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Zoup!

Zoup!

Franchising since 1998 · 58 locations

The total investment to open a Zoup! franchise ranges from $50,000 - $479,000. The initial franchise fee is $25,000. Ongoing royalties are 6% plus a 3% advertising fee. Zoup! currently operates 58 locations (58 franchised). The top SBA 7(a) lenders for Zoup! are The Huntington National Bank, Manufacturers and Traders Trust Company and Stearns Bank. PeerSense FPI health score: 26/100.

Investment

$50,000 - $479,000

Franchise Fee

$25,000

Total Units

58

58 franchised

FPI Score
High
26

Proprietary PeerSense metric

Limited
Capital Partners
15lenders available

Active capital sources verified for Zoup! financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
26out of 100
Limited

SBA Lending Performance

SBA Default Rate

23.9%

11 of 46 loans charged off

SBA Loans

46

Total Volume

$14.1M

Active Lenders

15

States

14

Top SBA Lenders for Zoup!

What is the Zoup! franchise?

Zoup, headquartered in Maumee, Ohio, represents a distinctive and increasingly relevant presence within the highly competitive Limited-Service Restaurant (LSR) category, meticulously carving out a specialized niche with its singular focus on high-quality, flavorful soups, complemented by an array of fresh salads and sandwiches. The brand’s foundational premise, from its conceptualization, has been to deliver warmth, comfort, and genuinely nutritious meal options to a discerning and health-conscious clientele. The journey of the Zoup franchise from its inception, though specific founding dates are not provided, to its current impressive footprint of 39 total units, reflects a deliberate and strategic approach to offering a profoundly differentiated dining experience within a market that is often densely populated with more conventional fast-casual and quick-service establishments. This profound specialization allows the Zoup franchise to effectively appeal to a broad spectrum of consumers who are actively seeking healthier, more wholesome, and yet still convenient alternatives for their lunch and dinner selections, thereby strategically positioning itself as a premier, go-to destination for comforting meals that are prepared with an evident commitment to care and quality. The Zoup franchise model is designed to provide a consistently welcoming and inviting atmosphere, where the highlight is undoubtedly the daily rotation of a diverse selection of soup recipes. These offerings range from deeply familiar and comforting classic broths to excitingly exotic international flavors, a strategy that ensures the menu remains perpetually engaging, fresh, and encourages a high frequency of repeat visits from a loyal customer base. The remarkable emphasis on variety, often featuring a dozen or more distinct and rotating daily options, guarantees that each and every visit to a Zoup

FPI Score

26/100

SBA Default Rate

23.9%

Active Lenders

15

Key Highlights

Data Insights

Key performance metrics for Zoup! based on SBA lending data

SBA Default Rate

23.9%

11 of 46 loans charged off

SBA Loan Volume

46 loans

Across 15 lenders

Lender Diversity

15 lenders

Avg 3.1 loans per lender

Investment Tier

Mid-range investment

$50,000 – $479,000 total

Zoup! — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2016

15 approvals — best year on record for Zoup!.

Top SBA State

Ohio

21 SBA-financed Zoup! locations — the densest operator footprint.

Average Loan Size

$300K

Median $350K — use as a sizing anchor when modeling your own $Zoup! unit.

Lender Concentration

56.8%

Concentrated

Share of Zoup! approvals captured by the top 3 SBA lenders.

Zoup!'s SBA lending pipeline peaked in 2016 (15 approvals). The last five fiscal years account for 11% of cumulative volume ($1.6M approved). Operator density is highest in Ohio with 21 SBA-financed locations. Average funded ticket sits at $300K, with the median at $350K. Lender mix is concentrated: the top three SBA lenders account for 56.8% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$40K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$518

Principal & Interest only

Locations

Zoup!unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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