Relax The Back
The total investment to open a Relax The Back franchise ranges from $175,800 to $648,840. The initial franchise fee is $29,500. Ongoing royalties are 5% plus a 2% advertising fee.
What is the Relax The Back franchise?
Relax The Back is a retail business selling products for back comfort and support to customers seeking them. The estimated total initial investment is $175,800 to $648,840, and the initial franchise fee is $29,500. Cost and fee figures are from the 2024 Franchise Disclosure Document.
The royalty is 5 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years. Headquarters are in Long Beach, TX. The brand was founded in 1984.
Loan Activity Score
29/100
SBA Default Rate
18.9%
Active Lenders
31
According to its Franchise Disclosure Document or public business records, Relax The Back has 47 locations, all owned by franchisees. Public SBA loan records show 31 lenders made 53 loans to franchisees of Relax The Back. PeerSense calculates Relax The Back's score as 29 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.
Franchising since 1984 · 47 locations
$175,800 to $648,840
$29,500
47
47 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Relax The Back
53
Total SBA loans
$176K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Relax The Back
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
18.9%
vs 3.2% peer avg
SBA Loans
53
Total Volume
$9.4M
Active Lenders
31
2 selective
States
21
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Relax The Back based on SBA lending data
SBA Default Rate
18.9%
15.7% above peer avg
SBA Loan Volume
53 loans
Across 31 lenders
Lender Diversity
31 lenders
Avg 1.7 loans per lender
Investment Tier
Significant investment
$175,800 to $648,840 total
Relax The Back: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1995
11 approvals. The best year on record for Relax The Back.
Top SBA State
Texas
7 SBA financed Relax The Back locations, the densest operator footprint.
Average Loan Size
$206K
Median $252K. Use as a sizing anchor when modeling your own Relax The Back unit.
Lender Concentration
35.1%
Moderately Spread
Share of Relax The Back approvals captured by the top 3 SBA lenders.
Relax The Back's SBA lending pipeline peaked in 1995 (11 approvals). The last five fiscal years account for 4% of cumulative volume ($2.1M approved). Operator density is highest in Texas with 7 SBA financed locations. Average funded ticket sits at $206K, with the median at $252K. Lender mix is moderately spread: the top three SBA lenders account for 35.1% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$1,820
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Relax The Back, unit breakdown
Explore Funding for Relax The Back
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly2 FDDs Available for Relax The Back
Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman