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SSH Spanish Schoolhouse

SSH Spanish Schoolhouse

According to its Franchise Disclosure Document or public business records, SSH Spanish Schoolhouse has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of SSH Spanish Schoolhouse. PeerSense calculates SSH Spanish Schoolhouse's score as 38 out of 100, using public SBA loan performance and recent lending activity.

What is the SSH Spanish Schoolhouse franchise?

SSH Spanish Schoolhouse is a school business that teaches Spanish to children. Its students are children, and families seeking Spanish language education are its customers. The business is in the elementary and secondary school category.

Founded in 2018, SSH Spanish Schoolhouse is headquartered in Miami, Florida.

Loan Activity Score

38/100

SBA Default Rate

0.0%

Active Lenders

2

Franchising since 2018 · 2 locations

Total Units

2

2 franchised

Loan Activity Score
Low
38
SBA Lending
18
Lender Quality
3
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for SSH Spanish Schoolhouse

2

Total SBA loans

$1.4M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for SSH Spanish Schoolhouse

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
38out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 3.2% peer avg

SBA Loans

2

Total Volume

$2.9M

Active Lenders

2

States

1

vs. SBA Sector Average

+3.2%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for SSH Spanish Schoolhouse based on SBA lending data

SBA Default Rate

0.0%

3.2% below peer avg

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

SSH Spanish Schoolhouse: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

1 approval. The best year on record for SSH Spanish Schoolhouse.

Top SBA State

Texas

2 SBA financed SSH Spanish Schoolhouse locations, the densest operator footprint.

Average Loan Size

$1.4M

Median $1.4M. Use as a sizing anchor when modeling your own SSH Spanish Schoolhouse unit.

Lender Concentration

100%

Concentrated

Share of SSH Spanish Schoolhouse approvals captured by the top 3 SBA lenders.

SSH Spanish Schoolhouse's SBA lending pipeline peaked in 2021 (1 approval). The last five fiscal years account for 50% of cumulative volume ($758K approved). Operator density is highest in Texas with 2 SBA financed locations. Average funded ticket sits at $1.4M, with the median at $1.4M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

SSH Spanish Schoolhouse, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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SSH Spanish Schoolhouse

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.