Realty One Group
The total investment to open a Realty One Group franchise ranges from $47,250 to $227,500. The initial franchise fee is $19,000. Ongoing royalties are 0% plus a 2% advertising fee.
What is the Realty One Group franchise?
Realty One Group is a real estate brokerage business where agents help people buy and sell property. The estimated total initial investment is $47,250 to $227,500, and the initial franchise fee is $19,000, according to the 2025 Franchise Disclosure Document.
The advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years. Realty One Group was founded in 2005 and is headquartered in Laguna Niguel, CA.
Loan Activity Score
75/100
SBA Default Rate
0.0%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Realty One Group has 12 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 12 loans to franchisees of Realty One Group. PeerSense calculates Realty One Group's score as 75 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 2005 · 12 locations
$47,250 to $227,500
$19,000
12
12 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Realty One Group
12
Total SBA loans
$253K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Realty One Group
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 8.9% peer avg
SBA Loans
12
Total Volume
$3.0M
Active Lenders
10
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Realty One Group based on SBA lending data
SBA Default Rate
0.0%
8.9% below peer avg
SBA Loan Volume
12 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.2 loans per lender
Investment Tier
Mid range investment
$47,250 to $227,500 total
Realty One Group: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
2 approvals. The best year on record for Realty One Group.
Top SBA State
Maine
2 SBA financed Realty One Group locations, the densest operator footprint.
Average Loan Size
$267K
Median $150K. Use as a sizing anchor when modeling your own Realty One Group unit.
Lender Concentration
45.5%
Concentrated
Share of Realty One Group approvals captured by the top 3 SBA lenders.
Realty One Group's SBA lending pipeline peaked in 2024 (2 approvals). The last five fiscal years account for 75% of cumulative volume ($2.8M approved). Operator density is highest in Maine with 2 SBA financed locations. Average funded ticket sits at $267K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 45.5% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$489
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Realty One Group, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman