Layne's Chicken Fingers
The total investment to open a Layne's Chicken Fingers franchise ranges from $370,500 to $1.5M. The initial franchise fee is $45,000. Ongoing royalties are 8% plus a 2% advertising fee.
What is the Layne's Chicken Fingers franchise?
Layne's Chicken Fingers is a restaurant that sells chicken fingers to diners. The estimated total initial investment is $370,500 to $1,484,750, and the initial franchise fee is $45,000.
The royalty is 8 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years.
The cost and fee figures are from the 2026 Franchise Disclosure Document. Layne's Chicken Fingers is headquartered in Frisco, GA.
Loan Activity Score
65/100
SBA Default Rate
0.0%
Active Lenders
6
According to its Franchise Disclosure Document or public business records, Layne's Chicken Fingers has 6 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 6 loans to franchisees of Layne's Chicken Fingers. PeerSense calculates Layne's Chicken Fingers's score as 65 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.
Franchising since 1994 · 6 locations
$370,500 to $1.5M
$45,000
6
6 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Layne's Chicken Fingers
6
Total SBA loans
$830K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Layne's Chicken Fingers
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
6
Total Volume
$5.0M
Active Lenders
6
1 selective
States
4
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Layne's Chicken Fingers based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
6 loans
Across 6 lenders
Lender Diversity
6 lenders
Avg 1.0 loans per lender
Investment Tier
Premium investment
$370,500 to $1,484,750 total
Layne's Chicken Fingers: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
3 approvals. The best year on record for Layne's Chicken Fingers.
Top SBA State
Texas
2 SBA financed Layne's Chicken Fingers locations, the densest operator footprint.
Average Loan Size
$830K
Median $634K. Use as a sizing anchor when modeling your own Layne's Chicken Fingers unit.
Lender Concentration
50%
Concentrated
Share of Layne's Chicken Fingers approvals captured by the top 3 SBA lenders.
Layne's Chicken Fingers's SBA lending pipeline peaked in 2025 (3 approvals). The last five fiscal years account for 100% of cumulative volume ($5.0M approved). Operator density is highest in Texas with 2 SBA financed locations. Average funded ticket sits at $830K, with the median at $634K. Lender mix is concentrated: the top three SBA lenders account for 50% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$3,835
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Layne's Chicken Fingers, unit breakdown
Explore Funding for Layne's Chicken Fingers
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly5 FDDs Available for Layne's Chicken Fingers
Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman