had 21 locations in six states, with meaningful presence in Michigan, New York, Ohio, Georgia, and Indiana. The system grew from 24 Michigan locations in 2003 and later expanded into Indiana, Iowa, Florida, the Northeast, and the Southeast. In February 2020, Auto Lab announced expansion across Illinois and Milwaukee, with Wanda and Larry Fullmer as Area Developers. The company aims to open seven to ten stores annually and reach all 50 states. Its core distinction remains advanced diagnostics, including ADAS calibration and electronic system diagnostics, alongside comprehensive car care. Auto Lab has also identified master franchise opportunities in Canada as a possible growth path.

The intended franchisee is an owner operator with management and customer service ability rather than a particular mechanical background. The key responsibilities include recruiting and retaining ASE certified technicians, leading a service focused team, and building customer relationships through education. The area operator program supports regional multi unit ownership. Territories are available across the continental United States, while the current six state footprint leaves much of the country open. The Midwest, Southeast, and Northeast appear closest to the brand's existing operating experience and supply relationships. The $50,000 liquid capital requirement and $150,000 net worth requirement provide a lower entry threshold than many automotive concepts, although the 2025 FDD investment range reaches $746,000. The period from signing to opening typically takes three to nine months, depending on whether the site is converted from an existing facility or built from the ground up.

Auto Lab operates in a large repair market supported by an aging U.S. vehicle fleet, increasing vehicle complexity, and projected global market growth to $2.4 trillion by 2034. The concept offers an accessible qualification profile, an area operator structure, ASE certification requirements, and a 38 year operating history in Michigan and other states. PeerSense provides independent due diligence information, including SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and comparison tools for automotive franchise concepts. Buyers should review the current disclosure document, examine unit level economics, and complete independent validation before committing capital.

Loan Activity Score

21/100

SBA Default Rate

20.0%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Auto Lab has 20 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 10 loans to franchisees of Auto Lab. PeerSense calculates Auto Lab's score as 21 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1987 · 20 locations

Investment

$111,000 to $746,000

Franchise Fee

$27,500

Total Units

20

20 franchised

Loan Activity Score
Medium
21
SBA Lending
1
Lender Quality
9
Transparency
4
Reach
4
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Auto Lab

10

Total SBA loans

$277K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Auto Lab

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
21out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint4/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

20.0%

vs 10.8% peer avg

SBA Loans

10

Total Volume

$2.8M

Active Lenders

7

1 selective

States

2

vs. SBA Sector Average

-9.2%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for Auto Lab based on SBA lending data

SBA Default Rate

20.0%

9.2% above peer avg

SBA Loan Volume

10 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.4 loans per lender

Investment Tier

Significant investment

$111,000 to $746,000 total

Auto Lab: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

2 approvals. The best year on record for Auto Lab.

Top SBA State

Michigan

8 SBA financed Auto Lab locations, the densest operator footprint.

Average Loan Size

$277K

Median $243K. Use as a sizing anchor when modeling your own Auto Lab unit.

Lender Concentration

60%

Concentrated

Share of Auto Lab approvals captured by the top 3 SBA lenders.

Auto Lab's SBA lending pipeline peaked in 2008 (2 approvals). Operator density is highest in Michigan with 8 SBA financed locations. Average funded ticket sits at $277K, with the median at $243K. Lender mix is concentrated: the top three SBA lenders account for 60% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$89K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,149

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Auto Lab, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Auto Lab

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Auto Lab

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman