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Arco (BP) Contract Dealer Gaso

Arco (BP) Contract Dealer Gaso

The total investment to open a Arco (BP) Contract Dealer Gaso franchise ranges from $500,000 to $4.8M.

What is the Arco (BP) Contract Dealer Gaso franchise?

Arco (BP) Contract Dealer Gaso is a gasoline station and convenience store for drivers and other customers. The estimated total initial investment to open is $500,000 to $4,835,000.

The business sells fuel and convenience goods. Its headquarters are in Pomona, California, and it was founded in 2013.

Loan Activity Score

47/100

SBA Default Rate

0.0%

Active Lenders

9

According to its Franchise Disclosure Document or public business records, Arco (BP) Contract Dealer Gaso has 14 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 16 loans to franchisees of Arco (BP) Contract Dealer Gaso. PeerSense calculates Arco (BP) Contract Dealer Gaso's score as 47 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2013 · 14 locations

Investment

$500,000 to $4.8M

Total Units

14

14 franchised

Loan Activity Score
Medium
47
SBA Lending
25
Lender Quality
9
Transparency
4
Reach
5
Momentum
4

Proprietary PeerSense metric

Fair
Capital Sources
9SBA lenders

Distinct lenders in public SBA records for Arco (BP) Contract Dealer Gaso

16

Total SBA loans

$1.7M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Arco (BP) Contract Dealer Gaso

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
47out of 100
Fair
Market Momentum4/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 13.6% peer avg

SBA Loans

16

Total Volume

$28.0M

Active Lenders

9

2 selective

States

6

vs. SBA Sector Average

+13.6%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Arco (BP) Contract Dealer Gaso based on SBA lending data

SBA Default Rate

0.0%

13.6% below peer avg

SBA Loan Volume

16 loans

Across 9 lenders

Lender Diversity

9 lenders

Avg 1.8 loans per lender

Investment Tier

Premium investment

$500,000 to $4,835,000 total

Arco (BP) Contract Dealer Gaso: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

12 approvals. The best year on record for Arco (BP) Contract Dealer Gaso.

Top SBA State

California

22 SBA financed Arco (BP) Contract Dealer Gaso locations, the densest operator footprint.

Average Loan Size

$2.1M

Median $1.6M. Use as a sizing anchor when modeling your own Arco (BP) Contract Dealer Gaso unit.

Lender Concentration

29.4%

Moderately Spread

Share of Arco (BP) Contract Dealer Gaso approvals captured by the top 3 SBA lenders.

Arco (BP) Contract Dealer Gaso's SBA lending pipeline peaked in 2021 (12 approvals). The last five fiscal years account for 150% of cumulative volume ($49M approved). Operator density is highest in California with 22 SBA financed locations. Average funded ticket sits at $2.1M, with the median at $1.6M. Lender mix is moderately spread: the top three SBA lenders account for 29.4% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Arco (BP) Contract Dealer Gaso, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Arco (BP) Contract Dealer Gaso

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.