United Water Restoration Group
The total investment to open a United Water Restoration Group franchise ranges from $155,000 to $582,000. The initial franchise fee is $49,000. Ongoing royalties are 6%.
What is the United Water Restoration Group franchise?
United Water Restoration Group is a property restoration business for homeowners and businesses dealing with water damage. The estimated total initial investment is $155,000 to $582,000, and the initial franchise fee is $49,000, according to the 2025 Franchise Disclosure Document.
The royalty is 6 percent of sales. Franchisees need $50,000 in liquid capital and a net worth of $150,000.
The company is headquartered in Melbourne, FL. It was founded in 2008 and began franchising in 2015.
Loan Activity Score
79/100
SBA Default Rate
3.6%
Active Lenders
12
According to its Franchise Disclosure Document or public business records, United Water Restoration Group has 24 locations, all owned by franchisees. Public SBA loan records show 12 lenders made 28 loans to franchisees of United Water Restoration Group. PeerSense calculates United Water Restoration Group's score as 79 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 2008 · 24 locations
$155,000 to $582,000
$49,000
24
24 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for United Water Restoration Group
28
Total SBA loans
$327K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for United Water Restoration Group
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
3.6%
vs 7.6% peer avg
SBA Loans
28
Total Volume
$9.2M
Active Lenders
12
2 selective
States
15
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for United Water Restoration Group based on SBA lending data
SBA Default Rate
3.6%
4.0% below peer avg
SBA Loan Volume
28 loans
Across 12 lenders
Lender Diversity
12 lenders
Avg 2.3 loans per lender
Investment Tier
Significant investment
$155,000 to $582,000 total
United Water Restoration Group: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
9 approvals. The best year on record for United Water Restoration Group.
Top SBA State
Florida
6 SBA financed United Water Restoration Group locations, the densest operator footprint.
Average Loan Size
$327K
Median $210K. Use as a sizing anchor when modeling your own United Water Restoration Group unit.
Lender Concentration
57.1%
Concentrated
Share of United Water Restoration Group approvals captured by the top 3 SBA lenders.
United Water Restoration Group's SBA lending pipeline peaked in 2025 (9 approvals). The last five fiscal years account for 71% of cumulative volume ($7.7M approved). Operator density is highest in Florida with 6 SBA financed locations. Average funded ticket sits at $327K, with the median at $210K. Lender mix is concentrated: the top three SBA lenders account for 57.1% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,605
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
United Water Restoration Group, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman