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DISC-GO-ROUND

DISC-GO-ROUND

The total investment to open a DISC-GO-ROUND franchise ranges from $27,903 to $100,000. The initial franchise fee is $37,855.

What is the DISC-GO-ROUND franchise?

DISC GO ROUND sells prerecorded music on tapes, compact discs, and records to music buyers. The estimated total initial investment is $27,903 to $100,000. The initial franchise fee is $37,855.

The company is headquartered in Atlanta, Georgia.

Loan Activity Score

42/100

SBA Default Rate

11.8%

Active Lenders

12

According to its Franchise Disclosure Document or public business records, DISC-GO-ROUND has 13 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 17 loans to franchisees of DISC-GO-ROUND. PeerSense calculates DISC-GO-ROUND's score as 42 out of 100, using public SBA loan performance and recent lending activity.

13 locations

Investment

$27,903 to $100,000

Franchise Fee

$37,855

Total Units

13

13 franchised

Loan Activity Score
Medium
42
SBA Lending
12
Lender Quality
7
Transparency
4
Reach
7
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
12SBA lenders

Distinct lenders in public SBA records for DISC-GO-ROUND

17

Total SBA loans

$62K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for DISC-GO-ROUND

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
42out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety12/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

11.8%

vs 13.6% peer avg

SBA Loans

17

Total Volume

$1.1M

Active Lenders

12

States

12

vs. SBA Sector Average

+1.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for DISC-GO-ROUND based on SBA lending data

SBA Default Rate

11.8%

1.8% below peer avg

SBA Loan Volume

17 loans

Across 12 lenders

Lender Diversity

12 lenders

Avg 1.4 loans per lender

Investment Tier

Low cost entry

$27,903 to $100,000 total

DISC-GO-ROUND: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1998

5 approvals. The best year on record for DISC-GO-ROUND.

Top SBA State

Washington

3 SBA financed DISC-GO-ROUND locations, the densest operator footprint.

Average Loan Size

$62K

Median $65K. Use as a sizing anchor when modeling your own DISC-GO-ROUND unit.

Lender Concentration

41.2%

Concentrated

Share of DISC-GO-ROUND approvals captured by the top 3 SBA lenders.

DISC-GO-ROUND's SBA lending pipeline peaked in 1998 (5 approvals). Operator density is highest in Washington with 3 SBA financed locations. Average funded ticket sits at $62K, with the median at $65K. Lender mix is concentrated: the top three SBA lenders account for 41.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$22K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$289

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

DISC-GO-ROUND, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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DISC-GO-ROUND

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.