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Rates
Mail N Copy

Mail N Copy

Franchising since 1998 · 1 locations

Mail N Copy currently operates 1 locations (1 franchised). PeerSense FPI health score: 44/100.

Total Units

1

1 franchised

FPI Score
Low
44

Proprietary PeerSense metric

Fair
Capital Partners
1lenders available

Active capital sources verified for Mail N Copy financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
44out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loans

1

Total Volume

$0.1M

Active Lenders

1

States

1

What is the Mail N Copy franchise?

Every small business owner, remote worker, and local entrepreneur in a fast-growing community like Windsor, Colorado eventually faces the same cluster of practical problems: packages that need professional shipping across multiple carriers, marketing materials that must be produced on short notice, architectural plans that require large-format printing, and a professional mailing address that signals permanence without the overhead of a full office lease. Mail N Copy has been solving exactly that set of problems from its location at 1298 Main Street, Unit A, Windsor, Colorado 80550 for 25 years, incorporated on March 13, 1998, and open for business since September 1, 1998. The company is owned and operated by Cami Greene and Eric Greene, operating under the legal entity Pace Investments, Inc., and serves as a one-stop business services hub handling shipping through USPS, UPS, and FedEx simultaneously, alongside copy, print, fax, scanning, binding, laminating, large-format printing for banners and signs, and personal mailbox rentals. For franchise investors evaluating the business services category, Mail N Copy represents a studied case in the independent owner-operator model within one of America's most durable service verticals, a sector that encompasses approximately 10,200 establishments generating roughly nine billion dollars in combined annual U.S. revenue as of December 2025. This analysis, produced independently by PeerSense, is not marketing material and receives no compensation from Mail N Copy or any affiliated party. The PeerSense Franchise Performance Index has assigned Mail N Copy a score of 44, rated Fair, reflecting the single-unit nature of the operation, the limited transparency of financial disclosures available at this stage, and the competitive dynamics of the broader business services center industry. Understanding what that score means, and what surrounds it in the market, is precisely what serious investors need before making any capital commitment in this category.

The industry classification covering Mail N Copy and its peer operations is NAICS 561439, Business Service Centers Including Copy Shops, a sector that sits at the intersection of several powerful and durable demand currents in the American economy. The total U.S. market for business service centers and copy shops comprises roughly 10,200 establishments generating approximately nine billion dollars in annual revenue, while the broader global business support services market is projected to reach approximately 915 billion dollars by 2029, growing at a compound annual growth rate of 8.1 percent. Within the more narrowly defined commercial printing and document services vertical, the U.S. market alone was valued at an estimated 126.99 billion dollars in 2024, with forecasts calling for growth at a CAGR of 3.1 percent through 2030, reaching 150.50 billion dollars. The demand engine for this category is fundamentally tied to small business spending: small and medium-sized enterprises, which represent the fastest-growing segment in commercial printing with an anticipated CAGR of 3.7 percent, consistently lack the in-house infrastructure to handle professional-grade printing, multi-carrier shipping logistics, large-format output, or secure document management. The rise of print-on-demand services is actively reshaping the sector by eliminating inventory and storage costs, creating a more accessible and margin-efficient model for independent operators. Competitive pressures are real: office supply retailers, mass merchandisers, consumer electronics outlets, and government postal services all compete for portions of this revenue, and the proliferation of desktop printers, email, and cloud storage contributed to a measurable decline in establishment count from 6,026 in 2010 to 5,305 by 2018. However, demand for custom printing, including signage, banners, menus, brochures, and personalized marketing materials, continues to generate traffic that commodity home printing cannot replicate, sustaining independent operators who focus on quality, speed, and service breadth across multiple carriers and output formats. Large enterprises held over 55 percent of the U.S. commercial printing market share in 2024, but the SME segment's higher growth rate signals structural opportunity for community-anchored service providers positioned directly in front of that demand.

Evaluating any Mail N Copy franchise investment requires an honest accounting of what the available data does and does not tell prospective investors, and where that data sits relative to benchmarks across the broader franchise landscape. Because Mail N Copy operates as a single-unit, independently owned corporation rather than a developed franchise system with a published Franchise Disclosure Document in the conventional multi-unit sense, specific financial parameters such as a franchise fee, royalty rate, advertising fund contribution, total initial investment range, liquid capital requirement, and net worth threshold are not part of a standardized offering circular available for investor review. For context, the broader franchising industry in 2025 shows that initial franchise fees for business and postal services concepts typically range from 20,000 dollars to 50,000 dollars, with emerging brands pricing competitive entry points between 35,000 and 45,000 dollars. Ongoing royalty rates in professional services franchises frequently run between 8 and 12 percent of gross sales, compared to the 4 to 9 percent range seen across all franchise categories. Advertising fund contributions in the sector typically add another 1 to 4 percent of net sales to the franchisee's total cost structure. Beyond the headline fees, investors in comparable business services franchise concepts also encounter technology support fees in the range of 100 dollars per month, transfer fees around 5,000 dollars, convention support fees between 25 and 75 dollars per month, and late payment interest charges running as high as 18 percent APR on overdue amounts. The total initial investment to open and operate a business services franchise through the first several months of operation can range from tens of thousands of dollars into the hundreds of thousands, depending on geography, real estate format, build-out requirements, inventory, staffing, and insurance. For investors considering the Mail N Copy franchise opportunity or a comparable concept in this category, the absence of standardized disclosure documents means that independent financial due diligence, direct engagement with the ownership team, and third-party benchmarking through platforms like PeerSense become the essential substitutes for the FDD transparency that multi-unit franchise systems provide by default.

The operational profile of Mail N Copy reflects a classic owner-operator model built around a highly diversified service menu, which is both its competitive differentiation and its daily operational reality. The business operates Monday through Friday from 8:30 a.m. to 5:30 p.m. and Saturday from 9:00 a.m. to 1:00 p.m., a schedule calibrated to the working hours of its core small business clientele in the Windsor, Colorado area. Services span multi-carrier shipping through USPS, UPS, and FedEx simultaneously, which requires staff capable of navigating rate calculations, carrier compliance, and packaging standards across three distinct carrier systems. The print side of the operation demands proficiency in large-format equipment for banners, signage, and architectural plans, as well as desktop-scale production of business cards, brochures, table tents, menus, flyers, and postcards. Design services add a creative layer to the operation, requiring either on-staff design capability or a reliable workflow for managing client-supplied files through to production-ready output. Personal mailbox rentals represent a recurring revenue stream that functions as a passive income layer on top of the transactional print and ship business. Customers can upload print orders online for in-store pickup, and the business maintains an online print shop for personalized items including yard signs and holiday cards, reflecting the kind of digital channel integration that is becoming a survival requirement across the industry. The staffing model for an operation of this scope is lean but multi-skilled, as a single front-counter employee must be capable of handling shipping rate comparisons, print job intake, file management, equipment operation, and customer design consultations within the same shift. For a prospective operator evaluating this model, the key question is whether the owner-operator's time is best spent on production tasks or on business development, customer relationship management, and the administrative overhead of running a corporation, all of which fall on the Greene family at the single-unit Windsor location.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Mail N Copy. Because Mail N Copy operates as a single-unit independent corporation rather than as a multi-unit franchise system with a federally registered FDD, the financial performance representation framework that governs publicly available earnings claims under the FTC Franchise Rule does not apply in the conventional sense. To be precise about the regulatory context: the FDD's Item 19 is the only legally sanctioned section where franchisors may make financial performance representations, and franchisors are not required by the FTC to include such disclosures, but if they make any revenue, income, or profit claims during the sales process, those claims must be substantiated through Item 19 with documented data from actual operating results such as tax returns, point-of-sale reports, or audited financial statements. In the absence of that disclosed data for Mail N Copy specifically, investors can benchmark against industry-level data for NAICS 561439. The U.S. business service center and copy shop sector generates approximately nine billion dollars across roughly 10,200 establishments, implying a mean annual revenue per establishment of approximately 882,000 dollars, though the concentration of revenue among the top 50 companies, which account for roughly 60 percent of total sector revenue, means the median independent operator likely generates materially less. For context, the Small and Medium-sized Enterprise segment of commercial printing, the closest analog to an independent community-based service center, is the fastest-growing segment at a projected CAGR of 3.7 percent, suggesting that well-positioned independent operators with strong local demand can achieve growth trajectories exceeding the industry average. Profitability in this sector is tightly linked to operational efficiency and service quality, two dimensions where owner-operators with deep community relationships and 25-year track records have a structural edge over transient or absentee-operated locations.

The growth trajectory of Mail N Copy as a single-unit independent operation reflects a deliberate choice for community depth over geographic expansion, a strategic posture that carries both strengths and limitations for franchise investors evaluating scalability. The business has maintained continuous operation in Windsor, Colorado for 25 years since its September 1998 opening, a longevity record that places it in the upper tier of business services survivors given that the NAICS 561439 establishment count declined by more than 700 locations between 2010 and 2018. Windsor, Colorado is a high-growth community in Weld County along the northern Front Range, a demographic and economic environment that creates sustained demand for small business support services as new enterprises enter the market and require print, ship, and mailing solutions before building internal infrastructure. The business has adapted to digital demand by offering online print order upload functionality and an e-commerce channel for personalized printed products, the kind of print-on-demand integration that industry analysts identify as a key growth driver reducing inventory costs while expanding the addressable customer base beyond walk-in traffic. The competitive moat for Mail N Copy rests on three pillars: multi-carrier shipping access that no single-carrier postal franchise can match, a 25-year local brand reputation that creates switching costs for established business customers, and a full-service print and design capability that competes directly with both online print platforms and office supply retail chains. The broader industry context reinforces the durability of this model: while automation is expected to reduce industry employment over time, the demand for custom and short-run print production, large-format output, and professional packaging services creates service complexity that resists full automation and rewards experienced operators. The online design and print services expansion, including personalized holiday cards and yard signs available through the mailncopy.com web platform, positions the business to capture revenue beyond its local geographic footprint.

The ideal candidate for an investment in the Mail N Copy franchise opportunity, or for a comparable business services concept in this category, is an owner-operator with genuine interest in community business relationships, comfort with multi-function operations spanning print technology, carrier logistics, and basic design services, and the financial capacity to sustain operations through a ramp-up period without dependence on immediate high-volume revenue. The 25-year operating history in Windsor demonstrates that this business model rewards patience and relationship capital as much as transactional throughput. Given that Mail N Copy operates with a contact team reachable at (970) 686-6265 and windsor1@mailncopy.com, prospective investors or acquirers have a direct path to engagement with the ownership team for operational diligence conversations. The current owner-operator model under Cami Greene and Eric Greene is structured as a corporation, Pace Investments, Inc., which creates a defined legal vehicle for any transfer or acquisition transaction. The franchise agreement term length and formal transfer framework are not part of a standardized multi-unit FDD structure in this case, which means that transition terms, if relevant, would be negotiated directly. Geographically, the Windsor, Colorado market offers a favorable backdrop: Weld County is among the fastest-growing counties in Colorado, generating continuous small business formation that creates recurring demand for printing, shipping, and mailbox services. The Saturday operating hours, running from 9:00 a.m. to 1:00 a.m., signal that the business actively serves a consumer and micro-business segment that cannot access services during standard weekday hours, a meaningful competitive differentiation in a suburban growth market.

Mail N Copy earns a PeerSense Franchise Performance Index score of 44, rated Fair, a rating that reflects the early-stage transparency of this single-unit operation as a franchisable concept rather than a negative judgment on the underlying business, which has demonstrated 25 years of operational continuity in a competitive industry sector. For investors doing serious due diligence on business services concepts, the relevant comparison set includes major brands in the NAICS 561439 category that collectively drive nine billion dollars in annual U.S. revenue, and any investment decision in this space should be benchmarked against both the single-unit Mail N Copy model and the broader competitive landscape of established multi-unit business services franchise systems. The Mail N Copy franchise investment thesis is strongest for buyers who value community incumbency, multi-carrier shipping access, and a diversified print and design service menu in a high-growth Colorado market, and who have the operational hands-on capability to extract value from a business that rewards service quality and customer relationships over passive ownership. The global business support services market's projected path to 915 billion dollars by 2029 at an 8.1 percent CAGR provides macroeconomic support for the category, and the SME segment's faster-than-average growth at 3.7 percent CAGR specifically favors community-anchored service providers like Mail N Copy. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to evaluate Mail N Copy against every competing concept in the business services franchise category with full transparency and independent rigor. Explore the complete Mail N Copy franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

44/100

SBA Default Rate

0.0%

Active Lenders

1

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Mail N Copy based on SBA lending data

SBA Default Rate

0.0%

0 of 1 loans charged off

SBA Loan Volume

1 loans

Across 1 lenders

Lender Diversity

1 lenders

Avg 1.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Mail N Copyunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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