Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Villa Pizza

Villa Pizza

Franchising since 1964 · 8 locations

The total investment to open a Villa Pizza franchise ranges from $435,900 - $1.0M. The initial franchise fee is $25,000. Ongoing royalties are 5%. Villa Pizza currently operates 8 locations (8 franchised). The top SBA 7(a) lenders for Villa Pizza are Popular Bank, Western Alliance Bank and Economic Development Bank for Puerto Rico. PeerSense FPI health score: 24/100. Data sourced from the 2025 Franchise Disclosure Document.

Investment

$435,900 - $1.0M

Franchise Fee

$25,000

Total Units

8

8 franchised

FPI Score
High
24

Proprietary PeerSense metric

Limited
Capital Partners
8lenders available

Active capital sources verified for Villa Pizza financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

High Confidence
24out of 100
Limited

SBA Lending Performance

SBA Default Rate

30.8%

4 of 13 loans charged off

SBA Loans

13

Total Volume

$2.5M

Active Lenders

8

States

10

Top SBA Lenders for Villa Pizza

What is the Villa Pizza franchise?

Villa Pizza operates within the dynamic and ever-evolving limited-service restaurant segment, a category characterized by its focus on speed, convenience, and value without compromising on quality. With a current footprint of 8 total units, the brand has strategically positioned itself to serve a broad consumer base seeking satisfying meal options in an efficient manner. This segment of the food service industry continues to demonstrate robust demand, driven by modern lifestyles and the increasing need for readily available, high-quality food choices. The brand's presence across its 8 locations signifies a deliberate and controlled expansion strategy, building a solid foundation before widespread scaling. The core appeal of Villa Pizza likely stems from its ability to deliver a consistent product experience within the beloved pizza category, a staple in American dining culture. The limited-service model caters directly to consumers looking for quick solutions for lunch, dinner, or snacks, making it an essential part of the daily culinary landscape. The brand’s market position is further solidified by its operational efficiencies, allowing for consistent product delivery across its 8 units, ensuring that customers receive the same quality experience whether they visit their local Villa Pizza or another location within the system. This dedication to consistency is paramount in the limited-service restaurant space, where customer expectations for both speed and quality are exceptionally high. Villa Pizza, through its focused operational approach, aims to capture a significant share of this competitive market, offering a compelling proposition to both consumers and prospective franchisees alike. Its measured growth to 8 units suggests a focus on perfecting its model and ensuring scalability.

The limited-service restaurant industry, where Villa Pizza thrives, continues to be a cornerstone

FPI Score

24/100

SBA Default Rate

30.8%

Active Lenders

8

Key Highlights

Data Insights

Key performance metrics for Villa Pizza based on SBA lending data

SBA Default Rate

30.8%

4 of 13 loans charged off

SBA Loan Volume

13 loans

Across 8 lenders

Lender Diversity

8 lenders

Avg 1.6 loans per lender

Investment Tier

Significant investment

$435,900 – $1,016,000 total

Villa Pizza — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2008

3 approvals — best year on record for Villa Pizza.

Top SBA State

Texas

2 SBA-financed Villa Pizza locations — the densest operator footprint.

Average Loan Size

$208K

Median $150K — use as a sizing anchor when modeling your own $Villa Pizza unit.

Lender Concentration

53.3%

Concentrated

Share of Villa Pizza approvals captured by the top 3 SBA lenders.

Villa Pizza's SBA lending pipeline peaked in 2008 (3 approvals). The last five fiscal years account for 8% of cumulative volume ($676K approved). Operator density is highest in Texas with 2 SBA-financed locations. Average funded ticket sits at $208K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 53.3% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$349K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$4,512

Principal & Interest only

Locations

Villa Pizzaunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Villa Pizza

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly

1 FDD Available for Villa Pizza

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

Villa Pizza