Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Kids Time

Kids Time

Franchising since 2016 · 2 locations

Kids Time currently operates 2 locations (2 franchised). The top SBA 7(a) lenders for Kids Time are JPMorgan Chase Bank, Bank of America and Flagstar Bank. PeerSense FPI health score: 22/100.

Total Units

2

2 franchised

FPI Score
Low
22

Proprietary PeerSense metric

Limited
Capital Partners
3lenders available

Active capital sources verified for Kids Time financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Limited Data
22out of 100
Limited

SBA Lending Performance

SBA Default Rate

33.3%

1 of 3 loans charged off

SBA Loans

3

Total Volume

$0.2M

Active Lenders

3

States

1

Top SBA Lenders for Kids Time

What is the Kids Time franchise?

The question every serious investor should ask before committing capital to any children's education franchise is this: does this brand solve a real, measurable problem for families, and does it do so within a growing market with defensible unit economics? Kids Time is a child day care and early childhood education franchise operating within one of the most structurally resilient consumer service categories in the global economy. Headquartered in Carpentersville, Illinois, Kids Time currently operates 2 franchised units with zero company-owned locations, representing an early-stage franchise system in a category that generated between USD 298.22 billion and USD 343.02 billion in global revenue in 2024 alone, depending on which market segmentation methodology is applied. The brand's website, kidstime-kinderfeestjes.nl, signals international roots and a creative enrichment orientation that distinguishes it from purely custodial daycare competitors — a positioning choice that aligns directly with where the modern childcare market is heading, toward holistic development, creativity, and early learning rather than simple supervision. The total addressable market for child-related franchise services in the United States alone stands at USD 71.7 billion, with franchise establishment counts in this sector projected to grow from 10,660 in 2021 to over 11,810 by 2024, a compound annual growth rate of 3.5% that reflects sustained investor and consumer confidence. For a franchise investor evaluating early-stage systems with ground-floor upside, Kids Time presents a profile that demands careful, data-driven examination rather than either reflexive enthusiasm or reflexive dismissal. This analysis draws exclusively on independent franchise intelligence and verified market data — it is not marketing copy, and no compensation from Kids Time or its affiliates influenced any conclusion presented here.

The industry backdrop against which Kids Time competes is one of the most compelling in all of consumer services franchising. The global child day care services market, valued at USD 298.22 billion in 2024, is projected to reach USD 382.36 billion by 2033 at a CAGR of 2.8%, while a parallel analysis places the market at USD 343.02 billion in 2024 growing to USD 442.34 billion by 2030 at a CAGR of 4.3% — the variance between these estimates reflects different methodological scopes, but both confirm a directional reality of steady, durable expansion. In the United States specifically, the child care industry is expected to grow at an annualized rate of 3.9% from 2021 to 2026, with a separate forward-looking model projecting a CAGR of 6.02% through 2033, making it among the faster-growing franchise categories in the domestic market. The demand drivers are structural and unlikely to reverse: approximately 47% of households globally had both parents working in 2022, rapid urbanization continues to shrink extended family support networks, and the global shift toward nuclear family structures eliminates the informal childcare safety net that prior generations relied upon. Around 40% of the global primary-school-entry-age population needs childcare services but currently lacks access, representing a supply gap that franchise systems are uniquely positioned to help close. Beyond pure custodial demand, parents are increasingly investing in enrichment: programs focused on STEM, creative arts, emotional intelligence, and early language acquisition command premium pricing and stronger retention rates than supervision-only models. Child care costs have increased by as much as 29% since 2020, a figure that simultaneously pressures affordability and signals the pricing power available to quality operators who can demonstrate measurable developmental outcomes. The Asia Pacific region held over 35.70% of global market share in 2023 and is estimated to contribute 40% of global growth during the forecast period, with India and China as the two largest markets — context that matters when evaluating any franchise with international brand origins.

Because Kids Time's franchise disclosure document does not specify a franchise fee, and the system currently operates at 2 total franchised units with no published investment range, a prospective investor must approach the financial commitment analysis through the lens of comparable early-stage child day care and creative enrichment franchise systems. Within the broader child day care and early education franchise category, entry-level systems typically carry initial franchise fees ranging from $25,000 to $60,000, with total investment ranges spanning from approximately $150,000 for home-based or mobile enrichment models to well over $500,000 for purpose-built physical childcare center formats that require dedicated real estate, specialized buildout, and regulatory compliance infrastructure. The U.S. child-related franchise industry, valued at USD 71.7 billion, supports a wide investment spectrum, and Kids Time's Carpentersville, Illinois headquarters places it in a suburban Chicago market where commercial real estate costs, labor rates, and licensing requirements are meaningfully higher than national averages, factors that directly influence total startup cost. The brand's website domain suffix — .nl, suggesting Dutch or European origins — and creative enrichment positioning indicate a model that may lean toward lower-overhead enrichment center formats rather than full-day licensed childcare centers, which would compress the investment range toward the more accessible end of the category spectrum. Investors considering this franchise opportunity should engage directly with the franchisor to obtain the current Franchise Disclosure Document, which under FTC Rule 436 must be provided at least 14 calendar days before any agreement is signed or money changes hands. The Kids Time FPI Score of 22, categorized as Limited by independent franchise performance indexing methodology, is an important data signal: it reflects the constrained public information available for a 2-unit system and should be weighed accordingly rather than interpreted as a negative performance indicator in isolation.

The daily operating model for a Kids Time franchisee centers on delivering structured, age-appropriate programming that goes beyond custodial care to address developmental skills in creativity, problem-solving, moral values, and emotional intelligence — a four-pillar curriculum framework that mirrors the approach taken by the Bangladesh-based Kids Time entity founded in 2016 by Tahmina Rahman, a pharmacist and population science graduate from Dhaka University whose observations of children's engagement with crafts and reading formed the conceptual foundation of the brand. Operationally, child day care and enrichment center franchises of this type typically require between 3 and 8 full- or part-time staff depending on enrollment capacity and local child-to-staff ratio regulations, which in Illinois are set by the Department of Children and Family Services and vary by age group. Franchisees in this category generally operate as owner-operators, particularly at the single-unit level, given the relationship-intensive nature of early childhood education where parent trust and staff continuity directly drive retention and referral rates. The Kids Time model appears oriented toward creative enrichment programming — the kinderfeestjes reference in the website URL translates roughly to children's parties or celebrations in Dutch, suggesting a programming philosophy built around joyful, activity-based learning rather than rigid academic preparation. Training infrastructure at this stage of franchise development is likely to include initial onboarding covering curriculum delivery, regulatory compliance, enrollment management, and parent communication protocols, with ongoing support evolving as the system scales beyond its current 2-unit footprint. Territory structure and exclusivity parameters have not been publicly defined for this system, making direct franchisor conversations essential before any geographic commitment is made.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Kids Time. This is a material fact for any investor conducting serious due diligence, as Item 19 disclosure — while not federally mandated — is considered a hallmark of franchisor transparency, and its absence means prospective franchisees cannot rely on system-provided averages, medians, or top-quartile performance figures to model their expected returns. In the context of a 2-unit system, the absence of Item 19 is statistically understandable: unit-level financial disclosure is most meaningful when drawn from a sample large enough to reflect operational variability across markets, ownership models, and tenure cohorts. For benchmark comparison, the U.S. child care industry's expected annualized growth rate of 3.9% through 2026 and the broader market's projected CAGR of 6.02% through 2033 suggest that well-positioned operators in quality locations can achieve revenue trajectories that outperform the general service sector. Creative enrichment and early education centers in suburban markets — the profile most consistent with Kids Time's Carpentersville base — typically generate annual revenues in the range of $250,000 to $750,000 depending on capacity, programming mix, and pricing strategy, though these are industry benchmarks rather than Kids Time-specific disclosures. The 29% increase in child care costs since 2020 has demonstrated that consumers in this category exhibit relatively inelastic demand when program quality is perceived as high, a dynamic that supports margin maintenance even in inflationary operating environments. Investors should request any available financial modeling from the franchisor and independently validate assumptions through conversations with existing franchisees, a process facilitated by the required franchisee contact list in the FDD.

Kids Time currently operates 2 franchised units, representing the earliest observable stage of franchise system development — a stage characterized by high potential alongside proportionally higher uncertainty compared to systems with 50, 500, or 5,000 units of operating history. The global analog is instructive: the Bangladesh-based Kids Time founded in 2016 expanded to 8 branches across Dhaka by 2019, demonstrating that a 3-year window from founding to multi-location scale is achievable in this category when curriculum quality and brand positioning are differentiated. That system subsequently introduced the Joy School English franchise to Bangladesh in 2021 — a USA-based program operating across 30 countries — illustrating the kind of programmatic expansion and curriculum partnership strategy that can accelerate a young franchise system's value proposition and competitive differentiation. In the U.S. context, the child-related franchise sector is projected to grow franchise establishment counts from 10,660 in 2021 to over 11,810 in 2024, meaning that operators who establish strong local brand equity and operational consistency during the current growth phase position themselves favorably for territory value appreciation as the system matures. The competitive moat for early-stage enrichment franchise systems is built primarily through curriculum proprietary to the franchisor, staff training consistency, parent relationship depth, and local brand reputation — advantages that compound over time and are difficult for new market entrants to replicate quickly. The Asia Pacific market's dominance at over 35.70% global share in 2023, and the parallel success of India-based T.I.M.E. Kids — backed by T.I.M.E. Triumphant Institute of Management Education's 30-plus years of educational expertise — confirms that the creative enrichment and early education franchise model scales effectively across diverse geographies when the curriculum and support infrastructure are adequately developed.

The ideal Kids Time franchise candidate is a motivated owner-operator with genuine affinity for early childhood development, strong community relationship-building skills, and the operational discipline to manage a regulated, staff-dependent service environment. Prior experience in education, child development, social work, or family services is advantageous but not universally required in this category — many successful childcare franchise operators come from business management, healthcare, or community organization backgrounds and build domain expertise through the franchisor's training program. Given the current system size of 2 units, prospective franchisees should expect to be among the earliest adopters of a developing system, which historically means more direct access to franchisor leadership, greater influence over operational feedback loops, and potentially more favorable territory availability than will exist once the system achieves critical mass. Carpentersville, Illinois and the broader northern Chicago suburban corridor represent a demographically favorable market for child enrichment services: median household incomes in this region support premium program pricing, and the area's family-dense residential composition provides a natural enrollment pipeline. The timeline from franchise agreement signing to operational opening in this category typically ranges from 3 to 9 months depending on facility requirements, local licensing timelines, and staffing ramp-up, with Illinois DCFS licensing timelines representing a key variable for planning purposes. Franchise agreement term lengths in the child day care category commonly run 10 years with renewal options, though Kids Time's specific term parameters should be confirmed through direct FDD review.

Synthesizing the available intelligence, Kids Time presents a franchise opportunity that sits at the intersection of a structurally growing industry and a very early stage of system development — a combination that carries both meaningful upside potential and proportionally higher execution risk than more established franchise systems. The global child day care services market's trajectory from USD 298.22 billion in 2024 toward USD 382.36 billion by 2033 creates a powerful tailwind for any well-positioned operator, and the U.S. market's projected CAGR of 6.02% through 2033 amplifies that opportunity for domestically focused investors. The Kids Time FPI Score of 22 reflects Limited publicly available performance data rather than evidence of poor system health, and its 2-unit franchise footprint means that investors who conduct thorough direct due diligence — including FDD review, franchisee interviews, local market analysis, and legal counsel — are operating with the most current and complete picture available. The absence of Item 19 disclosure places additional weight on prospective franchisee conversations and independent market validation, both of which are essential steps before any capital commitment is made in a system at this stage of maturity. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that enable investors to benchmark Kids Time against every comparable child day care and enrichment franchise in the market — a capability that is particularly valuable when evaluating early-stage systems where the franchisor's own data set is inherently limited. Explore the complete Kids Time franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

22/100

SBA Default Rate

33.3%

Active Lenders

3

Key Highlights

Data Insights

Key performance metrics for Kids Time based on SBA lending data

SBA Default Rate

33.3%

1 of 3 loans charged off

SBA Loan Volume

3 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.0 loans per lender

Kids Time — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1994

2 approvals — best year on record for Kids Time.

Top SBA State

Illinois

3 SBA-financed Kids Time locations — the densest operator footprint.

Average Loan Size

$57K

Median $60K — use as a sizing anchor when modeling your own $Kids Time unit.

Lender Concentration

100%

Concentrated

Share of Kids Time approvals captured by the top 3 SBA lenders.

Kids Time's SBA lending pipeline peaked in 1994 (2 approvals). Operator density is highest in Illinois with 3 SBA-financed locations. Average funded ticket sits at $57K, with the median at $60K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Kids Timeunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Kids Time

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Kids Time