Our Town America, A Franchising Corporation (Unit) Our Town America
The total investment to open a Our Town America, A Franchising Corporation (Unit) Our Town America franchise ranges from $49,000 to $88,000. The initial franchise fee is $47,500. Ongoing royalties are 5% plus a 1% advertising fee.
What is the Our Town America, A Franchising Corporation (Unit) Our Town America franchise?
Our Town America, A Franchising Corporation (Unit) Our Town America is a marketing business that introduces local businesses to people who have recently moved into an area. The estimated total initial investment is $49,000 to $88,000, and the initial franchise fee is $47,500.
Franchisees pay a royalty of 5 percent of sales and an advertising or brand fund fee of 1 percent. The company is headquartered in Clearwater, FL, and was founded in 1972. Cost and fee figures are from the 2024 Franchise Disclosure Document.
Franchisees account for 43 of Our Town America, A Franchising Corporation (Unit) Our Town America's 44 locations. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1972 · 44 locations
$49,000 to $88,000
$47,500
44
43 franchised
SBA Lending Activity for Our Town America, A Franchising Corporation (Unit) Our Town America
Loan Activity Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Our Town America, A Franchising Corporation (Unit) Our Town America based on SBA lending data
Investment Tier
Low cost entry
$49,000 to $88,000 total
Why Our Town America, A Franchising Corporation (Unit) Our Town America Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan level data for every approved franchise borrower. Our Town America, A Franchising Corporation (Unit) Our Town America does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.
Likely explanations for the absence
- Established brands often rely on internal franchisee financing networks, conventional bank lines, or franchisor provided lease guarantees rather than SBA 7(a), keeping them out of the public SBA dataset.
- Low capital requirements (under $50K total) often fall below the typical SBA loan threshold, so operators self fund or use personal credit instead.
Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective Our Town America, A Franchising Corporation (Unit) Our Town America franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for food, restaurant & retail concepts
SBA 7(a) Loans
Build out, unit acquisition, and working capital for food and retail franchises.
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Equipment Financing
Kitchen equipment, POS systems, and capital intensive build outs.
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Franchise Partner Buyout Financing
Senior debt for partner buyouts and multi unit roll ups.
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Commercial Real Estate Loans
Owner occupied or investor owned restaurant real estate.
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Payment Estimator
Estimated Monthly Payment
$507
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Our Town America, A Franchising Corporation (Unit) Our Town America, unit breakdown
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Scan Your Deal Instantly2 FDDs Available for Our Town America, A Franchising Corporation (Unit) Our Town America
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman