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Save-A-Lot Food Stores- Licens

Save-A-Lot Food Stores- Licens

The total investment to open a Save-A-Lot Food Stores- Licens franchise ranges from $165,000 to $2.1M.

What is the Save-A-Lot Food Stores- Licens franchise?

Save-A-Lot Food Stores- Licens is a grocery store business that sells food and household groceries to shoppers. Its estimated total initial investment is $165,000 to $2,060,100.

The business was founded in 1977 and is headquartered in STANTON, MI.

Loan Activity Score

53/100

SBA Default Rate

0.0%

Active Lenders

18

According to its Franchise Disclosure Document or public business records, Save-A-Lot Food Stores- Licens has 20 locations, all owned by franchisees. Public SBA loan records show 18 lenders made 24 loans to franchisees of Save-A-Lot Food Stores- Licens. PeerSense calculates Save-A-Lot Food Stores- Licens's score as 53 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1977 · 20 locations

Investment

$165,000 to $2.1M

Total Units

20

20 franchised

Loan Activity Score
High
53
SBA Lending
25
Lender Quality
9
Transparency
4
Reach
7
Momentum
8

Proprietary PeerSense metric

Moderate
Capital Sources
18SBA lenders

Distinct lenders in public SBA records for Save-A-Lot Food Stores- Licens

24

Total SBA loans

$1.0M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Save-A-Lot Food Stores- Licens

Loan Activity Score Breakdown

Growing (10 to 24 loans)

High Confidence
53out of 100
Moderate
Market Momentum8/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 9.4% peer avg

SBA Loans

24

Total Volume

$25.2M

Active Lenders

18

2 selective

States

12

vs. SBA Sector Average

+9.4%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Save-A-Lot Food Stores- Licens based on SBA lending data

SBA Default Rate

0.0%

9.4% below peer avg

SBA Loan Volume

24 loans

Across 18 lenders

Lender Diversity

18 lenders

Avg 1.3 loans per lender

Investment Tier

Premium investment

$165,000 to $2,060,100 total

Save-A-Lot Food Stores- Licens: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

11 approvals. The best year on record for Save-A-Lot Food Stores- Licens.

Top SBA State

Michigan

5 SBA financed Save-A-Lot Food Stores- Licens locations, the densest operator footprint.

Average Loan Size

$1.0M

Median $983K. Use as a sizing anchor when modeling your own Save-A-Lot Food Stores- Licens unit.

Lender Concentration

25%

Moderately Spread

Share of Save-A-Lot Food Stores- Licens approvals captured by the top 3 SBA lenders.

Save-A-Lot Food Stores- Licens's SBA lending pipeline peaked in 2021 (11 approvals). The last five fiscal years account for 88% of cumulative volume ($24M approved). Operator density is highest in Michigan with 5 SBA financed locations. Average funded ticket sits at $1.0M, with the median at $983K. Lender mix is moderately spread: the top three SBA lenders account for 25% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$132K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,708

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Save-A-Lot Food Stores- Licens, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Save-A-Lot Food Stores- Licens

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.