Kids Time
According to its Franchise Disclosure Document or public business records, Kids Time has 2 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of Kids Time. PeerSense calculates Kids Time's score as 22 out of 100, using public SBA loan performance and recent lending activity.
What is the Kids Time franchise?
Kids Time is a child day care and early childhood education franchise headquartered in Carpentersville, Illinois. The system currently has 2 franchised units and zero company owned locations. The global child care market generated between USD 298.22 billion and USD 343.02 billion in 2024, depending on the market definition used. Its United States addressable market was valued at USD 71.7 billion, while franchise establishments were projected to increase from 10,660 in 2021 to over 11,810 by 2024, representing a 3.5% compound annual growth rate. The brand’s international roots and creative enrichment focus suggest an approach centered on early learning and development alongside supervision. For buyers, the small unit base makes careful review of the model and market position essential.
The global child day care services market was valued at USD 298.22 billion in 2024 and is projected to reach USD 382.36 billion by 2033 at a CAGR of 2.8%. Another market analysis places the 2024 value at USD 343.02 billion and projects growth to USD 442.34 billion by 2030 at a CAGR of 4.3%. In the United States, the industry is expected to grow at an annualized rate of 3.9% from 2021 to 2026, while another forecast projects a CAGR of 6.02% through 2033. Approximately 47% of households globally had both parents working in 2022, and urbanization and the growth of nuclear families continue to reduce informal child care support. Around 40% of children approaching primary school age worldwide need child care but lack access. Programs involving STEM, creative arts, emotional intelligence, and early language acquisition can support higher pricing and retention than supervision focused services. Child care costs have risen by as much as 29% since 2020. Asia Pacific held over 35.70% of global market share in 2023 and is expected to account for 40% of global growth during the forecast period, with India and China as its two largest markets.
Comparable child day care and early education franchises commonly charge initial franchise fees from $25,000 to $60,000. Total investment can range from approximately $150,000 for home based or mobile enrichment models to well over $500,000 for purpose built child care centers requiring dedicated real estate, specialized construction, and regulatory infrastructure. Kids Time’s Carpentersville, Illinois headquarters places it in a suburban Chicago market where commercial real estate, labor, and licensing costs can exceed national averages. The brand’s international presentation and creative enrichment focus may indicate a lower overhead center model rather than a full day licensed child care facility. Buyers should obtain and review the current Franchise Disclosure Document before making a commitment. Under FTC Rule 436, the document must be provided at least 14 calendar days before an agreement is signed or money changes hands. Kids Time has a Loan Activity Score of 22, categorized as Limited, which reflects the small scale of the system and the amount of public performance information available.
A Kids Time location is designed to provide structured, age appropriate programming focused on creativity, problem solving, moral values, and emotional intelligence. This four part curriculum resembles the approach associated with the Bangladesh based Kids Time entity founded in 2016 by Tahmina Rahman, a pharmacist and population science graduate from Dhaka University. Her observations of children engaging with crafts and reading helped shape the concept. Comparable centers commonly require 3 to 8 full or part time employees, depending on enrollment and local child to staff rules. In Illinois, those requirements are set by the Department of Children and Family Services and vary by age group. Single unit owners in this category often remain closely involved because parent trust and staff continuity affect retention and referrals. The reference to kinderfeestjes, which translates roughly to children’s parties or celebrations in Dutch, points toward activity based learning. Training would generally address curriculum delivery, regulatory compliance, enrollment management, and parent communication. Kids Time’s territory and exclusivity terms should be confirmed directly with the franchisor.
For a system with 2 units, the limited operating sample also makes comparisons across markets, ownership structures, and years in operation difficult. The United States child care industry is expected to grow at an annualized rate of 3.9% through 2026, while the broader market has a projected CAGR of 6.02% through 2033. These figures are industry benchmarks rather than Kids Time results. The 29% increase in child care costs since 2020 shows the pricing pressure and potential pricing capacity in the category. Buyers should test financial assumptions with the franchisor and existing franchisees.
Kids Time has 2 franchised units, placing it at an early point in system development. The Bangladesh based Kids Time founded in 2016 expanded to 8 branches across Dhaka by 2019. In 2021, that organization introduced the Joy School English franchise to Bangladesh. The program is based in the United States and operates across 30 countries. In the United States, child related franchise establishments are projected to grow from 10,660 in 2021 to over 11,810 by 2024. For a young system, competitive strength may depend on franchisor curriculum, consistent staff training, parent relationships, and local reputation. Asia Pacific accounted for over 35.70% of global market share in 2023. India based T.I.M.E. Kids, supported by T.I.M.E. Triumphant Institute of Management Education’s 30 plus years of educational experience, provides another example of an early education model operating across markets.
The likely Kids Time owner is an involved operator with an interest in early childhood development, community relationships, and the daily management of a regulated service business. Experience in education, child development, social work, or family services may help, though operators in this category also come from business management, health care, and community organizations. With 2 units in the system, early franchisees may have more direct contact with leadership and greater influence on operating processes. Carpentersville, Illinois and the northern Chicago suburban corridor offer a family focused market, with household incomes that may support premium enrichment pricing. Opening a location in this category commonly takes 3 to 9 months, depending on the facility, licensing, and staffing process. Illinois DCFS licensing is a key planning factor. Child day care franchise agreements commonly run for 10 years with renewal options, though Kids Time’s terms require confirmation in the FDD.
Kids Time combines a growing child care category with an early stage franchise system. The global child day care services market is projected to grow from USD 298.22 billion in 2024 to USD 382.36 billion by 2033, while the United States market has a projected CAGR of 6.02% through 2033. Its 22 Loan Activity Score is categorized as Limited, and its 2 unit footprint means buyers should place added weight on direct review of the FDD, franchisee discussions, local market research, and professional legal advice. PeerSense is a commercial capital advisory firm that helps franchise buyers evaluate opportunities and connect with SBA and conventional lending sources. PeerSense does not lend money, fund transactions, or approve loans.
Loan Activity Score
22/100
SBA Default Rate
33.3%
Active Lenders
3
Franchising since 2016 · 2 locations
2
2 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Kids Time
3
Total SBA loans
$57K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Kids Time
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
33.3%
vs 3.2% peer avg
SBA Loans
3
Total Volume
$0.2M
Active Lenders
3
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Kids Time based on SBA lending data
SBA Default Rate
33.3%
30.1% above peer avg
SBA Loan Volume
3 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.0 loans per lender
Kids Time: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1994
2 approvals. The best year on record for Kids Time.
Top SBA State
Illinois
3 SBA financed Kids Time locations, the densest operator footprint.
Average Loan Size
$57K
Median $60K. Use as a sizing anchor when modeling your own Kids Time unit.
Lender Concentration
100%
Concentrated
Share of Kids Time approvals captured by the top 3 SBA lenders.
Kids Time's SBA lending pipeline peaked in 1994 (2 approvals). Operator density is highest in Illinois with 3 SBA financed locations. Average funded ticket sits at $57K, with the median at $60K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Kids Time, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman