Shipley Do-Nuts
The total investment to open a Shipley Do-Nuts franchise ranges from $224,575 to $410,496. The initial franchise fee is $49,500. Ongoing royalties are 6% plus a 2% advertising fee.
What is the Shipley Do-Nuts franchise?
Shipley is a doughnut business that sells to customers. The estimated total initial investment is $224,575 to $410,496, and the initial franchise fee is $49,500, according to the 2026 Franchise Disclosure Document.
The royalty is 6 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement lasts 10 years.
Shipley began franchising in 1996.
Loan Activity Score
70/100
SBA Default Rate
0.0%
Active Lenders
19
According to its Franchise Disclosure Document or public business records, Shipley Do-Nuts has 25 locations, all owned by franchisees. Public SBA loan records show 19 lenders made 27 loans to franchisees of Shipley Do-Nuts. PeerSense calculates Shipley Do-Nuts's score as 70 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
25 locations
$224,575 to $410,496
$49,500
25
25 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Shipley Do-Nuts
27
Total SBA loans
$666K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Shipley Do-Nuts
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
27
Total Volume
$18.0M
Active Lenders
19
2 selective
States
8
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Shipley Do-Nuts based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
27 loans
Across 19 lenders
Lender Diversity
19 lenders
Avg 1.4 loans per lender
Investment Tier
Significant investment
$224,575 to $410,496 total
Payment Estimator
Estimated Monthly Payment
$2,325
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Shipley Do-Nuts, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman