Papa's Pizza To Go
The total investment to open a Papa's Pizza To Go franchise ranges from $81,000 to $322,800. The initial franchise fee is $50,000.
What is the Papa's Pizza To Go franchise?
Papa's Pizza To Go is a restaurant that sells pizza to local customers. The estimated total initial investment is $81,000 to $322,800, and the initial franchise fee is $50,000.
The company is headquartered in Auburn, Georgia.
Loan Activity Score
21/100
SBA Default Rate
30.8%
Active Lenders
13
According to its Franchise Disclosure Document or public business records, Papa's Pizza To Go has 9 locations, all owned by franchisees. Public SBA loan records show 13 lenders made 13 loans to franchisees of Papa's Pizza To Go. PeerSense calculates Papa's Pizza To Go's score as 21 out of 100, using public SBA loan performance and recent lending activity.
9 locations
$81,000 to $322,800
$50,000
9
9 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Papa's Pizza To Go
13
Total SBA loans
$166K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Papa's Pizza To Go
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
30.8%
vs 10.3% peer avg
SBA Loans
13
Total Volume
$2.2M
Active Lenders
13
1 selective
States
7
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Papa's Pizza To Go based on SBA lending data
SBA Default Rate
30.8%
20.5% above peer avg
SBA Loan Volume
13 loans
Across 13 lenders
Lender Diversity
13 lenders
Avg 1.0 loans per lender
Investment Tier
Mid range investment
$81,000 to $322,800 total
Papa's Pizza To Go: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2003
2 approvals. The best year on record for Papa's Pizza To Go.
Top SBA State
Georgia
6 SBA financed Papa's Pizza To Go locations, the densest operator footprint.
Average Loan Size
$166K
Median $133K. Use as a sizing anchor when modeling your own Papa's Pizza To Go unit.
Lender Concentration
23.1%
Moderately Spread
Share of Papa's Pizza To Go approvals captured by the top 3 SBA lenders.
Papa's Pizza To Go's SBA lending pipeline peaked in 2003 (2 approvals). Operator density is highest in Georgia with 6 SBA financed locations. Average funded ticket sits at $166K, with the median at $133K. Lender mix is moderately spread: the top three SBA lenders account for 23.1% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$838
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Papa's Pizza To Go, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman