Villa Pizza
The total investment to open a Villa Pizza franchise ranges from $435,900 to $1.0M. The initial franchise fee is $25,000. Ongoing royalties are 5%.
What is the Villa Pizza franchise?
Villa Pizza is a quick service pizza restaurant. The 2025 Franchise Disclosure Document lists an estimated total initial investment of $435,900 to $1,016,000 and an initial franchise fee of $25,000.
The royalty is 5 percent of sales. Villa Pizza was founded in 1964 and is headquartered in Morristown, NJ.
Loan Activity Score
24/100
SBA Default Rate
30.8%
Active Lenders
8
According to its Franchise Disclosure Document or public business records, Villa Pizza has 8 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 13 loans to franchisees of Villa Pizza. PeerSense calculates Villa Pizza's score as 24 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 1964 · 8 locations
$435,900 to $1.0M
$25,000
8
8 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Villa Pizza
13
Total SBA loans
$194K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Villa Pizza
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
30.8%
vs 10.3% peer avg
SBA Loans
13
Total Volume
$2.5M
Active Lenders
8
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Villa Pizza based on SBA lending data
SBA Default Rate
30.8%
20.5% above peer avg
SBA Loan Volume
13 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.6 loans per lender
Investment Tier
Significant investment
$435,900 to $1,016,000 total
Villa Pizza: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
3 approvals. The best year on record for Villa Pizza.
Top SBA State
Texas
2 SBA financed Villa Pizza locations, the densest operator footprint.
Average Loan Size
$208K
Median $150K. Use as a sizing anchor when modeling your own Villa Pizza unit.
Lender Concentration
53.3%
Concentrated
Share of Villa Pizza approvals captured by the top 3 SBA lenders.
Villa Pizza's SBA lending pipeline peaked in 2008 (3 approvals). The last five fiscal years account for 8% of cumulative volume ($676K approved). Operator density is highest in Texas with 2 SBA financed locations. Average funded ticket sits at $208K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 53.3% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$4,512
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Villa Pizza, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman