Villa Pizza
Franchising since 1964 · 8 locations
The total investment to open a Villa Pizza franchise ranges from $435,900 - $1.0M. The initial franchise fee is $25,000. Ongoing royalties are 5%. Villa Pizza currently operates 8 locations (8 franchised). The top SBA 7(a) lenders for Villa Pizza are Popular Bank, Western Alliance Bank and Economic Development Bank for Puerto Rico. PeerSense FPI health score: 24/100. Data sourced from the 2025 Franchise Disclosure Document.
$435,900 - $1.0M
$25,000
8
8 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Villa Pizza financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Growing (10-24 loans)
SBA Lending Performance
SBA Default Rate
30.8%
4 of 13 loans charged off
SBA Loans
13
Total Volume
$2.5M
Active Lenders
8
States
10
Top SBA Lenders for Villa Pizza
What is the Villa Pizza franchise?
Villa Pizza operates within the dynamic and ever-evolving limited-service restaurant segment, a category characterized by its focus on speed, convenience, and value without compromising on quality. With a current footprint of 8 total units, the brand has strategically positioned itself to serve a broad consumer base seeking satisfying meal options in an efficient manner. This segment of the food service industry continues to demonstrate robust demand, driven by modern lifestyles and the increasing need for readily available, high-quality food choices. The brand's presence across its 8 locations signifies a deliberate and controlled expansion strategy, building a solid foundation before widespread scaling. The core appeal of Villa Pizza likely stems from its ability to deliver a consistent product experience within the beloved pizza category, a staple in American dining culture. The limited-service model caters directly to consumers looking for quick solutions for lunch, dinner, or snacks, making it an essential part of the daily culinary landscape. The brand’s market position is further solidified by its operational efficiencies, allowing for consistent product delivery across its 8 units, ensuring that customers receive the same quality experience whether they visit their local Villa Pizza or another location within the system. This dedication to consistency is paramount in the limited-service restaurant space, where customer expectations for both speed and quality are exceptionally high. Villa Pizza, through its focused operational approach, aims to capture a significant share of this competitive market, offering a compelling proposition to both consumers and prospective franchisees alike. Its measured growth to 8 units suggests a focus on perfecting its model and ensuring scalability.
The limited-service restaurant industry, where Villa Pizza thrives, continues to be a cornerstone
FPI Score
24/100
SBA Default Rate
30.8%
Active Lenders
8
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Villa Pizza based on SBA lending data
SBA Default Rate
30.8%
4 of 13 loans charged off
SBA Loan Volume
13 loans
Across 8 lenders
Lender Diversity
8 lenders
Avg 1.6 loans per lender
Investment Tier
Significant investment
$435,900 – $1,016,000 total
Villa Pizza — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2008
3 approvals — best year on record for Villa Pizza.
Top SBA State
Texas
2 SBA-financed Villa Pizza locations — the densest operator footprint.
Average Loan Size
$208K
Median $150K — use as a sizing anchor when modeling your own $Villa Pizza unit.
Lender Concentration
53.3%
Concentrated
Share of Villa Pizza approvals captured by the top 3 SBA lenders.
Villa Pizza's SBA lending pipeline peaked in 2008 (3 approvals). The last five fiscal years account for 8% of cumulative volume ($676K approved). Operator density is highest in Texas with 2 SBA-financed locations. Average funded ticket sits at $208K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 53.3% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$4,512
Principal & Interest only
Locations
Villa Pizza — unit breakdown
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