Frutta Bowls
The initial franchise fee is $35,000. Ongoing royalties are 6%.
What is the Frutta Bowls franchise?
Frutta Bowls was founded in 2016 by Brooke Gagliano, a 23 year old entrepreneur from Freehold, New Jersey. After a February 2016 trip to California introduced her to açai bowls, she created the business plan, recipes, store design, and first location within 30 days. The Freehold store opened in May 2016, with her father, mother, and siblings helping with the logo, name, licensing, and construction. Frutta comes from the Italian word for fruit and reflects the brand’s Mediterranean association with fresh, whole food eating. Gagliano began franchising in 2017. In 2020, WOWorks acquired the brand. The parent company also operates Saladworks, Garbanzo Mediterranean Fresh, The Simple Greek, Barberitos Southwestern Grille and Cantina, and Z!Eats. Frutta Bowls now operates across the United States, with its largest concentration in the Northeast, serving açai bowls, pitaya bowls, smoothies, and plant based options. The brand offers investors a founder led concept in the fast casual health food market, along with the operational resources of a multi brand company.
Health focused and plant based food have benefited from demographic, cultural, and clinical trends. The United States wellness economy, including nutrition, fitness, and preventive health, is valued at over $1.8 trillion, with food representing its largest spending category. Millennials and Generation Z collectively represent the largest share of restaurant spending in America and are more likely to pay a premium for food they view as nutritious, minimally processed, and transparent about ingredients. Açai, pitaya, spirulina, and chia seeds have moved into mainstream fast casual menus. The açai bowl market grew from a coastal niche in the early 2010s to a nationwide consumer expectation by the mid 2020s. The United States plant based food market is projected to grow at an approximately 11% compound annual growth rate through 2030. Consumers are also moving from full service dining toward convenient, affordable, high quality meals suited to mobile and time limited lifestyles. Superfood bowl competition remains more fragmented than mature burger or sandwich categories, leaving room for regional and national expansion. Health focused fast casual concepts have received increased franchise development interest since 2020.
The initial Frutta Bowls franchise fee is $35,000. Active military members and honorably discharged veterans receive a 25% discount, reducing that fee to $26,250. Total initial investment ranges from approximately $387,500 to $632,500, depending primarily on geography, lease terms, and the condition of the space. Leasehold improvements range from $150,500 to $302,000. Equipment costs $85,000 to $95,000, technology systems cost $25,000 to $32,000, millwork costs $20,000 to $35,000, and furniture costs $7,000 to $15,000. Architect fees range from $12,000 to $15,000. Grand opening marketing costs $15,000, opening inventory costs $5,000 to $10,000, insurance costs $1,500 to $3,500, and three months of additional operating capital range from $15,000 to $35,000. Franchisees must show at least $125,000 in liquid capital and a net worth of at least $350,000. Ongoing charges include a 6% royalty, a 3% Brand Development Fund contribution, and 2% for local advertising and promotion, totaling 11% of net sales before local operating costs. WOWorks provides access to third party lender relationships, SBA loan products, and institutional financing guidance. PeerSense is a commercial capital advisory firm that introduces franchise buyers to SBA and conventional lenders, but it is not a lender. The investment sits in the accessible to mid tier range for fast casual concepts while still requiring substantial capital and operating involvement.
Frutta Bowls uses a fast casual format focused on throughput, fresh ingredients, and customization. Locations are typically physical inline strip center stores where bowls, smoothies, and seasonal specials are assembled to order. The menu relies on cold preparation, blending, and assembly rather than traditional cooking, supporting a leaner staffing model than full service restaurants. Initial training totals 67 hours, including 27 hours of classroom instruction and 40 hours of hands on training through Frutta Bowls University and at the franchisee’s location. Pre opening assistance covers site selection, lease negotiation, and construction management coordination. After opening, franchisees receive field consultations, access to the WOWNET e learning platform maintained by WOWorks, and support from a corporate marketing team for grand openings, local marketing, and national brand development. In Memphis, a four unit development agreement signed in August 2025 includes plans to share sites with Saladworks. This co branded model may spread real estate costs across two concepts and draw customers from both brands. Territory exclusivity and multi unit development agreements are available. Frutta Bowls’ current scale also leaves geographic white space for investors seeking locations in underpenetrated markets.
Revenue must be assessed against the 6% royalty, 5% combined marketing contribution, labor costs typically ranging from 28% to 35%, food costs often ranging from 28% to 33%, occupancy, insurance, and technology fees.
Frutta Bowls opened its first location in May 2016, began franchising in 2017, and reached 35 franchised locations across 12 states by 2021. Eighteen of those units were in the Northeast. Later reports placed the network between 26 and 40 plus locations across 14 to 16 states, reflecting consolidation and portfolio changes as the system refined franchisee and operating standards. WOWorks acquired the brand in 2020, adding institutional capital, shared services, and cross brand development opportunities. The four unit Memphis agreement announced in August 2025, with planned co branding alongside Saladworks at select sites, indicates continued development in new regional markets. Frutta Bowls differentiates itself through its founder origin, proprietary recipes and menu structure, and the operational and financial resources of WOWorks. The WOWNET platform, shared supply chain relationships, and co branding pipeline add support that a standalone franchisor of similar size might not be able to fund independently.
The preferred franchise candidate has strong interpersonal skills, an alignment with the brand’s health and wellness focus, and either food service management experience or the ability to hire and develop an effective operations team. Prior restaurant experience is not required, although operators must manage labor schedules, food costs, and customer service during busy periods. Multi unit development agreements are available and encouraged in areas with geographic white space. The Northeast has the largest current concentration of locations, while the South, Midwest, and Southeast include underserved territories. The Memphis agreement from August 2025 reflects the brand’s expansion priorities and may offer developers less competitive saturation than mature Northeast markets. Buyers should expect several months between signing the franchise agreement and opening, including site selection, lease negotiation, permitting, construction, and completion of the 67 hour training program. The WOWorks parent company and its support infrastructure may assist with buyer qualification and transition management when a location is transferred or resold.
The investment case combines a founder built brand in a growing fast casual category, WOWorks support, a total investment of $387,500 to $632,500, and available territory in markets that are not yet saturated. Superfood bowl and plant based dining benefit from long term consumer trends, although investors should still test demand and unit economics carefully. Frutta Bowls has a current PeerSense Franchise Performance Index score of 54, rated Moderate. That score should be considered alongside the brand’s emerging system status and growth history rather than compared directly with mature franchise networks. PeerSense provides independent franchise intelligence, including SBA lending history, the Loan Activity Score, location maps with Google ratings, FDD financial data, and comparison tools for evaluating Frutta Bowls against other health focused fast casual concepts.
Loan Activity Score
54/100
SBA Default Rate
10.0%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Frutta Bowls has 16 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 20 loans to franchisees of Frutta Bowls. PeerSense calculates Frutta Bowls's score as 54 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 2016 · 16 locations
$35,000
16
16 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Frutta Bowls
20
Total SBA loans
$210K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Frutta Bowls
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
10.0%
vs 10.3% peer avg
SBA Loans
20
Total Volume
$4.2M
Active Lenders
10
1 selective
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Frutta Bowls based on SBA lending data
SBA Default Rate
10.0%
0.3% below peer avg
SBA Loan Volume
20 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 2.0 loans per lender
Frutta Bowls: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
9 approvals. The best year on record for Frutta Bowls.
Top SBA State
New Jersey
6 SBA financed Frutta Bowls locations, the densest operator footprint.
Average Loan Size
$210K
Median $165K. Use as a sizing anchor when modeling your own Frutta Bowls unit.
Lender Concentration
55%
Concentrated
Share of Frutta Bowls approvals captured by the top 3 SBA lenders.
Frutta Bowls's SBA lending pipeline peaked in 2018 (9 approvals). The last five fiscal years account for 35% of cumulative volume ($1.9M approved). Operator density is highest in New Jersey with 6 SBA financed locations. Average funded ticket sits at $210K, with the median at $165K. Lender mix is concentrated: the top three SBA lenders account for 55% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Frutta Bowls, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman