Baby's Room Usa
The total investment to open a Baby's Room Usa franchise ranges from $193,350 to $538,700.
What is the Baby's Room Usa franchise?
Baby's Room Usa makes wooden furniture for children's rooms for families furnishing spaces for babies and young children. Its estimated total initial investment is $193,350 to $538,700.
The brand was founded in 1987. Its headquarters are in CYPRESS, CA.
Loan Activity Score
23/100
SBA Default Rate
36.4%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Baby's Room Usa has 14 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 22 loans to franchisees of Baby's Room Usa. PeerSense calculates Baby's Room Usa's score as 23 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1987 · 14 locations
$193,350 to $538,700
14
14 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Baby's Room Usa
22
Total SBA loans
$408K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Baby's Room Usa
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
36.4%
vs 13.6% peer avg
SBA Loans
22
Total Volume
$9.0M
Active Lenders
10
States
15
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Baby's Room Usa based on SBA lending data
SBA Default Rate
36.4%
22.8% above peer avg
SBA Loan Volume
22 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 2.2 loans per lender
Investment Tier
Significant investment
$193,350 to $538,700 total
Baby's Room Usa: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2001
5 approvals. The best year on record for Baby's Room Usa.
Top SBA State
California
3 SBA financed Baby's Room Usa locations, the densest operator footprint.
Average Loan Size
$408K
Median $420K. Use as a sizing anchor when modeling your own Baby's Room Usa unit.
Lender Concentration
59.1%
Concentrated
Share of Baby's Room Usa approvals captured by the top 3 SBA lenders.
Baby's Room Usa's SBA lending pipeline peaked in 2001 (5 approvals). Operator density is highest in California with 3 SBA financed locations. Average funded ticket sits at $408K, with the median at $420K. Lender mix is concentrated: the top three SBA lenders account for 59.1% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$2,002
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Baby's Room Usa, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman