Cuppa Yo Frozen Yogurt
The total investment to open a Cuppa Yo Frozen Yogurt franchise ranges from $185,040 to $332,540. The initial franchise fee is $30,000. Ongoing royalties are 6%.
What is the Cuppa Yo Frozen Yogurt franchise?
Cuppa Yo Frozen Yogurt is a self serve frozen yogurt shop where customers choose their dessert. The estimated total initial investment is $185,040 to $332,540, and the initial franchise fee is $30,000.
The ongoing royalty is 6 percent of sales. The company is based in Bend, CA, and was founded in 2010.
Loan Activity Score
56/100
SBA Default Rate
0.0%
Active Lenders
4
According to its Franchise Disclosure Document or public business records, Cuppa Yo Frozen Yogurt has 5 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 5 loans to franchisees of Cuppa Yo Frozen Yogurt. PeerSense calculates Cuppa Yo Frozen Yogurt's score as 56 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2010 · 5 locations
$185,040 to $332,540
$30,000
5
5 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Cuppa Yo Frozen Yogurt
5
Total SBA loans
$258K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Cuppa Yo Frozen Yogurt
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
5
Total Volume
$1.3M
Active Lenders
4
States
5
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cuppa Yo Frozen Yogurt based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
5 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 1.3 loans per lender
Investment Tier
Mid range investment
$185,040 to $332,540 total
Cuppa Yo Frozen Yogurt: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
2 approvals. The best year on record for Cuppa Yo Frozen Yogurt.
Top SBA State
California
1 SBA financed Cuppa Yo Frozen Yogurt locations, the densest operator footprint.
Average Loan Size
$258K
Median $239K. Use as a sizing anchor when modeling your own Cuppa Yo Frozen Yogurt unit.
Lender Concentration
80%
Concentrated
Share of Cuppa Yo Frozen Yogurt approvals captured by the top 3 SBA lenders.
Cuppa Yo Frozen Yogurt's SBA lending pipeline peaked in 2025 (2 approvals). The last five fiscal years account for 100% of cumulative volume ($1.3M approved). Operator density is highest in California with 1 SBA financed locations. Average funded ticket sits at $258K, with the median at $239K. Lender mix is concentrated: the top three SBA lenders account for 80% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,915
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Cuppa Yo Frozen Yogurt, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman